There may be a situation when you do not have sufficient funds in your account to cover a particular transaction. It may be your rent, gym membership, or even phone bill. In that case, Chase overdraft coverage comes in handy. The main thing to note is that you will incur an overdraft fee, and your...

When bills and bank notifications fly from your phone to your laptop & your mailbox, it’s easy to get lost in jargon. So, what does tot odp/swp cr memo? We’ll answer that question in the next 30 seconds.

You've logged into your Chase bank account and are alarmed to see a few things. First, there's a mysterious charge labeled "TOT ODP SWP DR MEMO". Worse, your account shows a balance of $0 or a negative number! The small piece of good news is that you aren't the victim of a scam or fraud;...

Wondering about a strange item on your bank statement that reads "ODP transfer to checking" on your bank account statement? Well, there's some good news and some bad news. The bad news is that your checking account had a negative balance, which can result in costly and inconvenient bounced checks and declined debit or ATM...