RainyDay is an online lender app that allows you to borrow relatively high amount compared to MoneyLion. With RainyDay, you can get approved for up to $2,500 in a few minutes (and as low as $100). This app isn’t as heavy as other apps (such as ML), which requires to connect to your bank account. No monthly subscription here, just a loan and its repayments.
While you can get approved quite fast, make to know your APR and the terms, as with any financial product. To start the approval process, click here.
The Avant app will let you borrow up to $35,000 (and as low as $2,000) at a very cheap rate! Their maximum APR is 36%. The application process is sleek and takes only about 5 minutes. Avant is a lender, not a money advisor app such as MoneyLion. The good side: there are no monthly fees to paid to be able to borrow (like with MoneyLion Plus); you will only need to pay the monthly payments.
Avant is a highly trusted lender in the U.S. – they issued more than $3 billion in loans so far. You should definitely check them out if theses amounts of cash are not too high for your needs.
Dave is a friendly app that let you borrow up to $75 until your next paycheck. Available only on Android and iOS (and not through a web browser), Dave costs $1/ month even if you don’t borrow anything. But don’t worry, the cash advances are interest-free (kind of).
If you are looking for very small amount multiple times a year, Dave is a great solution compared to MoneyLion Plus (which will cost you $29/ month in order to borrow $500 at a low interest rate).
HonestLoans will get you money very quickly (about a 5-minute application process). It is an aggregator that is connected to a dozen of lenders and will, according to your financial background and request (you can ask between $100 and $2,500), let you borrow money. Unlike MoneyLion Plus, you don’t have to pay any monthly fees in order to get access to money. However, the HonestLoans app is not a financial planner – just a cash advance app.
It is a great solution if you need cash quickly. As with any app dealing with money, just be aware of the conditions before they transfer you the money. You should check out their website here.