App Reviews

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is moneylion safe?
MoneyLion can point you in the right direction if you need to take better control of your money - and let’s be honest, we could all do with a little more control or freedom over our finances. Before you head to your favorite app store and hit ‘download’, here’s what you need to know to...
Chime vs Current App Comparison
Chime and Current both cap their fee-free overdrafts at $200, and both apps come with no hidden fees and offer early paycheck access. So which one should you choose? Let’s peel apart the differences - including revealing the new feature one app has debuted that can get you up to $500 in extra cash when you need...
Man investing with cash advance app
Low on cash but still want to invest? This guide explores the best financial apps that offer cash advances for emergencies and investment features to help you grow your money for the future. We compare Albert and MoneyLion and what to consider before using each app.
Hand holding a phone that displays FloatMe cash advances
When your bank balance is low and it’s still a couple of days until payday, an extra $100 can always come in handy. Dozens of apps provide you with a quick cash advance, but many of them make you wade through a supermarket of financial services that you don’t want or need.  The Floatme app...
Are you feeling the pinch between your Social Security payments? Cash advance apps can help bridge the gap but not all apps are created equal. We’ve rounded up the top four apps to access fast cash with low (or no) fees so you can breathe easier and make informed decisions about your finances.
Brigit app for cash advances on a phone screen
Looking for quick cash to carry you over to the next payday? Brigit makes it easy to (instantly) top up your bank account with just a few taps. With zero interest or late fees (and no cheeky request for tips) you can enjoy cash advances up to $250 fast cash.Sounds good? Read on for our...
Woman holding phone displaying Dave cash advance app
Dave makes it easy and affordable to get up to $500 in minutes, and offers a number of additional features that can help you build your credit and find opportunities for extra income. Dave may be able to help you save hundreds of dollars per year, but while its fees are much lower than most...
is dave safe?
Dave is the original cash advance app, giving millions of users access to cash advances for up to $250 with no interest. If you open Dave Spending Account, you can also use popular banking features like check cashing, ATM withdrawals and debit card purchases, plus exciting extras like early access to your paycheck. It sure...
Dave vs Albert Cash Advance App Graphic
The main difference between Dave and Albert is the cash advance limit available (up to $500 vs. up to $250) and the monthly fee. Dave charges $1/month to access the cash advance feature while you’ll need to sign up to Albert’s $14.99/month subscription. Both apps avoid interest and late fees and come with a range...
B9 cash advance app on phone screen
Making your money stretch until payday can often mean turning to costly overdraft fees or even costlier payday loans. B9 offers a new way to get early access to your wages. It can advance you up to $500 with no credit check and just one simple fee. We analyzed the cost of borrowing from the...
nyble overdraft coverage
Nyble is on a mission to help Canadians build their financial future with cover up to $150 for unexpected bills, credit score monitoring and credit building help, plus rewards for good money habits. Nyble isn’t free though and membership fees range from $4.99 to $11.99 depending on your membership type. Is Nyble the right app...
Bree app graphic
Bree lets you access up to $250 in cash advances to prevent overdrafts. With no interest and no fees, Bree runs on tips - which is optional but “greatly appreciated” (Bree’s words, not ours). A financial partner created exclusively for Canadians, Bree claims to have NO fees… but has a ton of hidden fees to...
three people holding smartphones
With every passing year, the financial landscape evolves, and so do the tools at your disposal. The best money-borrowing apps offer quick and easy money without long waits, strict rules, or frustrating red tape. We couldn’t go past Dave for $500 cash advances and zero wait time for new users but read on for our...
$100 loan instant app
You need $100. Right now. What you don’t need is to overdraft your account, fall into the trap of high-interest debt, or go dancing on the street for money (well, you can do that last one if you like, but only because the cardio is good for you.) So we’ll show you how to borrow...
happy group of friends
How many times have you been short a few dollars with no easy way to access the cash you need? With many instant loan apps offering low or no fees, as well as flexible payment options, 0% APR, the potential for higher borrowing limits, and the ability to get your money in just a few...
Woman holding out her phone, with the super.com app displayed on the screen
The Super app and its Super Plus program are soaring in popularity, thanks to attractive offers like a $20 rebate just for signing up for a regular subscription, 30 cents a gallon cash back on your next fill-up, and access to fast cash advances for up to $200. If you become a heavy user, the...
Business graph unemployment
Cash flow can quickly become a problem if you’re between jobs. While plenty of cash advance apps sound promising on paper, many won’t advance your money without a pay slip from a regular employer. If you’re between work, we’re fans of Cleo, Dave and Vola who don’t require a direct deposit and can help you...
