June 23, 2019

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This article is part of the Overdrafting in the United States report America’s current political climate is fraught, tense and deeply partisan. Arguments flair up daily over events national and international, each side staunch in its take. But when it comes to personal finance, can Americans agree? When it comes to, say, national overdraft habits,...
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This article is part of the Overdrafting in the United States report “According to a recent report,” said Seth Meyers on the “Jokes Seth Can’t Tell” segment of “Late Night With Seth Meyers” in late 2017, “gay men earn more money than straight men. Because straight men work but gay men weeeeeeerrrrrkkkk.” Meyers was immediately...
Overdrafting in the United States OverdraftApps.com deployed a comprehensive anonymous survey to determine the state of financial overdrafting in America. Just over 1,000 Americans participated in the survey, with representation from 46 states. More information on the survey process, methodology, and respondents can be found in the methodology on page 15. The key insights of...
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This article is part of the Overdrafting in the United States report OverdraftApps set out to learn just how hard Americans are hit by overdraft fees, or fees incurred when a bank charges customers for letting them use more money than they have in their accounts (either by linking their checking account to another, like...