June 18, 2019

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Are your finances stressing you out? You Need a Budget! Or perhaps you need Personal Capital? Both are apps which offer some smart financial management tools to help you get in control of your money. Find out the differences between YNAB vs Personal Capital in this article below. Personal Capital app Personal Capital is a...
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Given that there are more than 200 robo-advisors in the U.S. it can be tricky to know which one offers the best investment management service for your needs. In this article, check out the differences between two major investment apps: WiseBanyan vs Wealthfront. WiseBanyan app WiseBanyan bills itself as being the world’s first free financial...
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If you want to start investing or would prefer a hands-off approach to investment management, using a robo-advisor could be a good option for you. There are more than 200 robo-advisors in the U.S. so the question is, which one should you use? To help you narrow the list down, check out this article which...
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If you find yourself in a situation where you would like to pay down your credit card debt, finance a move or take that trip you always wanted, taking out a personal loan is a good way to do that and not leave yourself overwhelmed with debt as a result. Are you asking yourself “Where...
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If you’re asking yourself, “Where can I get a loan with no credit?”, perhaps you’ve already applied for a loan and have faced rejection because of non-existent credit history. Fear not; there are some lenders that you can safely approach, who will be happy to do business with you. However, when it comes to not...
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If you’re in need of a lump sum of between $1,000 and $50,000 to fund a vacation, a car, a wedding, home improvements or even to cover you for an emergency, a personal loan is one option to consider. What is a benefit of obtaining a personal loan, compared to other financial solutions, you might...
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The short answer is: you will pay outrageous overdraft fees! This article will concisely explain what happens if you overdraw your checking account. We will also cover the reasons it happens, and how much it will cost you. As you may already know, you will have an overdrawn bank account when you try to spend...
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You were recently charged an overdraft fee and you want to know – what does overdrawn mean? It simply means that your account has a negative balance. Any transaction you now make will cost you a lot of money! The way the banking system works in America is quite straightforward. Every transaction that will bring...
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Purchasing a home is a major milestone, but it can also be an intimidating process. It’s not as complicated or scary, however, when you know what lenders expect, and when you understand the requirements for a mortgage. So, what do you need to qualify for a home loan? Here’s how a lender decides if you’re...
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If you currently use the robo-advisor, Wealthfront, and you want to cash out your investments, you might be wondering what the Wealthfront withdrawal fee is. This article covers the ins and outs of withdrawal fees, penalties and how long it takes to withdraw funds from Wealthfront. Wealthfront’s fee structure is relatively straightforward. In short, Wealthfront...
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Two of the leading companies in the robo-advisor industry are Betterment and Wealthfront. Both offer an automated investment service with a low annual management fee starting from just 0.25%, but there are some critical differences between them. This article explores Wealthfront vs Betterment performance as well as highlighting the main points to know about each...
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With more than $10 billion in assets under management, Wealthfront is one of the most popular robo-advisors around at the moment, thanks to its straightforward and competitive advisory fee of 0.25% and comprehensive financial planning tools. If you’ve already signed up for an investment account with this platform but aren’t sure what your Wealthfront risk...
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With college tuition fees now way higher than what they were two decades ago, parents are under increasing pressure to stump up enough cash to send their kids off to their dream college. A savings vehicle to consider is a 529 plan, which can be accessed through many brokers/advisors including Wealthfront. Check out our Wealthfront...
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Do you find money management a bit of a minefield? You’re not alone if so. Juggling income, expenses, debt, and savings can be a tedious and somewhat bewildering task. Luckily, there are plenty of apps around that can help you simplify your finances. Wally is one of them – check out our Wally app review...
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Budgeting is the cornerstone of your personal finances. Everyone knows the basic principle: spend less than you earn, save the rest. Getting budgeting right means a bit of planning every month and tracking your spending. Apps are excellent tools. You can pick from the fully-featured and clever, like Mint and YNAB, to the straightforward, like...
