Stop Cash Advance Apps From Taking Your Money. In Days.
There's a federal law that lets you tell these apps to stop pulling from your bank account. We show you exactly how — step by step.
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Works with every app draining your paycheck
Plus 26 more — 31 apps in total
Your paycheck disappears before you can even spend it.
You used to like payday. Now you dread it. Because you already know what happens. Your paycheck lands.
Within hours, the apps swoop in. Dave takes his cut. EarnIn, Brigit, Klover, one after another. And just like that, it's gone.
You have $40 left. For two weeks. So you open one of the apps again. You borrow just to get through the week. They take it all back the moment you get paid. You borrow again.
Every month you're paying $50, $80, even $100+ in fees. Your limit can get quietly cut at any moment, right before rent is due. The anxiety never stops.
You've probably Googled this. You've probably seen threads on Reddit about stopping these apps. It sounded like it might work, but also complicated. Confusing. Maybe too good to be true. It's not. Keep reading.
Three steps. A few days. Done.
A federal law called the Electronic Fund Transfer Act gives every American the right to cancel the permission they gave these apps at any time, no reason needed. Here's all it takes.
Send a short email.
We give you the exact words. Copy, paste your name, and hit send. Takes about 3 minutes per app.
Call your bank.
Tell them to block the app. We tell you exactly what to say. This takes one phone call.
Wait a few days.
That's it. The apps lose access to your account. Next payday your money stays put.
Could you research all of this yourself? Yes. But hunting down the right law, figuring out which apps have given up the right to collect, finding the right contact email for each app, and writing the right revocation letter — that takes hours. And you'd still be left wondering if you did it right. This guide does it all for you. Step by step. Done in days.
Why trust us?
We run overdraftapps.com, one of the most-read cash advance review sites in the country.
We have read the terms of service for every major app, word for word. We have published more than 100 in-depth reviews. Our founder spent over 20 years working inside the financial industry at companies like JP Morgan Chase and Lending Club.
We know exactly how these apps are built. And we know exactly how to stop them.
Works with nearly every major cash advance app
Plus dozens more.... 31 apps in total
Real readers. Real results.
SAMANTHA
"Coming here for an update for those who are trying to get out of this cycle. I just did everything that was listed and I heard back from the cash advancement apps, all of them. For the first time in almost 2 years, my paycheck is mine again and I feel like I can finally start to pick things up and educate myself more on finances / making smart financial decisions. Thank you so much again for making this, it has literally freed me and I can start saving again."
JILLIAN
"I have been trying to get out of cash advances for over a year. Thank you so much for the information."
ALEXA
"I love that everything is laid out in one place so I can compare apps without having to research pricing on all the different websites."
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