Did you try out the Dave app because you were looking for pay advance apps? Are you wondering if there are other apps like Dave because either you were not happy with their app or you’re looking for more money than the amount which they currently offer?

Well, you came to the right place! In this article, we will give you an overview of 3 different alternatives you have.

PockBox App

If you need more money than the $100 advance that Dave can provide, the PockBox.com app could be a good solution. It allows you to get a personal loan as soon as tomorrow for up to $2,500 (or borrow as little as $100).The whole process is online and quite sleek (you will be asked a bunch of questions).

All credit types are considered. PockBox is connected to more than 50 online and offline lenders, which means that the chances of being approved for a loan is higher than individual lending apps.

What you need to know at a glance:

  • Cost - it’s free to use PockBox to find a loan. You’ll get charged by your chosen lender if you decide to proceed with borrowing. Interest rates, fees, and penalties vary by lender.
  • Application process - it’s just a simple online form that can be completed in 5 minutes. If you’re matched to a lender, you’ll be informed of what you need to do to complete your loan request.
  • App safety - the company’s website has a detailed privacy policy and uses SSL encryption when handling personal data.
  • Eligibility criteria - you must be a U.S. resident, aged 18+, employed, receive a regular paycheck of over $800 per month and have a checking account.
  • Best suited for - those with a less-than-stellar credit score that need a loan rather than a cash advance and who don’t have much time to research the best lending options. Click here to learn more if this sounds like you or read these money lending app reviews.


Sign up now!

SpotMe by Chime can provide you up to $100* or more cash advances before your next paycheck. The cost? It is interest-free!

What you need to know at a glance:

  • Cost - it’s free to sign up to Chime and SpotMe.
  • Application process - it’s very simple and can be completed in 2 minutes.
  • App safety - the company’s website has a detailed privacy policy and uses SSL encryption when handling personal data.
  • Eligibility criteria - you must be a U.S. resident and aged 18+. All Chime members with total monthly direct deposits of $500 or more are eligible for SpotMe.

Chime is essentially a new type of banking service app. Once you sign up, you get a free checking account with lots of goodies. There are no overdraft fees at all (in a matter of fact, you actually don’t have any fees whatsoever!) This service is called SpotMe and allows eligible members to overdraw up to $100* on debit card purchases without charging a fee. If you try to spend more than you are allowed after this, your transaction will simply be declined.

They also offer interest-free cash advances on your paychecks up to 2 days early with direct deposit**.

The best part is that the sign up process is really quick and easy (less than 2 minutes). Click here to check it out.

LoanSolo App

LoanSolo is a website application that connects you to multiple lenders. You can borrow a short-term loan of up to $1,000 or a personal online loan of up to $3,000. If you get matched to a lender, you’ll receive a loan offer where you’ll get chance to review the terms and conditions before going ahead with your loan. You can receive funds in as little as one business day.

What you need to know at a glance:

  • Cost - because LoanSolo is a connecting service, it’s free to use. However, you’ll incur interest charges when you take out a loan, plus possibly other fees such as late payment and early repayment penalties. These fees will vary by lender. But note that interest rates on short-term payday loans are typically very high.
  • Application process - to apply, you’ll simply fill out a short online questionnaire which then gets submitted to a network of lenders.
  • App safety - LoanSolo is a legitimate service that has been around for a good few years. There is a company address, phone number, email address and detailed privacy policy on its website.
  • Eligibility criteria - You must legally live and work in the U.S. and be able to show stable employment (for at least 90 consecutive days). You must also be over 18 years old, have a working phone number and email address, and a bank account in your name. You can apply even if you’ve been rejected for loans or credit cards in the past.
  • Best suited for - U.S. residents who perhaps haven’t got the best credit rating in the world and need fast access to a fairly large amount of cash. Click here to check it out.
Disclaimer: * Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially, but may be later eligible for a higher limit of up to $100 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. SpotMe won't cover non-debit card purchases, including ATM withdrawals, ACH transfers, Pay Friends transfers, or Chime Checkbook transactions. Click here to check out SpotMe terms.
** Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.