If you see the following charge on your statement: “TOT ODP\SWP CR MEMO” and wandering what it is then – we’re sorry to be the ones to let you know that it is a charge related to bank overdraft fees in your Chase checking account. Chase could certainly be clearer in communicating what this charge relates to, and also has several other descriptions that may appear on your statement:
|tot odp swp cr memo|
|tot odp\swp cr memo|
|tot odp/swp cr memo|
|tot odp swp dr memo|
|pending tot odp\swp cr memo|
|tot odp\swp dr memo|
|tot odp/swp dr memo|
We’ve all been there: an unexpected expense has left you short at the end of the month. You were in danger of dipping into an expensive overdraft and probably just missed it.
In order to avoid such unpleasant surprises in the future – A cash advance app can be the perfect solution for you! You can even find apps to loan you some cash free of charge. See a list of apps that can help you here:
PockBox is the perfect app to get cash advances of up to $2,500 in minutes. The process is sleek and straightforward. You will just have to give some information about yourself.The PockBox app should then connect you to the best lender possible and approve you in a matter of minutes.