Overdraft Guides

Category

woman checking tot odp swp cr memo on phone
When bills and bank notifications fly from your phone to your laptop & your mailbox, it’s easy to get lost in jargon. So, what does tot odp/swp cr memo? We’ll answer that question in the next 30 seconds.
Online shopping offers unrivaled convenience - you can buy electronics, clothes, groceries, or practically anything from your phone or computer and have it delivered to your door as fast as the same day! However, if you don't have a credit or debit card, it can be tough to access the variety and savings that online...
tot odp dr swp memo
You've logged into your Chase bank account and are alarmed to see a few things. First, there's a mysterious charge labeled "TOT ODP SWP DR MEMO". Worse, your account shows a balance of $0 or a negative number! The small piece of good news is that you aren't the victim of a scam or fraud;...
overdraft savings account
What can you do to access the money you need without having to overdraw your savings account? We’ll be answering that question in this article so you can move forward in confidence whether that means entering into overdraft protection or accessing an emergency fund to help you cover unexpected purchases
man holding cash
To help you get the money you need, the moment you need it, we’ve rounded up the best financial apps and online banks that let you overdraw your account. And because we want to see you walk away with more money in your pocket, many of these don’t charge overdraft fees!
money being withdrawn from ATM
To take the stress out of covering expenses, enjoying a night out, or grabbing that urgent purchase when you need it most, this guide will walk you through ATM overdraft withdrawals and show you how to protect yourself against high overdraft fees, outline simple ways to get the quick influx of cash you need, and...
man holding debit cards
If you’re asking yourself how to overdraft a debit card on purpose, this is the right article for you. Read on to find out how to overdraft a debit card, manage your money, and access no-fee alternatives to help you spend money on the things that matter without worrying about looming overdraft fees.
man holding debit card and smiling
Studies show 1 in 3 American consumers overdraw their checking accounts annually. Sometimes getting through the month is tough, but that doesn’t mean you need to go without the funds you need. Let’s take a look at how to withdraw money from an overdraft account, as well as discover a few no-fee alternatives to help...
bank with higest overdraft limit
If you’ve arrived here after searching for a “bank with the highest overdraft limit”, being able to overdraw your account at your bank is probably important to you. Overdraft policies and limits vary from bank to bank and also depend on personal factors, such as your credit history, whether you’re a new customer or if...
overdraft your bank account
Feeling frustrated by your lack of funds? You don't need to suffer through until your next payday. It's possible to overdraft your bank account on purpose - often with ZERO fees or extra charges. Discover how to access the money you need without paying overdraft fees.
overdraft protection program transfer to checking
Wondering about a strange item on your bank statement that reads "ODP transfer to checking" on your bank account statement? Well, there's some good news and some bad news. The bad news is that your checking account had a negative balance, which can result in costly and inconvenient bounced checks and declined debit or ATM...
how long can your checking account be overdrawn
Even the most financially savvy people can find themselves overdrawn sometimes - you might be the same. Although convenient, overdraft fees can soon add up, so it’s a good idea to bring your account back into a positive balance as quickly as possible. But with that said, how long can your checking account be overdrawn...
overdrawn meaning
You’re here for a few simple definitions so let’s start with an overdrawn meaning. Overdrawn means more money was taken from your account than you had available. This means you have a negative bank account balance. So, what happens when an account is overdrawn? Click to find out.
bank customer service rep on phone
Whether you had to dip into a one-off overdraft to pay for dinner or you’re struggling to break free from the never-ending cycle of overdrafts, we can help. Scratch that. You can help yourself. Discover how to get your overdraft fees waived or refunded in 5 simple steps.
bank accounts with overdrafts for people with bad credit
Let’s start with the obvious: Not having a bank account makes lots of simple things hard and expensive. Has anyone ever enjoyed going to a check cashing store? They’re never a pleasant place to hang out, and paying a high fee to get cash is the last thing you need to spend money on. Paying...
debit card holds can now reach $175 at gas stations
Notice a strange pending transaction on your debit card statement and wondering if you’re the victim of fraud? Your account has probably been subject to a debit card hold by a gas station, hotel or rental car company. It’s a legitimate transaction that’s only temporary – but it could still cost you significant overdraft fees....
paying with a debit card
We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide...
overdraft my checking account
Before looking at the overdraft fees and limit of your bank, check out these apps PockBox Get it now PockBox is the perfect app to top up your checking account (with up to $2,500) and use the money to buy stuff online. The process is sleek and straightforward. You will just have to give some...
overdrawn bank account
We have all (ok, most of us) been there! You miscalculated your expenses? Your paycheck is a bit lower this time around than usual? In this article, you will find concrete tips to prevent having an overdrawn bank account, and learn what to do when you bank account has a negative balance. Overdrafting is very...
how to pay an overdraft
Sometimes, there just isn’t enough money to go around. And if you don’t keep a close eye on your checking account, you may accidentally — or intentionally — overdraft and spend more money than you have available. For this reason, it’s important that you understand how to pay an overdraft. If you sign up for...
debit card overdraft limit
Need cash quickly, even though you have insufficient funds in your checking account? If you have overdraft protection, you may be able to withdraw funds from an ATM, subject to your debit card overdraft limit. In this article, find out more about using your debit card when you have no money and also how overdraft...
overdraft negative account
We’ve all been there – asking our banker, “ Can you overdraft a negative account ?” The answer is yes but it’s more tricky than you may think. Any time you spend (or trying to spend) more money than you have, it’s going to cost you in either fees or penalties. You could take steps...