Woman's hand holding a phone that displays the Chime app
While banks rack up billions of dollars a year in overdraft fees, upstart financial app Chime has soared to over 13 million accountholders thanks to checking accounts that offer fee-free overdrafts and early access to your paycheck. Here's how you can use Chime SpotMe to enjoy $200 fee-free overdrafts on your Chime card, at ATMs...
Borrow 200 from cash app
We’ll show you quick, easy and proven ways to borrow $200 instantly using the best cash advance apps that we’ve downloaded and tested ourselves. Oh, and we’ll show you how to avoid overdraft fees entirely. Read on for 3 different strategies to get the two hundred dollars you need to get back to enjoying life...
happy friends
Strapped for cash and need a little extra to keep you going until your next paycheck arrives? The best apps can help provide fast funds with lower fees than payday loans - or no fees at all. Even better, with the right loan app, cash is only a few taps away on your phone.
girl by the pool holding a phone that displays the credit genie app
The record-breaking inflation surge over the last few years has significantly reduced the average American’s purchasing power. In 2022, roughly one in five consumers couldn’t afford a $100 emergency! If you’re one of the many people feeling the pinch, Credit Genie says it has your back. It’s a cash advance app that can offer just...
Instacart Shopper
30-SECOND SUMMARY: Instacart pays shoppers on Wednesday via direct deposit for the previous Monday through Sunday. With a fixed payment schedule, it’s easy to end up without cash, while payday is still a couple of days away. Read on for 4 apps tailor-made for Instacart shoppers and drivers. If you’re looking for a high borrowing...
cash advance app user and Australian money
These 5 pay advance apps make it easy to access your wages without asking your boss for your money early. With no credit checks and fees as low as a few bucks a month, read on for a breakdown of our favourite apps including minimum and maximum loan amounts, repayment cycles, and costs.
man holding $500 cash
How much easier would your life be with an extra $500? We’re guessing the answer is “a lot”. That’s because 63% of Americans don’t have enough savings to cover a $500 emergency. To help you get the cash you need, here are our recommended instant loan apps to help you borrow $500.
Man and woman holding $1,000 cash
Plenty of instant loan apps can put small amounts in your pocket, but that’s cold comfort when there’s a significant bill or cost to cover. 56% of Americans couldn’t cover a $1,000 emergency expense with savings, so if you’ve struggled to build savings, you’re not alone. Check out our recommended instant loan apps to borrow...
woman holding $2,500 cash
If you’re looking for a couple of grand, most of the popular instant loan apps (think Albert, Cleo and MoneyLion) won’t work for you. So, what is the best way to borrow $2,500? To help make your job easier and less stressful, we’ve rounded up the top loan options and apps to borrow $2,500 even if...
happy couple using laptop (1)
Do you have a spare $5,000 to pay off major purchases, clear credit card debt, or cover a big unexpected expense? For 58% of Americans, the answer is no. So, how can you get your hands on $5k??? The right personal loan can help you borrow $5,000 with bad credit while offering competitive rates and...
$300 cash
A $300 loan can be the difference between paying bills on your terms or paying sky-high overdraft fees to your bank. To save you time and effort, we’ve rounded up the best apps to borrow $300. The Dave app stands out with a $500 cash advance for new users (so you don’t need to jump...
doordash driver on bike-
As a door-to-door delivery driver, you face enough challenges on the road without having to worry about whether you’ll have enough cash to pay your bills. Read on to compare our list of 2023’s best money borrowing apps, including their pros and cons, any hidden costs, and why they’re perfect for the modern gig worker.
Are you struggling to make ends meet as a Lyft driver? Cash advance apps tailored to ride-hail drivers can help. Like a financial seatbelt while you focus on your job, read on for hassle-free ways to borrow money until you can access your Lyft earnings.
As an Uber driver, it’s not always easy to make ends meet. If you’re looking to get paid without having to jump through Uber’s hoops, we don’t blame you. That’s where cash advance apps can be a lifesaver.  In this article, we'll review some of the best cash advance apps for Uber drivers, so you can...
Phone showing the Beem app, which was previously Line Financial
The Beem app (formerly known as Line) has big ambitions to be your go-to financial super app. It offers a wide range of features to help you move money, monitor your credit, score cash back offers, file your taxes, and more. Its headline offering are cash advances from $20 – $1,000 with no income restrictions,...
Smiling woman by the pool holding a phone that displays the bright money app
Credit card debt is one of the most significant financial burdens for American consumers in 2023. Balances have reached an all-time high, recently crossing the $1 trillion threshold and bearing an average interest rate of more than 20%. If you’re one of the many struggling to pay off your credit cards, Bright Money claims to...
