Have you tried the Brigit app but are looking for another solution to save you from overdraft fees, here are a few apps like Brigit. This article will present you with real alternatives when it comes to cash advances before your next paycheck.

PockBox App

This app is perfect if you’re looking for a cash advance of $100 to $2,500 by tomorrow. The approval process doesn’t require to connect to your bank account (which most of overdraft apps do). PockBox will just ask you a bunch of questions that will probably take you about 5 minutes to answer.

This web app is easy to use, but as with any app giving you money, make sure to read the fine print: term, APR, etc…before you accept the money. Check out their website.

Earnin app

Earnin is also a different kind of overdraft protection app. Earnin cares about how much money you’re making and when. After being able to prove that you have a steady job and uploading documents in the process, Earnin will send you cash based on the hours you already worked. Getting pay before your paycheck! Of course, Earnin will take back the money they sent you the day you’re getting paid by your employer.

We really like Earnin because they are 100% free (voluntary tips are recommended) although dealing with the approval process can be a bit annoying. Get it here for iOS or Android.

More on Earnin App – 4 things you should know


If you’re looking for ways to get a cash advance before your next paycheck, you should definitely try Chime. Chime is essentially a new type of banking service app.

Once you sign up, you get a free checking account with lots of goodies. There are no overdraft fees at all (in a matter of fact, you actually don’t have any fees whatsoever!) and they give you interest-free cash advances on your paychecks! This service is called SpotMe and allows you to "overdraft" up to $100 or more based on your Chime account history. If you try to spend more than you are allowed after this, your transaction will simply be declined.

The best part is that the sign up process is really quick and easy. Click here to check it out.


CashUSA is a website that connects you to a lending partner in their network. With CashUSA, you may qualify for up to $10,000 in a few minutes (and as low as $500), which is a higher amount compared to Brigit (if you were looking for lower amounts, check out PockBox below). This service isn’t as heavy as other apps (such as Brigit), which requires to connect to your bank account.

No monthly subscription here, just submit a loan request to see if you can get an offer. If you are connected with a lender, make sure to read the APR and terms on the loan offer, as with any financial product. To start the loan request process, click here.

Dave app

The Dave app has been around now for quite a while and is actually the first overdraft app out there. For $1/ month, they will provide you unlimited interest-free cash advances, up to $75 each time. The user experience is quite cool, but their interest-free promise isn’t quite free. Dave actually require you to pay for the transaction fees (there is no such thing “free money” after all), and it can cost $5-$7 every time you need some cash.

More on Dave App – 4 things you should know

HonestLoans app

HonestLoans is another kind of cash advance app – it is a loan aggregator. After asking you a few questions, HonestLoans will connect you directly with the most suitable lender based on the info you provided: how much money your need, your income, etc.

The amount you can get are a bit higher than the others – from $100 and up to $2,500. The whole approval process should take about 5 minutes of your time and you can get the money quite quickly. This is their website.

MoneyLion App

This app is perfect if you’re looking for very cheap cash advances of up to $500. You will need to download the app and sign up for MoneyLion Plus, which is free if you log into the app everyday. You will then have access to unlimited loans of up to $500 at a 6% APR.

Unlike other apps like Brigit, MoneyLion will also help with your credit scores and just gives you personalised advices to better manage your financial life, For free!