Have you tried to use the Brigit app to find out you are on the waitlist? You are not alone! The app is currently only available in two states (California and Texas). If you can’t wait and need another solution to save you from overdraft fees, here are a few apps like Brigit. This article will present you with real alternatives when it comes to cash advances before your next paycheck.
This app is perfect if you’re looking for a cash advance of $100 to $2,500 by tomorrow. The approval process doesn’t require to connect to your bank account (which most of overdraft apps do). PockBox will just ask you a bunch of questions that will probably take you about 5 minutes to answer.
This web app is easy to use, but as with any app giving you money, make sure to read the fine print: term, APR, etc…before you accept the money. Check out their website.
Earnin is also a different kind of overdraft protection app. Earnin cares about how much money you’re making and when. After being able to prove that you have a steady job and uploading documents in the process, Earnin will send you cash based on the hours you already worked. Getting pay before your paycheck! Of course, Earnin will take back the money they sent you the day you’re getting paid by your employer.
The Dave app has been around now for quite a while and is actually the first overdraft app out there. For $1/ month, they will provide you unlimited interest-free cash advances, up to $75 each time. The user experience is quite cool, but their interest-free promise isn’t quite free. Dave actually require you to pay for the transaction fees (there is no such thing “free money” after all), and it can cost $5-$7 every time you need some cash.
HonestLoans is another kind of cash advance app – it is a loan aggregator. After asking you a few questions, HonestLoans will connect you directly with the most suitable lender based on the info you provided: how much money your need, your income, etc.
The amount you can get are a bit higher than the others – from $100 and up to $2,500. The whole approval process should take about 5 minutes of your time and you can get the money quite quickly. This is their website.
This app is perfect if you’re looking for very cheap cash advances of up to $500. You will need to download the app and sign up for MoneyLion Plus, which is free if you log into the app everyday. You will then have access to unlimited loans of up to $500 at a 6% APR.
Unlike other apps like Brigit, MoneyLion will also help with your credit scores and just gives you personalised advices to better manage your financial life, For free!