While banks rack up billions of dollars a year in overdraft fees, upstart financial app Chime has soared to over 13 million accountholders thanks to checking accounts that offer fee-free overdrafts and early access to your paycheck. Here’s how Chime SpotMe works – and how you can overdraft your Chime card to instantly extra cash...

Getting paid weekly or bi-weekly is customary in the U.S, and in a perfect world, payday always falls a few days before bills are due. Of course, we don’t live in a perfect world. So at times, you may have more bills than cash in your bank account. If you don’t have an emergency fund...

Digit helps you save money automatically by scanning your checking account and putting small amounts of money into a “Rainy Day” account.You will receive 1% annual interest (paid out every 3 months) on all the money in your new account. Digit costs $3/ month. While Digit doesn’t tackle overdraft issues directly, it helps you save...

MoneyLion can point you in the right direction if you need to take better control of your money - and let’s be honest, we could all do with a little more control or freedom over our finances. Before you head to your favorite app store and hit ‘download’, here’s what you need to know to...

The Even app helps employees access up to 50% of their wages before payday. More than a simple cash advance app, Even also comes with features to help you save your cash on autopilot (and earn interest at 2x the national interest rate), budget easily, and project your future earnings so you’re not caught by...

Dave makes it easy and affordable to get a rapid cash advance for up to $250, and offers a number of additional features that can help you build your credit and find opportunities for extra income. Dave may be able to help you save hundreds of dollars per year, but while its fees are much...

We’ll show you quick, easy and proven ways to borrow $200 instantly using the best cash advance apps that we’ve downloaded and tested ourselves. Oh, and we’ll show you how to avoid overdraft fees entirely. Read on for 3 different strategies to get the two hundred dollars you need to get back to enjoying life...

Forget thousands and thousands of dollars. When you’ve got a date on the horizon, or need a little extra cash to get you through until payday, or just want the comfort of having a few extra bucks in your pocket, it helps to know which apps can hook you up. 6 in 1 Americans wouldn’t...

You need $100. Right now. What you don’t need is to overdraft your account, fall into the trap of high-interest debt, or go dancing on the street for money (well, you can do that last one if you like, but only because the cardio is good for you.) So we’ll show you how to borrow...

Dave is the original cash advance app, giving millions of users access to cash advances for up to $250 with no interest. If you open Dave Spending Account, you can also use popular banking features like check cashing, ATM withdrawals and debit card purchases, plus exciting extras like early access to your paycheck. It sure...

Millions of Americans live paycheck to paycheck right now (you might be the same). So whether you’re a little short before payday, facing unexpected expenses, or want to splurge a little on a well-deserved purchase, here are three solutions when you need $50.

Sometimes, your rent, utilities and car payment are due before you’re scheduled to get paid. If you run out of money and don’t have an emergency fund, a payday loan might seem like the next best thing. But these loans can be costly with their fees and high interest rates. If you’re looking for a...

The Mint app is probably the most popular personal-finance app on the market. We decided to include it in our overdraft apps ranking because good financial behavior can help you avoid bank fees. Mint has been on the market for quite some time, it was launched in 2006. Since their founding Mint has changed a...

In June 2018, GoChange announced that they are now only working with large corporations and not directly with customers. The GoChange app was an Artificial Financial Assistant, a personal CFO, created to optimize the $200B Personal Banking Market. If you were looking for a cash advance, you should now check out apps like GoChange. Although...

Are you a Dasher? Typically, you’ll be paid weekly if you’re a driver for DoorDash, but if you sign up for DoorDash Daily Pay, you can have access to your earnings as soon as you earn them. The partnership between DoorDash and DailyPay is intended to reduce financial stress and help you budget, by sending...