June 17, 2019

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Charles Schwab and Vanguard are up there with the biggest and best asset management companies in the U.S. Both offer quality robo-advisor services that make investing low-cost and hassle-free for their customers. But how do these services compare side by side? This article covers the key differences between the Schwab Intelligent Portfolio vs Vanguard Personal...
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In March 2017, Charles Schwab added a new investment service to its range of offerings. Schwab Intelligent Advisory is a hybrid service, combining Schwab Intelligent Portfolios (a robo-advisor) with personalized advice from a Certified Financial Planner professional. This Schwab Intelligent Advisory review below sheds some light on the critical differences between the two options. Schwab...
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Getting on the property ladder is important for a whole range of reasons. Investing in the home you live in makes good financial sense, and for many people continuously renting can be a frustrating experience. Yet buying a home is challenging as most loans have a high deposit hurdle. But you need to start somewhere...
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When it comes to selecting an online broker, there are several factors to consider, including trading fees, the types of investment products available to you and what kind of support you’ll be getting. In this article, you’ll find a comparison between two top online brokers, Robinhood vs TD Ameritrade, to help you understand the critical...
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The Robinhood desktop app, called Robinhood for Web, was rolled out to all users back in spring 2018, as an alternative to this brokerage firm’s mobile app. In this article, find out how the two apps differ and whether the desktop version offers you any advantages compared to the mobile app. Robinhood for Web You...
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If you want to try your hand at DIY investing, the Robinhood app may be a good place to start, especially since you can trade stocks, ETFs and options commission-free. In this Robinhood app review, find out how the platform works, how it makes money and most importantly, what real users think to it. Robinhood...
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Dealing with expenses can be a real hassle, and there’s nothing worse than losing a receipt and forfeiting the claim for a valid business expensive. There’s an easy answer – stop trying to manage expenses on your own. A receipt app can take care of your expense management in a jiff. Check out these apps...
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MoneyLion is an app that allows you to borrow up to $500 at a 6% APR (this is not a typo) through their “Plus” service. MoneyLion also allows you to better manage your financial health by providing many services such as a financial planner and a credit builder. How much does it cost? How to...
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Most Americans strive to own their own home, escaping the rental trap. Qualifying for a home loan means greater stability in life and is often a fantastic investment. Homeownership frees you from difficult landlords and helps to build a savings pot for retirement. Getting a loan is not easy but you can boost your chances...
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Looking for excellent rates on personal loans, and have a good credit score? Check out the loan offering from Prosper, one of the oldest peer-to-peer lending platforms. At Prosper, you can borrow as much as $35,000 at a rate as low as 5.99%, for up to 5 years. The peer-to-peer lending platform can approve your...
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Struggling to keep track of which bills you need to pay and when? The Prism financial app could help you bring order to your finances and give you a complete picture of how your financial situation looks. Find out all about the app in this article below to see whether it’s for you. Prism account...
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nd use them to pay for purchases online or in-store at most retailers. Prepaid debit cards for kids do have a couple of additional benefits, however. Parents can track their kid’s spending activity, and many providers offer multiple cards on the same account so that you can transfer funds easily to your kid’s card. Debit...
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Giving your kid a debit card is one of the easiest ways to hand out pocket money. Debit cards can also help teach your kids the basics of personal financial management. Besides, with their parents increasingly paying for small purchases by cards, kids might well demand a payment card of their own. You’ve got plenty...
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Looking to give your kids a little financial independence? A prepaid debit card can help your child/teen develop some constructive money habits that they can take with them into adulthood. Check out some of the best prepaid credit cards for kids currently available below. Can a child really get a credit card? First things first...
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If you are looking for personal loan apps, you arrived at the right place. We want to share with you and review 5 of the most popular apps that would be able to provide you cash next time you need it. Must know: the amount that you need, your income and your credit score will...
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Robo-advisors and digital wealth managers are becoming increasingly popular with people who appreciate an automated or hands-off approach to investing and financial planning. There are several online financial software platforms to choose from that fall into these categories, each with various benefits. In this article, find out the main differences between two frontrunners: Personal Capital...
