Editor’s Note: Overdraft Apps provides detailed product reviews and recommendations based upon extensive research and our own hands-on testing. We may earn a referral fee when you sign up for or purchase products mentioned in this article.
Tired of high-interest cash advances? Super.com offers an alternative with cash advances up to $200 plus travel deals, rewards programs, and potentially credit-building features. But is it the “super” solution? Explore the perks and potential drawbacks that might steer you towards other cash advance apps.
What are the best features of the Super app?
The Super app is designed to be a ‘super app’ (so the name checks out).
More than a cash advance app, Super makes it easy to manage multiple areas of your life beyond finances with travel and shopping perks.
You’ll need to pay for a Super+ membership to access the full range of features like borrowing money and building credit. But the free version can still help you find great travel deals with super.com claiming up to 50% off top-rated hotels.
Top ‘Super’ features:
Super Travel: Book steeply discounted hotel stays with Super claiming they’ve helped users save over $200 million in accommodation fees. You can earn an additional 10% cashback on your bookings if you pay for a membership.
Super Shop: Find discounted prices on gas, phone plans, and insurance policies. You can also access games and surveys that offer cash rewards.
Up to $200 cash advances: Super+ members can request cash advances worth up to $200 with no additional fees, interest, or credit check. However, you’ll have to pay an express fee if you want your funds instantly, and you may be asked to provide a tip.
Super Pay: Super+ members can apply for the Super Card. This is a secured credit card that uses funds in an external debit card as collateral. There’s no credit check to apply, no interest on balances, and unlimited cash back on certain purchases. Super reports it to the three major credit bureaus so your credit score may improve.
Get up to $200 in cash instantly >>> Check out our Super App Review 👈
Is a Super cash advance right for you?
Super offers cash advances up to $200 which is a handy chunk of change to keep you afloat until your next payday.
However, accessing a Super cash advance requires a paid membership.
With Super’s monthly membership price at $15, you’re already paying significantly more than a cash advance app like Dave ($1/month membership) or even a pricier competitor like Brigit ($8.99/month membership).
Super also charges an express fee if you want access to your funds immediately. This costs $3.99 to $6.99 (depending how much you borrow). You can skip the express fee if you’re happy to wait up to three business days for your money.
When we compared the most popular cash advance apps of 2024, Super.com ranked DEAD LAST as the most expensive option. It can cost you over $30 to borrow $100!
Although the Super app does come with hotel deals (which you can still use as a non-paying member), cashback rewards and credit-building tools, if you’re using Super Plus just for cash advances, the high cost might be a turn off.
If you’re looking to borrow a few hundred bucks without the sky-high fees, we’ve rounded up the top apps like Super.
What are the best apps like Super?
#1 – Dave: Borrow up to $500 with no interest
Dave is one of the most popular borrowing apps, and our #1 pick for when you need to get money fast with cash advances up to $500.2
In our hands-on tests of Dave, we’ve received cash less than 10 minutes after downloading the app and setting up an account!
Like Super, Dave requires a paid membership to request a cash advance. But unlike Super, Dave’s $1/month membership is about as cheap as a subscription gets before it becomes free.
Dave and Super both charge express fees to access cash instantly, but once again Dave is the more affordable option. Dave’s express delivery fee depends on how much money you advance with ExtraCash™.
Express delivery fees vary:
- 3% ($3.00 minimum) for instant transfers to a Dave Spending account
- 5% ($5.00 minimum) for instant transfers to an external debit card
If you’re not in a rush, you can have Dave transfer your cash advance to your bank account within three business days via ACH (electronic transfer) with no express fee.