Hand holding a phone that displays Klover boost
Sometimes find yourself in a cash crunch? The Klover app can quickly advance you up to $200 with no credit check and with some of the lowest fees of any cash advance app! And if you love collecting points, the app gives you dozens of opportunities to earn Klover points which you can use to...
Hand holding phone that displays the Solo Funds loan application
Whether or not you can pay for a $400 emergency is a popular gauge of financial stability. Unfortunately, only 37% of American consumers can afford to do so without going into debt. If you’re among the many who need to borrow money for surprise expenses, cash advance apps like Solo Funds can be a good...
cash advance apps for gig workers
You can’t prepare for an emergency - yet as a gig worker, emergencies often seem to strike at the worst times. Throw in irregular income, delayed client payments, and unforeseen expenses, and it’s no surprise that 1 in 3 Americans use cash advance apps. Whether you’re on the roads as an Uber or Lyft driver,...
Girl in a yellow top by the pool, showing a phone with the Gerald Wallet App displayed
Financial emergencies often seem to strike when you’re least prepared for them. If you ever find yourself caught off guard, cash advance apps like Gerald can be a good solution. They’re one of the best ways to get some quick cash for cheap. However, these apps are popping up so rapidly that it’s often tough...
Hand holding phone displaying Empower cash advances
Empower is one of the most popular cash advance apps, offering quick access to up to $250 with no credit check. The Top 50 finance app also offers full service banking, including no overdraft fees and the ability to access your paycheck two days early. Empower gives you a great set of tools to conveniently...
Grid Money cash advances displayed on a phone
Looking for an app that can help you access a little extra cash before your next payday? Grid Money offers cash advances with low fees and no credit check, but it lacks many of the bells and whistles of other cash advance apps. Does this no frills app get the job done? We dive into...
Woman holding up a phone that shows the Vola Finance app
Do you often find yourself in desperate need of cash at the end of the month because you spent a bit more than you planned? Well, whether you have budget issues due to an Uber Eats addiction or something more serious, Vola has you covered. Vola is a cash advance app without direct deposit requirements...
$40 cash
Forget thousands and thousands of dollars. When you’ve got a date on the horizon, or need a little extra cash to get you through until payday, or just want the comfort of having a few extra bucks in your pocket, it helps to know which apps can hook you up. 6 in 1 Americans wouldn’t...
even app logo
The Even app helps employees access up to 50% of their wages before payday. More than a simple cash advance app, Even also comes with features to help you save your cash on autopilot (and earn interest at 2x the national interest rate), budget easily, and project your future earnings so you’re not caught by...
details about payactiv app
The PayActiv app is a free financial wellness platform that can help you manage your money. Its most notable feature is the ability to see your earned but unpaid income in real-time, and then access your earnings ahead of your paycheck. Transfer funds to your bank, or have funds loaded onto a prepaid debit card....
California Flag
Under California law, the maximum you can borrow from a payday lender is $300. Add in a maximum fee of 15% (which works out to be $45), and the most you can borrow actually drops to $255. You can get around these borrowing limits with cash advance apps that offer longer loan terms and/or rates...
woman holding her phone, with B9 cash advance app on screen
30-Second Summary: B9 offers a convenient way to access your wages before payday. With just ONE fee, you can get up to $500 with no credit check using one of the most cost-effective cash advance apps available today. With a Basic B9 plan setting you back $9.99, there are lower monthly subscription options available, so...
Varo Bank cash advances on phone screen
If you’re looking for a cash advance app that won’t bust your budget, Varo may be the app for you. It’s the cheapest way to borrow $100, and you can get $20 when you need it with no interest and no fees. But like most good things in life, there’s a catch before you get...
$50 bill
Millions of Americans live paycheck to paycheck right now (you might be the same). So whether you’re a little short before payday, facing unexpected expenses, or want to splurge a little on a well-deserved purchase, here are three solutions when you need $50.
people using their smartphones to use money lending apps
Need to borrow money? You could ask your friends to lend you cash, check in with the Bank of Mom and Dad, or apply for a loan at your local brick-and-mortar bank. Or, try these 9 best money lending apps for up to $2,500 in a few taps.
doordash daily pay
Are you a Dasher? Typically, you’ll be paid weekly if you’re a driver for DoorDash - but it's possible to get your money early. Read on to find out how.
gochange app
In June 2018, GoChange announced that they are now only working with large corporations and not directly with customers. The GoChange app was an Artificial Financial Assistant, a personal CFO, created to optimize the $200B Personal Banking Market. If you were looking for a cash advance, you should now check out apps like GoChange. Although...