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Signed up to an investment service and got the ideal asset allocation? Think you can simply remain invested and forget about it? Think twice: every investment portfolio should regularly be reviewed and rebalanced. But don’t stress: robo-advisors can automatically rebalance your portfolio for you. One of the top robo-advisors is offered by Vanguard, let’s take...
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The stock market moves quickly, you need constant access to your trading tools wherever you are. Trading apps make it easy to trade stocks on your phone or tablet, but trading apps are not equally capable. Besides, some traders need a bit more guidance from their stockbroker whereas other traders simply want in on the...
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A budget is essentially a spending plan or a guide for how you’ll allocate income for expenses, debt repayment and savings. Budgeting can be tedious, restrictive and difficult at first, and some people would rather stick their head in the sand than deal with their money. But regardless of your income level, you can’t go...
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Getting a credit card as a student can help you build your credit history from an early age. The trick is to get a card with a low limit and to spend on it every now and again, always paying the bill in full. That way you can build a blue chip credit history early...
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The Synchrony Bank PC Richards Credit Card can be used to receive 0% APR financing for 6 months or more on many of the electronic goods, appliances and mattresses that P.C. Richard & Son has to offer. It’s a store credit card that can only be used at this retailer, so if you shop there...
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Consumer banking and finance has opened up thanks to the internet, with many online-only and limited-service banks providing useful, interesting products. Synchrony Bank is one example. But which services does Synchrony Bank offer, and what is the Synchrony Bank app like? Read on to learn everything you need to know about Synchrony Bank. Synchrony Bank...
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Choosing amongst thousands of stocks is a challenge. No investor can evaluate the fundamentals of every single stock on the market. But where do you start? A stock screener is a helpful tool, making it easier to narrow down your options to stocks that have an upside. Read on to discover everything you need to...
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Traditionally stock market investment had a high barrier to entry: you had to invest a lot of money and needed to know your stuff if you wanted to see real gains. No longer: technology removed the newbie challenges of stock market investing, with apps leading the charge. Stash is one of the simplest apps, find...
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Wondering whether to dip your toes into the world of investing? The Stash app may be a great way to take the plunge. Stash aims to make investing accessible to everyone, even those who don’t have much cash to put away. In this article, learn all about Stash, including how much it costs and how...
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A business loan can make all the difference. An injection of funds can help your business grow rapidly, entering new markets faster and acquiring new customers quicker. But when we’re thinking of start up business loans, bad credit & no collateral can be a huge stumbling block. In this article, we will discuss how your...
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Working out how much each person should pay for a night at the restaurant is always a hassle, never mind splitting the costs when traveling. A split app can make divvying up bills way easier. We’ve taken a look at some of the most popular split apps. Read on to see how a split app...
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SoFi is a great option if you’re looking to borrow a large amount at an excellent rate. However, you need a very good credit score to successfully apply for a SoFi loan. At SoFi you can borrow from $5,000 all the way to $100,000 with an APR as low as 5.0%. The company offers a...
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Small businesses can struggle to get financing for any number of reasons. Bad credit is often at fault as lenders think twice before issuing a loan to a business that does not have a perfect repayment history. The Minority Business Development Agency says that small businesses owned by minorities tend to have lower credit scores,...
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Scottrade operated as a discount brokerage firm, until September 2017, when it was acquired by one of its rivals, TD Ameritrade. If you’ve arrived here looking for information on the Scottrade app, this has now been replaced by the TD Ameritrade Mobile app – you’ll find information about it below, along with a review of...
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Schwab Intelligent Portfolios from Charles Schwab is an automated investment advisory service that uses sophisticated algorithms to build, monitor and automatically rebalance a diversified portfolio, based on your financial goals. However, what makes Schwab Intelligent Portfolios different from other robo-advisors? Find out in this article about Schwab robo investing below. How do Schwab Intelligent Portfolios...