June 16, 2019

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With millions of Americans applying for mortgages every year there’s an obvious need for mortgage apps that make it easy to calculate what you can afford to borrow, and apps that let you apply using your mobile device. You can even get help with managing your mortgage on your mobile device. In this article, we...
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Dividend payments play different roles in the mind of an investor. For some it is simply a useful return on their investment, adding to the total investment value at the end of the year. For other investors dividends are effectively income and these investors need a monthly dividend calculator to understand what their monthly income...
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MoneyLion is a popular app, but what do users think about it? We’ve done the research for you, read this article to find out what users are saying about MoneyLion. What do they like about it? What’s not so good about MoneyLion? We’ve summarised MoneyLion reviews across app stores plus TrustPilot to make sure you’re...
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MoneyLion Plus is a new service launched by the Malaysia-based fintech startup in 2018. Subscribe (free if you log into the app everyday) and you will get access to a bunch of MoneyLion services, including $500 loans with a low APR, automated savings, a “credit builder” (MoneyLion will report to the credit bureaus when you...
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Do you need money fast? Looking for an additional income to top up your wages? You’re in the right place. Read on to discover the best money making apps for getting cash quickly. We also cover apps that are great for ongoing income and a couple of apps that are good for borrowing in an...
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Getting a loan using an app is sometimes just the easiest and quickest way to get cash when you urgently need it. Not all apps are the same though. You need to closely check out the app description and read money lending app reviews before you choose a lender. Let’s look at some of the...
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If you’re in need of extra cash, but don’t have the time to get a second job, why not check out some money earning apps? There are plenty of apps around that will pay you in cash, gift cards and prizes. Check out some of these below. Real money-making apps Swagbucks Swagbucks is one of...
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Smartphones have done a great job of sorting out life’s wrinkles, and smartphones are pretty good at helping us with money too. There is a money app for just about everything. Read on to see what you can do with money apps as we cover some of the best money apps you can get for...
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The Mint app is probably the most popular personal-finance app on the market. We decided to include it in our overdraft apps ranking because good financial behavior can help you avoid bank fees. Mint has been on the market for quite some time, it was launched in 2006. Since their founding Mint has changed a...
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Synchrony Bank and Synchrony Financial are part of the same bank, but the two names refer to different financial products. In this article, find out what Synchrony can offer you in terms of savings accounts, money market accounts, Certificates of Deposits and credit cards. If you’ve Googled “Luxury Synchrony Bank” and arrived here, you may...
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Did you try LendUp because you were looking for a payday lender? Were you unhappy with their service and want more information on alternatives loans like LendUp? Maybe you feel like they are too expensive (we agree!)? If yes, read the following article! PockBox.com App PockBox could serve as a great alternative to the LendUp...
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Repaying your loans on time is a big responsibility. You agreed to the loan terms and you need to make sure you pay on time. But life can get in the way, making it difficult to meet all your commitments. What alternatives are there? This article covers everything you need to know about paying loans,...
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Although they do not advertise themselves as an overdraft app, the LendingClub app can function as one in many circumstances. LendingClub is a payday lender that lends between $1,000 and $40,000. They issue loans based on a variety of criteria, including your credit score (often, even if you have a poor credit score you can...
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LendUp is an online payday lender app and while the reputation of payday lenders is terrible, it may serve you as an overdraft app if you’re in need of a quick cash. Watch out for the APR (Annual Percentage Rate a.k.a. how much you’re going to pay for your loan)! After entering some personal information...
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There’s no longer any reason why you need to hand out pocket money in cash, your kids can be just as card-savvy as you are. The key lies in giving your kids the right card to use. Handing your child a supplementary card on your credit card account is not ideal, instead consider a kids...
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Setting your child up with their own bank account or a prepaid debit card allows them to build critical financial skills from a young age so that when they enter adulthood, they’ll have already developed some good money habits. But which kid’s bank card or account should you choose for them? Compare some of the...
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If you’ve stumbled across this article while Googling “kid credit card free”, you’re in the right place. This article outlines what you can do to help your child start building a credit history for free and get them used to managing money using credit cards and prepaid debit cards. Can you get a credit card...
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If you’re considering using Robinhood, the investing platform that lets you trade stocks, ETFs and options commission free, you might be wondering “Is Robinhood app safe to use?” In this article, learn about how Robinhood works and the behind-the-scenes processes that are in place to look after your money and your personal data. Robinhood app...
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MoneyLion can point you in the right direction if you need to take better control of your money. This app is designed to help you make smarter decisions, whether you’re borrowing, saving, investing or looking for financial guidance. But if you’ve never heard of this service, you’re probably asking yourself: Is MoneyLion safe? Here’s what...
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Sometimes, your rent, utilities and car payment are due before you’re scheduled to get paid. If you run out of money and don’t have an emergency fund, a payday loan might seem like the next best thing. But these loans can be costly with their fees and high interest rates. If you’re looking for a...
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Perhaps you’ve already heard about Dave, a smart budgeting and cash advance app that closely monitors your spending and alerts you when you’re about to go overdrawn. It sounds awesome on the surface of it, but is Dave safe to use? Find out in this article below. Dave app review The app works by accessing...
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Cash App offers a way to send and receive money instantly, and unlike PayPal, it’s fee-free. With over 10 million downloads since 2013, it should be ok to assume that Cash App isn’t a scam. However, some reviews online beg to differ. So, is Cash App safe? We’ve done our homework and found out the...
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Acorns is an app where you can invest your spare change. It makes investing easy, even if you don’t have much money to play around with. Sounds good, but is Acorns app safe? Find out how Acorns looks after your money and your data privacy in this article below. Acorns app Acorns aim is to...