Dave doesn’t have as many extra features as Super, but you can access your paycheck two days early.3 So if you’re not looking to book a hotel deal or earn cashback rewards, it’s hard to go past Dave as the more flexible and affordable alternative.
| 🤓Overdraft Apps Tip: Looking for a cheap AND fast cash advance app? Instantly access $100 of ExtraCash via your Dave Spending account, and you’ll pay just a $3 express fee (plus the $1 monthly subscription). Yup, just four bucks, making Dave is one of the cheapest ways to borrow $100. |
Get a cash advance for up to $500 instantly >>> Check out Dave for free 👈
| PROS | CONS |
|---|---|
| ✓ Cash advances up to $500 | ✘ Funds take 1 – 3 business days for regular transfers |
| ✓ No interest or fees | |
| ✓ No credit check | |
| ✓ $1 monthly membership is affordable |
#2 – Brigit: Use ‘Instant Cash’ to Borrow up to $250 in fee-free overdrafts
The Brigit app offers cash advances up to $250 – though a $50 to $100 limit is typical at first. 4
Like most cash advance apps, you’re not eligible based on your credit score. Instead, your cash advance limit comes down to your bank account activity.
As a bonus, Brigit monitors your bank balance, so you’ll get automatic alerts when you’re close to overdrafting – which can save you $39 and up.
Like Super, the Brigit app has a monthly membership which costs $9.99/month. This is less than Super’s $15/month membership.
Since Brigit’s limit of $250 is higher than the $200 you can access with Super, you might find it’s a better fit for your needs if you want to pay less in fees and have more borrowing power.
Access up to $250 in fee-free overdrafts >>> Explore Brigit Now 👈
| PROS | CONS |
|---|---|
| ✓ Access up to $250 in cash advances | ✘ $9.99 subscription required for cash advances |
| ✓ No credit check | |
| ✓ No interest or tip fees |
#3 – Cleo: Borrow up to $250 with a side of sassy memes and GIFs
Super helps users save and earn money, but it doesn’t do much to help you manage it.
Cleo helps you up your financial knowledge on top of its $250 cash advance, with budgeting software and a sassy AI assistant who can guide you toward healthier financial habits.5
BE WARNED: This AI has no filter and a serious potty mouth. Check out some of Cleo’s burns here 🤫
Cleo sets your initial borrowing limit at $100 which is still way higher than some cash advance apps who talk a big game then restrict you to $5 or $10 as a new user.
Your limit can quickly increase to up to $250 as you build up a track record of on-time repayments and ongoing regular deposits in your bank account.
Once approved, Cleo will send funds directly to your linked bank account. Funds typically take 3 – 4 business days to arrive. However, if you want instant funds, you can pay a $3.99 express fee to get your money within 24 hours.
There is no interest, no credit check, and – importantly – no need to submit timesheets to use Cleo. This makes Cleo a great option for a range of freelancers, whether you deliver for DoorDash, drive for Uber, or shop on Instacart.
Get Started in 2 Minutes (And Borrow up to $250) >>> Check Out Cleo’s Sass 👈
| PROS | CONS |
|---|---|
| ✓ Borrow up to $250 | ✘ $5.99 monthly membership fee |
| ✓ No fees or interest | ✘ Funds take 3 – 4 business days for regular transfers |
| ✓ No credit check | |
| ✓ Built-in money management tools |
#4 – Albert: No-fee cash advances up to $250
Super is a relatively expensive cash advance option due to its monthly membership fee.
For a cheaper alternative, consider Albert, which offers $250 advances with no subscription charges, interest, or late fees.6 The only reason to pay more than you borrow is to get your money faster or leave a voluntary tip.
With $250 available, Albert’s advance is slightly higher than Super.com’s $200 and the Albert app is free to use. This is a welcome change from many of the “pay to use” cash advance apps like Dave ($1/month), Brigit ($9.99/month) and Grid ($10/month).
You’ll need to create an Albert account to access your cash advance in minutes. If you’re using the free Albert app you’ll have to wait up to 3 days or pay a $4.99 express fee for your money to land in your bank account.
