With every passing year, the financial landscape evolves, and so do the tools at your disposal. The best money-borrowing apps offer quick and easy money without long waits, strict rules, or frustrating red tape. We couldn’t go past Dave for $500 cash advances and zero wait time for new users but read on for our...

FloatMe offers “Floats” up to $50, which can help bridge the gap when you’re short on cash. Even better, switching your direct deposit to FloatMe is unnecessary, unlike many other popular cash advance apps. And with a flat fee of $1.99 per month, there’s a lot to love. But, with a limit of fifty bucks,...

The Klover app offers cash advances up to $200 with no credit check. Plus, you can earn ‘Klover Points’ to help increase your cash advance limit, enjoy lower fees, or participate in the daily draw for exciting cash prizes. The downside? Klover isn’t a great option for freelancers/gig workers and with lower initial borrowing limits...

When an unexpected expense has left you short at the end of the month, you end up in danger of dipping into an expensive overdraft. That's where a cash advance app can help - and we've rounded up the best cash advance apps you should consider downloading.

Beem can earn a place on your phone with cash advances up to $1,000. But with a late fee of $5 (no thanks), issues connecting with freelancer incomes, and murky pricing, we wouldn’t blame you if you wanted more options. We found Dave’s $500 cash advance the best value (available to new users and in...

Grid Money offers up to $200 in cash advances in between paychecks, early access to your tax refund plus a suite of other features inside one app. Although Grid’s cash advances come with no interest and no fees, you will need to pay to become a Grid+ member, which costs $10 a month. Not looking...

While MoneyLion breaks down traditional barriers to financial health and provides urgent cash to hard-working Americans, it’s not the only cash advance app available. If you need cash to help you pay for food, bills, gas, or anything else, we’ve rounded up six apps similar to MoneyLion, plus pros and cons, and any costs to...

Dave pretty much invented no-interest cash advances, and the ability to get up to $500 with just a few taps on your phone remains popular with the company’s millions of users. We love the $1 membership and impressive borrowing limit (even if you’re a new user). But if you’re looking for more options, check out...

Chime Credit Builder Card is practically debt-proof since you can only spend money you’ve transferred from a linked Chime checking account. But with no access to cash upfront or down the line, you might want a backup option that helps boost your credit AND provide emergency funds. Many credit builder loans like Chime can provide...

Chime offers a variety of financial services, including a checking account, savings account, debit card, and the ability to send and receive money. More popular than any of these features is SpotMe - an optional overdraft protection feature. With SpotMe, you can overdraft your account by up to $200 with no overdraft fees. But are...

for your bank to post a check deposit to your account. However, Ingo Money comes with fees attached, so are there any alternatives worth considering? Find out more about apps like Ingo in this article.

Cleo makes budgeting, spending and saving fun (yes, it’s possible) with a sassy AI-chatbot that might make you *actually* pay attention to your money for a change. Offering up to $100 in cash advances with zero interest and no credit checks, Cleo is popular for good reason. But, with cash advance limits on the lower...

Apps that loan you money are ideal for bridging your cash flow gaps and providing flexible funding options. So we’ve rounded up the top 12 money borrowing apps you should consider downloading.

Your credit score often determines whether you can buy a new car, get approved for a loan, secure a mortgage or even land a new job (yep, your credit score is THAT big of a deal). Credit builder loans like Credit Strong may help improve your credit score and sock away some savings, but Credit...

30-Second Summary: B9 offers a convenient way to access your wages before payday. With just ONE fee, you can get up to $500 with no credit check using one of the most cost-effective cash advance apps available today. With a Basic B9 plan setting you back $9.99, there are lower monthly subscription options available, so...

Varo has made overdrafts a thing of the past, with Varo Advances up to $250 that can be used for purchases, withdrawals, transfers via Venmo or Cash App, or any way you like. With up to 30 days to pay back your Varo Advance, no interest, and a simple (low) fee structure, there is lots...

The Brigit app offers small cash advances up to $250 plus credit monitoring features to help you stay in control of your finances. But is it the right app for you? Click to discover the top Brigit alternatives that have been tried and tested by our editing team!

Earnin is hugely popular among in-demand and hourly workers by offering up to $100 of their earned wages per day and up to $500 per pay period. Even better, optional tipping on each withdrawal is an absolute steal compared to the fees and interest, you’ll be charged on a traditional payday loan. However, with low...

Albert offers up to $250 in fee-free and interest-free cash advances with no credit checks. Better still, the Albert app comes with a suite of in-app tools to help you track your spending, make budgets and stay on track for your savings goals. With highly personalized financial advice delivered through ‘Albert Geniuses’ (real people to...

"What's the BEST money lending app available right now?". It's tough to find a straight answer to that question since every money lending app will put its hand up and claim to be the best. So we'll help you cut through the white noise. To get you the money you need (without the fees, charges...

Giggle Finance offers up to $5,000 for small business owners and gig workers who earn a 1099 income. An extra $5k sounds great. But if you're considering a Giggle Finance cash advance, it helps to know of any hidden fees or features to watch out for. Get the FACTS (plus top cash advance alternatives) here.

We've scoured the market to bring you the top credit builder loans that offer money upfront. In this article, we’ll compare the best products to help you work on building your credit while still accessing the money you need to pay for life’s expenses.

If you’re one of the millions of Americans with subprime credit, you’ll find it hard to get home and car loans and credit card accounts. Even if you are approved, you might be forced to pay higher interest rates and fees. SeedFi’s Borrow & Grow plan may help boost your credit score, but you’ll need...

So you have a bad credit score, no big deal, right? Think again! Bad credit makes you a “risky” borrower which can lead to higher interest rates (if you’re approved for financing at all) and limited options. Moneylion’s Credit Builder Plus loans can help you boost your credit score with helpful cash available upfront. But...

If you’re one of the 108 million Americans struggling with a low credit score (or no credit score), you’ll end up paying more fees and higher interest rates on loans - if you’re approved at all! Grow Credit’s Mastercard provides a tiny credit line that you can use to pay for your favorite subscription services,...

Have you previously used a loan from LendUp and were thinking about a get another? You may be surprised to learn that LendUp is no longer in business. Read on to find some good alternative loans like LendUp.

Paperless banking is nearly here, but many of us still receive printed checks that need processing. If you’re using electronic banking every day a physical check can at first glance appear inconvenient. But cashing a check really needn’t be a hassle. In fact, you can cash a check using your phone alone. In this article...

It’s tough to build your credit when you can’t access credit in the first place. Any financing you get approved for with poor credit comes with sky-high interest rates and fees. Credit building apps like Kikoff help you get around this problem for just $5 a month and the freedom of a one-year commitment. However,...

Go2Bank gives you the convenience of a full-featured bank right from your phone. You can spend, save, move money, and even cash a check directly through the app and connected Go2Bank Visa debit card. There are great additional features, including overdrafts for up to $200 and some pretty incredible instant cash back offers for up...

OppLoans specializes in helping borrowers with credit history problems and has higher approval rates than many other lenders. However, looser credit criteria come at a high price - OppLoans charges many customers rates above 100% APR! Is this a price worth paying? We compare the top loans like OppLoans here.

Looking to avoid overdraft fees? We don't blame you. Unfortunately, GoChange is no longer available to individual consumers, so you'll need an alternative. Fortunately, we have 4 apps like GoChange right here.

You just lost your job? Your kid has an unexpected medical emergency? You’re here because you need cash now! It’s ok, it happens to everyone. We can help. Let’s dive into it! We reviewed some of your options (including payday lenders which we don’t like) if you need quick cash. Recommendation: it’s always good to...