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Transferring money internationally outside of the U.S. can prove expensive, depending on which bank you use. Did you know that you don’t necessarily have to use your bank for this type of transaction? You can send money to another person overseas using an international money transfer app – and doing so may result in lower...
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Many insurance providers now offer apps for smartphones in a bid to make their services more user-friendly and convenient for customers. In this article, learn about some highly-rated providers of life cover, car insurance and healthcare that also offer insurance apps as part of their overall customer experience. Life insurance apps TIAA Life TIAA is...
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Do you have a bad credit score? You’re not alone. Millions of Americans have a “thin credit” – people with no or very limited credit data – or just a poor score. It doesn’t mean much about you except that you will have a difficult time borrowing money, which we all need from time to...
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If you have bad credit, refinancing your auto loan might seem nearly impossible. The good news is that although there are no guarantees, you do have options to pursue – there are some lenders out there who may be able to help you. This article explores how to refinance a car with bad credit and...
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Getting on to the housing ladder can be difficult, but it is also a challenge upgrading to a larger house when you have outgrown your current house. The sums of money involved in home loans are large and qualifying for a loan is not always easy. How to qualify for a house loan is a...
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Are unpaid bills causing you sleepless nights? It’s a worrying time when you’re flat broke, but if you’re willing to make a few sacrifices, your finances could improve. This article provides tips on how to pay off bills with no money and how to start changing your financial situation too. Prioritize your bills If you...
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Sometimes, there just isn’t enough money to go around. And if you don’t keep a close eye on your checking account, you may accidentally — or intentionally — overdraft and spend more money than you have available. For this reason, it’s important that you understand how to pay an overdraft. If you sign up for...
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If you want to learn how to overdraft your bank account on purpose, you got to the right article. The first step is to enroll in your bank’s overdraft protection service. Overdraft protection covers you if you spend more money than you have in your account. If you have, say, $40 in your account but...
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Debit cards are easy to use. In fact, some studies show that people spend 20% to 30% more when they use debit cards rather than paper checks. This can certainly create problems if you don’t keep track of your expenditures. If you’re asking yourself how to overdraft a debit card on purpose, this is the...
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If you wondered how to get overdraft fees waived, this is what you should do: call your bank. Making that call can turn out to be very rewarding as more than 50% of people who tried complaining to their bank after getting hit with a credit card or an overdraft fee found it to be...
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If you’re active-duty military, a veteran, a National Guardsmen or the spouse of an eligible service member, a VA loan can get your foot in the door and help you purchase or refinance a home. These loans are guaranteed by the Department of Veterans Affairs and offer flexible lending guidelines. Borrowers can purchase with no...
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You probably don’t have to be told the benefits of homeownership. You can build equity, enjoy a sense of accomplishment, and most importantly, you can stop wasting money on rent. But a mortgage is a big responsibility, and for this reason, mortgage lenders don’t approve everyone for financing. The good news, however, is that there...
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There’s no denying the fact that college tuition is expensive. The good news is that federal financial aid is available to students and their parents. So if you or your child has plans of attending college in the future, at some point you’ll probably fill out a FAFSA (Free Application for Federal Student Aid). This...
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Wondering “How to check my 401k balance online?” This article explains the steps you need to take to find out the details of your 401K, plus how to track down an old 401K that you lost or forgot about when you switched jobs. It’s a good idea to check your 401K balance at least once...
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Even though a conventional home loan is a popular mortgage product, you may not meet the down payment and credit score requirements for this loan. If so, an FHA home loan might be a better fit for you. This is a government loan insured by the Federal Housing Administration. FHA loans only require 3.5% down...
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The dream of owning a home is alive and well, but getting here is easier said than done. Even if you get a job and work hard to build a strong credit score, a down payment remains one of the biggest hurdles to homeownership as a first-time homebuyer. But you can overcome this hurdle. This...
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Before looking at the overdraft fees and limit of your bank, check out these apps PockBox Get it now PockBox is the perfect app to top up your checking account (with up to $2,500) and use the money to buy stuff online. The process is sleek and straightforward. You will just have to give some...
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How many personal loans can you have at once? If you’re strapped for cash, this question might be at the forefront of your mind. This article explores various options that may be of interest to you, as well as some points to consider to avoid getting into trouble with your finances. Can I take two...
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Small businesses can find it difficult to obtain loans. Commercial banks have strict lending criteria which can easily disqualify a small business. Thankfully the Small Business Administration offers help for enterprising small business owners. The agency has helped countless businesses obtain loans by providing a loan guarantee. However, SBA loans can take a long time...
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Even the most financially savvy people can find themselves overdrawn from time to time. Overdraft fees can soon add up so it’s a good idea to bring your account back into a positive balance as quickly as you can. But with that said, how long can your checking account be overdrawn before more severe consequences...
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Everybody makes a mistake now and then. That’s why overdraft protection can help us out. We may try to use our debit card or write a check when there is no money in the bank, and run into real trouble. With overdraft protection, we can cross the line and use money that is not yours....
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Do you sometimes find it tricky to pay your bills between paychecks? The Earnin app is designed to bridge the gap between paydays, helping you to make your finances more manageable if you’re in a tight spot with money. Any day can be your payday, as long as you’ve already earned money. So how does...
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How does an overdraft work?  Great question! An overdraft is like getting an automatic loan from the bank when your balance goes below zero. An overdraft allows you to make a payment or purchase even if you are out of money. Overdraft Fees Banks charge interest and fees on the money you borrow (the money...
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You may have already heard of Acorns as a way to put your spare change to good use by automatically depositing it into an investment account. The concept of Acorns is simple – to make investing accessible to anyone. So, how does Acorn app work exactly? Moreover, is it really possible to make money using...