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If you’re in need of extra cash, but don’t have the time to get a second job, why not check out some money earning apps? There are plenty of apps around that will pay you in cash, gift cards and prizes. Check out some of these below.

Real money-making apps


Swagbucks is one of the best money-making apps around. You can earn Swagbucks (SBs) by taking surveys and polls, playing games or just surfing the web. SBs can be exchanged for gift cards and pure hard cash through PayPal. As an example, 1,335 SB equates to a $10 PayPal cash payment. Swagbucks is available as an add-on for your browser and as a mobile app. It’s free to sign up here.


Get paid for your opinions about the products and services you use and the places that you visit, with the iPoll app. You can earn cash, gift cards and an entry into a $10,000 quarterly prize draw. The payout for surveys can range from a few cents to a few dollars, but there are opportunities to make more money by visiting stores and taking a survey while you’re there. Install it here.

Cash Pirate

With Cash Pirate, you can download free apps, try free games, refer friends, complete surveys, watch videos and more to earn coins. To give you an idea of the payout, 2,500 coins equates to a $2.50 PayPal cash out. Not necessarily the highest earning app, but it does have a 4.5 / 5 rating on Google Play, so definitely one to check out.

Game apps that pay you

HQ Trivia

HQ Trivia is a live trivia game show with cash prizes. It happens every day at 9 pm EST and weekdays at 3 pm EST. Players have to answer 12 multiple choice questions, and if they get them all right, they get a share of the jackpot (which varies). Because of the app’s popularity, it’s been known to crash! But it’s an interesting app – see it on Google Play here.

Long Game

Long Game is a mobile app savings account that uses games to help motivate you to save more money. Virtual currency (coins and brains) is used to play games and win cash prizes. The Long Game app links to your bank account and when you deposit money into your Long Game Savings Account, the more coins you’ll get. You’ll earn 0.1% interest too. Download the app here.

Money giving apps


Acorns is an investment app that can be linked to your debit card to round up your purchases to the next dollar. The “spare change” is invested in a diversified portfolio, making it easy for anyone to invest with just a small amount of cash. This app is “giving” you money in a sense, as you will be better off after a period of time. Learn more here.


Ibotta is an app that pays you in cashback rewards. Before you shop, you’ll use the app to find offers at your favorite retailers. Then you’ll go shopping for those items and take a photo of your receipt. Ibotta then matches the receipt with your selection of offers and rewards you with cash back. You might receive anywhere from 25 cents to a dollar for each one. Find out more at the Ibotta website.

Win real money apps – are they legit?

When you come across an app that claims you can win real money, you might find yourself questioning whether the app is a scam or legit.

Without a doubt, some apps are scams, so always check an app’s reviews before you download it. If an app has had millions of downloads and has racked up lots of reviews, then most likely, it’s a legit app.

So how can some of these apps legitimately allow you win real money? Well, the companies developing the apps will make plenty of money through advertising and in-app purchases, so they can afford to offer their users a slice of the pie.

Are money earning apps worth your time?

You won’t get rich with any money earning app – unless you’re the developer that is! But it may be possible to make between $50 to a $100 or more every month by spending an hour a day on apps that offer cash or rewards. If you find yourself waiting in line somewhere, or you face a long commute to your job by train or bus, then this could be time well spent.

*Disclaimer – the facts and figures presented above are correct at the time of publishing.

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