Even has a quick (literally 60 seconds) and easy online application, take instant decisions, and will fund your loan (from $1,000 to actually $100,000) by tomorrow (the next business day)!

What you need to know at a glance:

  • Cost - depends on the state, usually up to 36% APR.
  • Application process - it’s very simple and can be completed in 2 minutes.
  • Credit score - You should have at least 620 in order to apply. Applying doesn't affect your credit score
  • App safety - the company’s website has a detailed privacy policy and uses SSL encryption when handling personal data.
  • Eligibility criteria - You must be a U.S. resident, aged 18+, employed with an income of at least $2,900 per month

You can borrow as little as $1,000 or as much as $100,000 using Even, depending on where you live. You can use these personal loans for a variety of reasons, including home improvement projects, special purchases, medical fees, weddings, and unexpected expenses.