OverdraftApps.com surveyed 1,009 people ages 18 to 71 from 46 of the United States (excluding Wyoming, Vermont, Alaska and Hawaii) about their overdraft habits (that is, spending more than they actually have in their checking accounts and subsequently paying fees) to answer exactly these questions.

Despite recent reports that both lesbians and gay men earn more than their hetreosexual counterparts, other studies show members of the LGBTQ community are still more likely to be poor.

DescriptionOverdraftApps set out to learn just how hard Americans are hit by overdraft fees, or fees incurred when a bank charges customers for letting them use more money than they have in their accounts.