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Do you currently use Personal Capital to help you track your money and investments all in one place? This digital wealth manager provides plenty of useful tools and a comprehensive investment management service. However, are there any other platforms or apps that offer a similar service? Check out some Personal Capital alternatives below. Personal Capital...
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One of the benefits of the P.C. Richard & Son Credit Card is that you can get 0% financing for 6 months or more on various electronic goods, appliances, and mattresses. If you’ve arrived here after Googling “PC Richards credit card Synchrony Bank”, you’ll probably already know this and are looking for how to apply,...
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2018 has had its ups and down and for many people managing their money has been tricky. Improving on money matters is often a new year’s goal, most of us plan on managing our money better in 2019. Nonetheless sometimes a sudden borrowing need will come up. Read our review of the best borrowing apps...
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Getting paid weekly or bi-weekly is customary in the U.S, and in a perfect world, payday always falls a few days before bills are due. Of course, we don’t live in a perfect world. So at times, you may have more bills than cash in your bank account. If you don’t have an emergency fund...
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We have all (ok, most of us) been there! You miscalculated your expenses? Your paycheck is a bit lower this time around than usual? In this article, you will find concrete tips to prevent having an overdrawn bank account, and learn what to do when you bank account has a negative balance. Overdrafting is very...
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Do you need to write an overdraft check? If you do, this check will cost you a lot of money because your bank will have to cover you. That’s because the amount you write on the check will be higher than what you currently have in your checking account. Although it is quite expensive, writing...
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Interested in money cards for kids? This article covers the reasons why you should consider letting your children have their own debit card and gives an overview of Greenlight and gohenry, two frontrunners in the kids’ prepaid debit card space. Children’s debit card Rumour has it (on the web at least) that eventually, we’ll be...
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Most of us need a little extra cash sometimes. Whether it’s for a busted pipe or a car repair, a small expense can turn out to be a really big problem when it’s unexpected, especially when you don’t have the money to cover the costs. So, where do you turn to in times like these?...
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Many people are “fed up” with banks and their frequent unwillingness to work with individuals. What they may not know is that they can open checking accounts online instantly with many known banks directly from their websites or with online banks (that is, banks with no physical branches). Online banking is becoming one of the...
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Most businesses require a checking account to operate. Business checking accounts make it simple and easy to pay suppliers, and to receive funds from customers. In fact, in today’s age of cashless transactions it has become more or less compulsory for a business to open a bank account. In this article, we’ll explain to you...
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Is there any way to open a checking account online with no deposit? Yes, there is! Some banks won’t work with people who have very little money, but according to the FDIC, 93% of all Americans have a checking account. It’s almost a necessity for doing business in today’s world. Some employers refuse to issue...
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Sure, you can use a website for online trading. Websites offer fantastic online trading functionality, but it’s not always convenient to get behind a computer to get your trades sorted out. Apps are a better option, just what you need if you want to quickly react to market news while on the ago. Check our...
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In this article, we are going to give you information regarding online checking account interest rates. In other words, how much interest can you earn from having your money sitting in a checking account? Gone are the days when you were required to make a physical appearance to the bank to open a checking account....
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Like so many financial services nowadays banking is less and less tied to a physical place of business. The online revolution has made it incredibly easy to interact online with service providers, and millennials in particular are really engaging online whenever they need to do business with a financial provider. In any case, most people...
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Many banks offer overdraft protection including ODP transfer to checking, which is usually somewhat cheaper than traditional overdraft coverage. In this article, find out all about overdraft protection, how ODP transfers work and important points to consider. ODP meaning in bank So, what does it mean to have overdraft protection? Well, it’s a service you...
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You just lost your job? Your kid has an unexpected medical emergency? You’re here because you need cash now! It’s ok, it happens to everyone. We can help. Let’s dive into it! We reviewed some of your options (including payday lenders which we don’t like) if you need quick cash. Recommendation: it’s always good to...
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Performing an account balance check is without doubt the most useful thing you could do to avoid overdraft fees and have an overdrawn bank account. In fact, it is the best thing you could do to avoid bank fees in general. Many of us fail to check our balance regularly although it is completely free....