Best Cash Advance Apps to Avoid Overdraft Fees

We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide looks at how overdrafts work, how to stop going over your limit, and tools to help you get the cash you need without paying sky-high overdraft feesRead More

Even the most financially savvy people can find themselves overdrawn sometimes - you might be the same. Although convenient, overdraft fees can soon add up, so it’s a good idea to bring your account back into a positive balance as quickly as possible. But with that said, how long can your checking account be overdrawn before more severe consequences occur?Read More

You've logged into your Chase bank account and are alarmed to see a few things. First, there's a mysterious charge labeled "TOT ODP SWP DR MEMO". Worse, your account shows a balance of $0 or a negative number! The small piece of good news is that you aren't the victim of a scam or fraud; no one has hacked your account and stolen your money. But you do have some problems to solve. Let's explain what's going on, what you can do to fix it, and some tools you can use to avoid this (costly) situation in the future.Read More

You’re here for a few simple definitions so let’s start with an overdrawn meaning. Overdrawn means more money was taken from your account than you had available. This means you have a negative bank account balance. So, what happens when an account is overdrawn? Click to find out.Read More

Whether you had to dip into a one-off overdraft to pay for dinner or you’re struggling to break free from the never-ending cycle of overdrafts, we can help. Scratch that. You can help yourself. Discover how to get your overdraft fees waived or refunded in 5 simple steps.Read More

Let’s start with the obvious: Not having a bank account makes lots of simple things hard and expensive. Has anyone ever enjoyed going to a check cashing store? They’re never a pleasant place to hang out, and paying a high fee to get cash is the last thing you need to spend money on. Paying bills is a huge hassle. You get to wait in line for money orders and pay for the privilege. And when you’re short on money, things can get frustrating and even more costly. Your don’t have many options to borrow a little extra cash, aside from payday lenders with sky-high interest rates and fees. Some money mistakes may have led to your bad credit, but you don’t have to keep paying for them. A new breed of financial apps called ‘neobanks’ has emerged to offer second chance bank accounts for people with bad credit that...Read More