Like Super, Albert comes with a side order of cool features to help you better manage your money. These include:
- Albert Geniuses: Real-life experts who can answer your specific questions
- Early paycheck: Cash out your paycheck up to two days early
- Automated investing: Start investing in stocks and funds for as little as $1
- Automated savings: Albert finds extra dollars to slowly build your savings
Borrow up to $250 now >>> Check out the Albert app 👈
| PROS | CONS |
|---|---|
| ✓ Borrow up to $250 | ✘ Funds take 2 – 3 business days to reach your account* |
| ✓ No fees or interest | ✘ Requires access to financial information |
| ✓ No credit check |
*Funds available immediately with a $6.99 express fee, or with no fee if you set up an Albert Cash account.
#5 – PockBox: Borrow up to $2,500 even with a low credit score
Super lets you borrow up to $200, which can be a lifesaver in an emergency.
However, that pales next to Pockbox, which can connect you with loan offers of up to $20,000.
PockBox works by comparing loan offers from multiple lenders. In a few minutes, you can see where you stand and what you’re eligible to borrow.
These lending options may offer fast, unsecured funding of amounts from $20 to $2,500 (and up) which dwarfs the funds available through the Super app.
There’s no obligation to choose a lender so you can compare your options without stressing about the impact on your credit score. If you’ve got an excellent credit score you may also qualify for multiple loan offers at an exceptional rate.
Compare Loan Offers Up to $2,500 >>> Browse Pockbox For Free 👈
| PROS | CONS |
|---|---|
| ✓ Borrow up to $2,500 | ✘ No credit check loans can carry high rates |
| ✓ 100% free to compare options | |
| ✓ Compare up to 50 lenders | |
| ✓ Perfect for low credit borrowers |
BEFORE YOU GO…
Check out our most popular articles:
- Cash Advance Apps for Gig Workers: The Ultimate Guide 🔥
- How to Buy Jewelry Without a Credit Card (Easy Online Shopping) 🔥
- Best Cash Advance Apps For Social Security and Disability Recipients 🔥
WAIT! Why borrow quick cash when you can earn it?!
Cash advance apps can be a great tool for getting a little extra cash when you need it, but you’ll need to repay it – plus fees – wihtin a week or two. Did you know there’s an easy way to earn extra cash that’s yours to keep?
KashKick is a wildly popular service that lets you earn money for playing games, completing surveys, signing up for trial offers and more. (You’ll even earn cash for just completing your profile!) You can earn cash today and withdraw your earnings through PayPal once you’ve reached $10. You can earn over $100/month with KashKick – and you don’t need to spend a dime or take out your credit card to do it.
There are dozens of high-paying offers available on KashKick, and if you’re into playing new games on your phone, you can earn some serious cash for doing what you love. Though offers change regularly, there are currently1 more than three dozen offers available where you can earn cash – sometimes over $100 – just by downloading and playing popular games like Coin Master, Monoply Go, Bingo Blitz, and more. These games are all free to download, and no in-app purchases are required to earn with KashKick.
Get paid to play on your phone >>> Check out KashKick
- As of February 13, 2024. Offers may change and may not be available to all users. Eligibity requirements apply. See KashKick's Terms of Service for full details.
- Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, holds all deposits and issues the Dave Debit Card, pursuant to a license from Mastercard®. The ExtraCash™ account is open to new members only. ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. See the Extra Cash Account Agreement for more details.
- Early access to direct deposit funds depends on timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.
- Not all members will qualify for advances; Depending on eligibility, advances range from $50 – $250. Subject to Brigit’s approval and policies. Express Delivery is optional and a fee may apply. Most users receive their Express Delivery within 20 minutes. Brigit monthly subscription required.
- Cleo Plus is our subscription service, which offers eligible users cashback on your money, information on your credit score, and access to cash advances (“Cash Advance”). Advance amounts will vary based on eligibility. If you don’t want to subscribe, you can also apply for cash advance by contacting our customer service at [email protected]. To learn more about eligibility, repayment, and overall terms, please visit: meetcleo.com/term.
- Download to see if you qualify. Repay the advance with your next paycheck. Fees may apply. Advance amounts based on qualification and may vary. Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC.
