Best Cash Advance Apps to Avoid Overdraft Fees

We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide looks at how overdrafts work, how to stop going over your limit, and tools to help you get the cash you need without paying sky-high overdraft feesRead More

Need cash quickly, even though you have insufficient funds in your checking account? If you have overdraft protection, you may be able to withdraw funds from an ATM, subject to your debit card overdraft limit. In this article, find out more about using your debit card when you have no money and also how overdraft protection works generally. Can I still use my debit card if my account is overdrawn? Whether or not you can continue to use your debit card when your checking account is overdrawn depends on what arrangements you have in place with your bank. If you have overdraft protection and you’ve told your bank to authorize and pay overdrafts for everyday debit card and ATM transactions, you may be able to continue overdrawing at your bank’s discretion. Your overdraft limit for debit card transactions will depend on your bank’s overdraft practices and your credit history. If...Read More

We’ve all been there – asking our banker, “ Can you overdraft a negative account ?” The answer is yes but it’s more tricky than you may think. Any time you spend (or trying to spend) more money than you have, it’s going to cost you in either fees or penalties. You could take steps to protect your bank account from overdrafts. But either way, playing with overdrafts will cost you money you weren’t expecting to spend. Instead of overdrafting, you can borrow money with these apps PockBox Get it now PockBox is the perfect app to top up your checking account (with up to $2,500) and use the money to buy stuff online. The process is sleek and straightforward. You will just have to give some information about yourself.The PockBox app should then connect you to the best lender possible and approve you in a matter of minutes. Go...Read More