Overdrive by Current can help cover purchases up to $100 when your balance is low. Just pay yourself back with your next paycheck. The cost? Nothing - and it's interest-free!

Current is the bank for modern life! Open a personal, premium checking account with Current to enjoy benefits like:

  • Getting paid up to 2 days faster
  • Free overdraft up to $100 with Overdrive™
  • Access 55,000 free ATMs
  • No minimum balance and no hidden fees.

Install, open the app, create a personal checking account, and direct deposit $200 or more from your employer to earn rewards. The mobile bank built for you and your lifestyle.

Key Features

  1. Get Paid Up to 2 Days Faster
  2. Free Overdraft Up to $100 with Overdrive™
  3. Earn Points for Unlimited Cash Back at over 14,000 Merchants
  4. No Hidden Fees or Minimum Balance
  5. 55,000 Free In-Network ATM's worldwide
  6. Deposit Cash at over 60,000 locations
  7. Black Premium Card
  8. Gas Holds Instantly Refunded
1 Banking services provided by Choice Financial Group or Metropolitan Commercial Bank (Members FDIC), The Current debit and prepaid cards are issued by Choice Financial Group or Metropolitan Commercial Bank, pursuant to licenses from Visa U.S.A. Inc. Your issuing bank is indicated on the back of your Card.
2 Current’s Overdrive program is an optional service that allows qualifying Premium members of Current to overdraft qualifying transactions up to a $100 limit with no overdraft fees, using their Current debit card. Premium members can be considered for the program with qualifying direct deposits of $500 per month from their employer. Current, in its sole discretion, will determine your eligibility for Overdrive based on your direct deposits received, your account history, and spending activity with Current. If your account qualifies, you’ll receive a notification from Current letting you know. Your Limit may be increased or decreased at any time by Current. Certain transactions (ATM transactions, peer to peer payments, ACH bill pay, and Current Pay) are not covered under this program. Complete terms and conditions, including Overdrive, can be found here: https://current.com/terms_of_service/
3 Faster access to direct deposits for Current Premium members depends on the timing of the payor’s submission of the deposits to Current. Deposits are generally posted by Current on the same day they are received, which may be up to 2 days faster than the payor’s scheduled payment date.