Mint is a handy app for helping you budget, manage your bills and track your finances all in one place, especially since it’s free to use. But are there any other apps that do a similar or better job? In this article, explore four other apps like Mint to see if they’re more suited to your needs.
CountAbout appears to be very similar to Mint in terms of features. It’s one of the few apps that will let you import your data from Mint (or Quicken), in case you want to see your past transaction history.
There is a fee attached with CountAbout, but its basic subscription is reasonable at $9.99 per year, and there are no targeted ads to put up with, unlike Mint which uses ads for monetization. Because there are no ads, your data is kept entirely private as opposed to some of it being shared with advertisers.
CountAbout’s premium service costs $39.99 per year and allows you to download transactions from your bank automatically. If you choose the basic version, you’ll have to input your transactions manually.
You Need A Budget, otherwise known as YNAB, is different to Mint in that it requires more intervention from you (which could be a good thing). YNAB has an active budgeting philosophy where you account for every dollar you spend and eventually get yourself into a place where you’re only spending money you’ll have earned at least a month ago. Like the CountAbout app, you’ll need to input your transactions manually.
Many user reviews report that YNAB has changed their finances for the better. You can use YNAB free of charge for 34 days, and then it costs $6.99 per month.
More on YNAB vs Personal Capital
Digit is different from Mint in that it’s not a budgeting app as such. Instead, it automates savings based on what you can afford. Digit’s sophisticated algorithm learns your spending behavior; it predicts upcoming bills and purchases and then puts a safe amount aside for savings. If you’re broke, Digit will take a break!
Digit keeps your savings in FDIC insured accounts, and if Digit happens to take you overdrawn, it will reimburse overdraft fees. You can save towards different goals with this app and even pay down debt. Digit is free for 30 days and then costs $2.99 per month.
Personal Capital is a digital wealth manager that provides a suite of free financial tracking tools as well as a paid-for investment management service.
Like Mint, Personal Capital can pull all of your financial accounts together in one place. You can set savings goals, analyze your investments, track your day-to-day finances and calculate your net worth. If you have investments and want to track these as well as your daily finances, Personal Capital is worth a look, as it’s a bit more geared up for investors.
More on Personal Capital alternatives
If you’re looking for Mint alternatives, one of the above apps may work for you depending on your needs. Are you already using one of these apps? Let us know your experience via the comments section below.