Best Cash Advance Apps to Avoid Overdraft Fees

Overdraft Apps
overdraft interest

Best Cash Advance Apps to Avoid Overdraft Fees

We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide looks at how overdrafts work, how to stop going over your limit, and tools to help you get the cash you need without paying sky-high overdraft fees
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bank customer service rep on phone
Whether you had to dip into a one-off overdraft to pay for dinner or you’re struggling to break free from the never-ending cycle of overdrafts, we can help. Scratch that. You can help yourself. Discover how to get your overdraft fees waived or refunded in 5 simple steps.
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overdraft your bank account
If you want to learn how to overdraft your bank account on purpose, you got to the right article. The first step is to enroll in your bank’s overdraft protection service. Overdraft protection covers you if you spend more money than you have in your account. If you have, say, $40 in your account but use your debit card at the gas pump, it will automatically charge your account $70. This puts you in immediate overdraft. Even if you only get $5 worth of gas – because you know your account is getting low – the bank will show a $70 debit followed by a $65 credit from the gas pump. And, you get a $35 overdraft fee! So, that $5 of gas ended up costing you $40, which was everything you had in your account. Now, you are really in trouble! In the old days, banks would allow people...
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Dave cash advances
Dave pretty much invented no-interest cash advances, and the ability to get up to $250 with just a few taps on your phone remains popular with the company’s millions of users. However, Dave charges higher fees than many other apps and offers less flexibility in how you can access extra cash when you need it. Here are several apps like Dave that offer additional ways to conveniently get a spending boost when your funds are low, with fees that lower than Dave charges – sometimes even free.
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MoneyLion app in hand
While MoneyLion breaks down traditional barriers to financial health and provides urgent cash to hard-working Americans, it’s not the only cash advance app available. If you need cash to help you pay for food, bills, gas, or anything else, we’ve rounded up six apps similar to MoneyLion, plus pros and cons, and any costs to use.
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bank accounts with overdrafts for people with bad credit
Let’s start with the obvious: Not having a bank account makes lots of simple things hard and expensive. Has anyone ever enjoyed going to a check cashing store? They’re never a pleasant place to hang out, and paying a high fee to get cash is the last thing you need to spend money on. Paying bills is a huge hassle. You get to wait in line for money orders and pay for the privilege. And when you’re short on money, things can get frustrating and even more costly. Your don’t have many options to borrow a little extra cash, aside from payday lenders with sky-high interest rates and fees. Some money mistakes may have led to your bad credit, but you don’t have to keep paying for them. A new breed of financial apps called ‘neobanks’ has emerged to offer second chance bank accounts for people with bad credit that...
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