Credit card debt is one of the most significant financial burdens for American consumers in 2023. Balances have reached an all-time high, recently crossing the $1 trillion threshold and bearing an average interest rate of more than 20%. If you’re one of the many struggling to pay off your credit cards, Bright Money claims to...

The Klover app offers cash advances up to $200 with no credit check. Plus, you can earn ‘Klover Points’ to help increase your cash advance limit, enjoy lower fees, or participate in the daily draw for exciting cash prizes. The downside? Klover isn’t a great option for freelancers/gig workers and with lower initial borrowing limits...

Beem can earn a place on your phone with cash advances up to $1,000. But with a late fee of $5 (no thanks), issues connecting with freelancer incomes, and murky pricing, we wouldn’t blame you if you wanted more options. We found Dave’s $500 cash advance the best value (available to new users and in...

The record-breaking inflation surge over the last few years has significantly reduced the average American’s purchasing power. In 2022, roughly one in five consumers couldn’t afford a $100 emergency! If you’re one of the many people feeling the pinch, Credit Genie says it has your back. It’s a cash advance app that can offer just...

While MoneyLion breaks down traditional barriers to financial health and provides urgent cash to hard-working Americans, it’s not the only cash advance app available. If you need cash to help you pay for food, bills, gas, or anything else, we’ve rounded up six apps similar to MoneyLion, plus pros and cons, and any costs to...

Chime Credit Builder Card is practically debt-proof since you can only spend money you’ve transferred from a linked Chime checking account. But with no access to cash upfront or down the line, you might want a backup option that helps boost your credit AND provide emergency funds. Many credit builder loans like Chime can provide...

Your credit score often determines whether you can buy a new car, get approved for a loan, secure a mortgage or even land a new job (yep, your credit score is THAT big of a deal). Credit builder loans like Credit Strong may help improve your credit score and sock away some savings, but Credit...

30-Second Summary: B9 offers a convenient way to access your wages before payday. With just ONE fee, you can get up to $500 with no credit check using one of the most cost-effective cash advance apps available today. With a Basic B9 plan setting you back $9.99, there are lower monthly subscription options available, so...

Giggle Finance offers up to $5,000 for small business owners and gig workers who earn a 1099 income. An extra $5k sounds great. But if you're considering a Giggle Finance cash advance, it helps to know of any hidden fees or features to watch out for. Get the FACTS (plus top cash advance alternatives) here.

We've scoured the market to bring you the top credit builder loans that offer money upfront. In this article, we’ll compare the best products to help you work on building your credit while still accessing the money you need to pay for life’s expenses.

If you’re one of the millions of Americans with subprime credit, you’ll find it hard to get home and car loans and credit card accounts. Even if you are approved, you might be forced to pay higher interest rates and fees. SeedFi’s Borrow & Grow plan may help boost your credit score, but you’ll need...

So you have a bad credit score, no big deal, right? Think again! Bad credit makes you a “risky” borrower which can lead to higher interest rates (if you’re approved for financing at all) and limited options. Moneylion’s Credit Builder Plus loans can help you boost your credit score with helpful cash available upfront. But...

If you’re one of the 108 million Americans struggling with a low credit score (or no credit score), you’ll end up paying more fees and higher interest rates on loans - if you’re approved at all! Grow Credit’s Mastercard provides a tiny credit line that you can use to pay for your favorite subscription services,...

It’s tough to build your credit when you can’t access credit in the first place. Any financing you get approved for with poor credit comes with sky-high interest rates and fees. Credit building apps like Kikoff help you get around this problem for just $5 a month and the freedom of a one-year commitment. However,...

OppLoans specializes in helping borrowers with credit history problems and has higher approval rates than many other lenders. However, looser credit criteria come at a high price - OppLoans charges many customers rates above 100% APR! Is this a price worth paying? We compare the top loans like OppLoans here.