Overdraft Apps

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When an unexpected expense has left you short at the end of the month, you end up in danger of dipping into an expensive overdraft. That's where a cash advance app can help - and we've rounded up the best cash advance apps you should consider downloading.
hand holding money and smartphone
Apps that loan you money are ideal for bridging your cash flow gaps and providing flexible funding options. So we’ve rounded up the top 12 money borrowing apps you should consider downloading.
canadian cash advance apps
In a frustrating cash-flow crunch? Canadian cash advance apps like Bree, KOHO, Nyble and PockBox offer cash advances to help bridge the gap to your next paycheck. Find your best match as we explore features, potential fees, and tips to get the most out of your favorite app.
cash advance apps for christmas shopping graphic
Unexpected expenses during the holiday season can be a huge headache. With the rise of cash advance apps, getting quick access to funds is easier than ever. Whether you need help budgeting, overdraft protection, or simply a quick cash advance, this guide will help you find the perfect app to navigate financial emergencies and enjoy...
Hand holding phone displaying Empower cash advances
Empower is one of the most popular cash advance apps, offering quick access to up to $300 with no credit check. The app also offers full service banking, automatic savings and the ability to access your paycheck two days early. Empower gives you a great set of tools to conveniently manage and access your money,...
woman holding phon with Kikoff Credit app on screen
Kikoff offers a revolving line of credit (and reports payments to Equifax and Experian) to help you build credit safely and responsibly. With products designed to target the five major credit factors, there’s no credit check and you can open an account in minutes. Kikoff boasts that it has helped over 1 million people get...
woman holding phone that displays FloatMe app
FloatMe offers “Floats” up to $50, which can help bridge the gap when you’re short on cash. Even better, switching your direct deposit to FloatMe is unnecessary, unlike many other popular cash advance apps. And with a flat fee of $1.99 per month, there’s a lot to love. But, with a limit of fifty bucks,...
apps like earnin
Earnin is hugely popular among in-demand and hourly workers by offering up to $100 of their earned wages per day and up to $500 per pay period. Even better, optional tipping on each withdrawal is an absolute steal compared to the fees and interest, you’ll be charged on a traditional payday loan. However, with low...
Apps like Cleo
Cleo makes budgeting, spending and saving fun (yes, it’s possible) with a sassy AI-chatbot that might make you *actually* pay attention to your money for a change. Offering up to $100 in cash advances with zero interest and no credit checks, Cleo is popular for good reason. But, with cash advance limits on the lower...
Woman's hand holding phone that displays options for Dave cash advances
Dave pretty much invented no-interest cash advances, and the ability to get up to $500 with just a few taps on your phone remains popular with the company’s millions of users. We love the $1 membership and impressive borrowing limit (even if you’re a new user). But if you’re looking for more options, check out...
Albert App Review
Albert offers up to $250 in fee-free and interest-free cash advances with no credit checks. Better still, the Albert app comes with a suite of in-app tools to help you track your spending, make budgets and stay on track for your savings goals. With highly personalized financial advice delivered through ‘Albert Geniuses’ (real people to...
three people holding smartphones
With every passing year, the financial landscape evolves, and so do the tools at your disposal. The best money-borrowing apps offer quick and easy money without long waits, strict rules, or frustrating red tape. We couldn’t go past Dave for $500 cash advances and zero wait time for new users but read on for our...
girl by the pool holding a phone that displays the credit genie app
Credit Genie offers up to $100 in cash advances in between paychecks, better insights into your spending and finances, and in-app features to help you get out of debt. Although Credit Genie’s cash advances come with no interest and apparently “no fees”, it’s one of the more expensive cash advance apps on the market. If...
Woman's hand holding a phone that displays the Chime app
While banks rack up billions of dollars a year in overdraft fees, upstart financial app Chime has soared to over 13 million accountholders thanks to checking accounts that offer fee-free overdrafts and early access to your paycheck. Here's how you can use Chime SpotMe to enjoy $200 fee-free overdrafts on your Chime card, at ATMs...
Klover App
The Klover app offers cash advances up to $200 with no credit check. Plus, you can earn ‘Klover Points’ to help increase your cash advance limit, enjoy lower fees, or participate in the daily draw for exciting cash prizes. The downside? Klover isn’t a great option for freelancers/gig workers and with lower initial borrowing limits...
Woman holding phone displaying the Grid Money cash advance app
Grid Money offers up to $200 in cash advances in between paychecks, early access to your tax refund plus a suite of other features inside one app. Although Grid’s cash advances come with no interest and no fees, you will need to pay to become a Grid+ member, which costs $10 a month. Not looking...
Truist overdraft fees
Preparing for unexpected expenses can be difficult. You never know when a medical emergency or repair bill will come up, or when you’ll find yourself stranded and in need of cash. These situations can cause you to overdraw your bank account and incur an overdraft fee. If you’re a Truist customer or former BB&T account...
Chime app on phone screen held by woman in a pink shirt
Chime offers a variety of financial services, including a checking account, savings account, debit card, and the ability to send and receive money. More popular than any of these features is SpotMe - an optional overdraft protection feature. With SpotMe, you can overdraft your account by up to $200 with no overdraft fees. But are...
similar apps like ingo
for your bank to post a check deposit to your account. However, Ingo Money comes with fees attached, so are there any alternatives worth considering? Find out more about apps like Ingo in this article.
Varo App
Varo has made overdrafts a thing of the past, with Varo Advances up to $250 that can be used for purchases, withdrawals, transfers via Venmo or Cash App, or any way you like. With up to 30 days to pay back your Varo Advance, no interest, and a simple (low) fee structure, there is lots...
man holding cash
Bank accounts are easier to open than ever, and mobile banking apps with full features and low fees are prying millions of consumers away from high-cost traditional banks. But those shiny new bank accounts can come with a pretty frustrating catch - many banks and banking apps will make you wait weeks or even months before...
Varo Bank cash advances on phone screen
If you’re looking for a cash advance app that won’t bust your budget, Varo may be the app for you. It’s the cheapest way to borrow $100, and you can get $20 when you need it with no interest and no fees. But like most good things in life, there’s a catch before you get...
Brigit app for cash advances on a phone screen
The Brigit app offers small cash advances up to $250 plus credit monitoring features to help you stay in control of your finances. But is it the right app for you? Click to discover the top Brigit alternatives that have been tried and tested by our editing team!
excited couple using app (1)
"What's the BEST money lending app available right now?". It's tough to find a straight answer to that question since every money lending app will put its hand up and claim to be the best. So we'll help you cut through the white noise. To get you the money you need (without the fees, charges...
lendup similar apps
Have you previously used a loan from LendUp and were thinking about a get another? You may be surprised to learn that LendUp is no longer in business. Read on to find some good alternative loans like LendUp.
similar apps like gochange
Looking to avoid overdraft fees? We don't blame you. Unfortunately, GoChange is no longer available to individual consumers, so you'll need an alternative. Fortunately, we have 4 apps like GoChange right here.
need cash
You just lost your job? Your kid has an unexpected medical emergency? You’re here because you need cash now! It’s ok, it happens to everyone. We can help. Let’s dive into it! We reviewed some of your options (including payday lenders which we don’t like) if you need quick cash. Recommendation: it’s always good to...