Just making the minimum payments or always behind on your bills? How much longer must you struggle with your debt?

Talk to the National Debt Relief to reduce your debt up to 60% (with an average of 30%).

The cost to reduce your debt? There are no upfront fees whatsoever. You will only pay something if they succeed to actually reduce your debt.

If you have more than $7,500 of debt - it's worthing at least getting that free quote.

Key points about the NDR:

  • They will help you get out of debt in 24-48 months
  • It can be unhealthy for your credit
  • TopConsumerReviews - rated #1 for Debt Consolidation
  • TopTenReviews - rated #1 for Debt Consolidation
  • ConsumersAdvocate - rated #1 for Debt Consolidation
  • ConsumerAffairs - rated #1 for Debt Consolidation
  • 46,075 reviews on ConsumerAffairs with a 4.83 out of 5.00 rating
  • 31,949 reviews on TrustPilot with a 4.8 out of 5 rating

The debt settlement process

Once you hire NDR, you open a separate savings account in your name. Then, rather than paying the companies you own money to, you deposit a monthly payment to this savings account. NDR will determine the monthly payment level, which is often lower than the total monthly payments on customers’ unsecured debts.

Ceasing payment to your creditors means you become delinquent on your accounts, accruing late fees and additional interest, and your credit score will tumble.

NDR then negotiates with individual creditors on your behalf in an effort to get them to accept less than the amount you owe. Because you're no longer paying the creditor, it may view getting a reduced amount as better than risking no payment at all.

If they reach an agreement, you pay the creditor from your savings account, either a lump sum or with installment payments. The first settlement typically happens within three to six months.