Best Cash Advance Apps to Avoid Overdraft Fees

We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide looks at how overdrafts work, how to stop going over your limit, and tools to help you get the cash you need without paying sky-high overdraft feesRead More

When bills and bank notifications fly from your phone to your laptop & your mailbox, it’s easy to get lost in jargon. So, what does tot odp/swp cr memo? We’ll answer that question in the next 30 seconds.Read More

You've logged into your Chase bank account and are alarmed to see a few things. First, there's a mysterious charge labeled "TOT ODP SWP DR MEMO". Worse, your account shows a balance of $0 or a negative number! The small piece of good news is that you aren't the victim of a scam or fraud; no one has hacked your account and stolen your money. But you do have some problems to solve. Let's explain what's going on, what you can do to fix it, and some tools you can use to avoid this (costly) situation in the future.Read More

What can you do to access the money you need without having to overdraw your savings account? We’ll be answering that question in this article so you can move forward in confidence whether that means entering into overdraft protection or accessing an emergency fund to help you cover unexpected purchasesRead More

Studies show 1 in 3 American consumers overdraw their checking accounts annually. Sometimes getting through the month is tough, but that doesn’t mean you need to go without the funds you need. Let’s take a look at how to withdraw money from an overdraft account, as well as discover a few no-fee alternatives to help you get the cash you need without the overdraft fees you’re keen to avoid.Read More

If you’ve arrived here after searching for a “bank with the highest overdraft limit”, being able to overdraw your account at your bank is probably important to you. Overdraft policies and limits vary from bank to bank and also depend on personal factors, such as your credit history, whether you’re a new customer or if you’re an existing customer, and whether your account is in good standing. With that said, it’s tricky to pinpoint a particular bank that offers the highest overdraft limit. Without talking to a bank operative and going through your personal details and requirements, there isn’t an exact way of finding out how much of an overdraft limit a bank will give you. As a general rule of thumb, it’s not uncommon for banks to pay overdrafts of a couple of hundred dollars if you’ve chosen to opt-in for their overdraft coverage. For large overdrafts of upwards...Read More