Johnathan Delmonik - Overdraft Apps

💸 Refinancing your student loan

Student loan refinancing means swapping your current student loans for a new loan with a lower interest rate. That could save you big money over time. When you refinance, a lender pays off your existing loans with a new one at a lower interest

research

Most Americans don't trust Trump to help with money

OverdraftApps.com surveyed 1,009 people ages 18 to 71 from 46 of the United States (excluding Wyoming, Vermont, Alaska and Hawaii) about their overdraft habits (that is, spending more than they actually have in their checking accounts and subsequently paying fees) to answer exactly these questions.

research

The LGBTQ community still struggles financially

Despite recent reports that both lesbians and gay men earn more than their hetreosexual counterparts, other studies show members of the LGBTQ community are still more likely to be poor.

research

Research

OverdraftApps.com deployed a comprehensive anonymous survey to determine the state of financial overdrafting in America. Just over 1,000 Americans participated in the survey, with representation from 46 states.

research

Americans still pay dearly for their overdrafts

DescriptionOverdraftApps set out to learn just how hard Americans are hit by overdraft fees, or fees incurred when a bank charges customers for letting them use more money than they have in their accounts.

Money

YNAB vs Personal Capital

Are your finances stressing you out? You Need a Budget! Or perhaps you need Personal Capital? Both are apps which offer some smart financial management tools to help you get in control of your money. Find out the differences between YNAB vs Personal Capital in this article below.

Money

Wisebanyan vs Wealthfront

Given that there are more than 200 robo-advisors in the U.S. it can be tricky to know which one offers the best investment management service for your needs. In this article, check out the differences between two major investment apps: WiseBanyan vs Wealthfront.

Money

WiseBanyan vs Betterment

If you want to start investing or would prefer a hands-off approach to investment management, using a robo-advisor could be a good option for you. There are more than 200 robo-advisors in the U.S. so the question is, which one should you use? To help you narrow the list down, check out...

Loans

Where can I get a personal loan

If you find yourself in a situation where you would like to pay down your credit card debt, finance a move or take that trip you always wanted, taking out a personal loan is a good way to do that and not leave yourself overwhelmed with debt as a result.

Loans

Where can I get a loan with no credit

If you’re asking yourself, “Where can I get a loan with no credit?”, perhaps you’ve already applied for a loan and have faced rejection because of non-existent credit history.

Loans

What is a benefit of obtaining a personal loan

If you’re in need of a lump sum of between $1,000 and $50,000 to fund a vacation, a car, a wedding, home improvements or even to cover you for an emergency, a personal loan is one option to consider. What is a benefit of obtaining a personal loan, compared to other financial solutions...

Banking

What happens if you overdraw your checking account

The short answer to this question is: you get charged with outrageous overdraft fees! Keep reading if you want to understand exactly what happens if you overdraw your checking account, why this happens, and how much it will cost you.

Money

What does overdrawn mean

You were recently charged an overdraft fee and you want to know - what does overdrawn mean? It simply means that your account has a negative balance. Any transaction you now make will cost you a lot of money! That’s how you should deal with an overdrawn account.

Loans

What do you need to qualify for a home loan

Purchasing a home is a major milestone, but it can also be an intimidating process. It’s not as complicated or scary, however, when you know what lenders expect, and when you understand the requirements for a mortgage. So, what do you need to qualify for a home loan?

Money

Wealthfront withdrawal fee

If you currently use the robo-advisor, Wealthfront, and you want to cash out your investments, you might be wondering what the Wealthfront withdrawal fee is. This article covers the ins and outs of withdrawal fees, penalties and how long it takes to withdraw funds from Wealthfront.

Money

Wealthfront vs Betterment performance

Two of the leading companies in the robo-advisor industry are Betterment and Wealthfront. Both offer an automated investment service with a low annual management fee starting from just 0.25%, but there are some critical differences between them...

Money

Wealthfront risk score

With more than $10 billion in assets under management, Wealthfront is one of the most popular robo-advisors around at the moment, thanks to its straightforward and competitive advisory fee of 0.25% and comprehensive financial planning tools. If you’ve already signed up for an investment account...

Money

Wealthfront 529 review

With college tuition fees now way higher than what they were two decades ago, parents are under increasing pressure to stump up enough cash to send their kids off to their dream college. A savings vehicle to consider is a 529 plan, which can be accessed through many brokers/advisors...

Money

Wally app review

Do you find money management a bit of a minefield? You’re not alone if so. Juggling income, expenses, debt, and savings can be a tedious and somewhat bewildering task. Luckily, there are plenty of apps around that can help you simplify your finances. Wally is one of them - check out our Wally app...

Money

Wally app

Budgeting is the cornerstone of your personal finances. Everyone knows the basic principle: spend less than you earn, save the rest. Getting budgeting right means a bit of planning every month and tracking your spending. Apps are excellent tools...

Money

Vanguard automatic rebalancing

Every investment portfolio should regularly be reviewed and rebalanced. But don’t stress: robo-advisors can automatically rebalance your portfolio for you. One of the top robo-advisors is offered by Vanguard, let’s take a look at how Vanguard automatic rebalancing works.

Money

Trading apps

The stock market moves quickly, you need constant access to your trading tools wherever you are. Trading apps make it easy to trade stocks on your phone or tablet, but trading apps are not equally capable. Which trading app is best for you? Read on to find out.

Money

The purpose of a budget is to...

A budget is essentially a spending plan or a guide for how you’ll allocate income for expenses, debt repayment and savings. Budgeting can be tedious, restrictive and difficult at first, and some people would rather stick their head in the sand than deal with their money...

Cards

TD student credit card

Getting a credit card as a student can help you build your credit history from an early age. The trick is to get a card with a low limit and to spend on it every now and again, always paying the bill in full. Let’s take a look at the TD student credit card offer.

Banking

Synchrony Bank PC Richards

The Synchrony Bank PC Richards Credit Card can be used to receive 0% APR financing for 6 months or more on many of the electronic goods, appliances and mattresses that P.C. Richard & Son has to offer.

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