loan instant apps

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Instant loan apps reviewed to help consumers find low-cost access to quick cash.

plaid graphic
Many cash advance apps use Plaid to connect the app to your bank account - which involves providing Plaid with the username and password to your bank account! If you’re nervous about sharing your bank account login information, or use a bank that isn’t compatible with Plaid, it helps to know your options. Check out...
B9 cash advance app on phone screen
Making your money stretch until payday can often mean turning to costly overdraft fees or even costlier payday loans. B9 offers a new way to get early access to your wages. It can advance you up to $500 with no credit check and just one simple fee. We analyzed the cost of borrowing from the...
$100 loan instant app
You need $100. Right now. What you don’t need is to overdraft your account, fall into the trap of high-interest debt, or go dancing on the street for money (well, you can do that last one if you like, but only because the cardio is good for you.) So we’ll show you how to borrow...
happy group of friends
How many times have you been short a few dollars with no easy way to access the cash you need? With many instant loan apps offering low or no fees, as well as flexible payment options, 0% APR, the potential for higher borrowing limits, and the ability to get your money in just a few...
low income US states
The ability to access extra cash is crucial when you have a low income and little or no savings. It can be tough to qualify for a loan or cash advance when you have a low income, but we’ve found some lenders that are fast, easy to work with and offer the cash you need....
Woman holding out her phone, with the super.com app displayed on the screen
The Super app and its Super Plus program are soaring in popularity, thanks to attractive offers like a $20 rebate just for signing up for a regular subscription, 30 cents a gallon cash back on your next fill-up, and access to fast cash advances for up to $200. If you become a heavy user, the...
Woman holding a phone that displays the KOHO app
Usually, a prepaid card means high fees and few benefits. KOHO aims to shake up that model with a full-featured plan you can qualify for with no monthly fees, and generous cash-back offers that can actually put money back in your pocket. Plus, with KOHO Cover, you can get up to $50 in instant overdraft...
Borrow 200 from cash app
We’ll show you quick, easy and proven ways to borrow $200 instantly using the best cash advance apps that we’ve downloaded and tested ourselves. Oh, and we’ll show you how to avoid overdraft fees entirely. Read on for 3 different strategies to get the two hundred dollars you need to get back to enjoying life...
happy friends
Strapped for cash and need a little extra to keep you going until your next paycheck arrives? The best apps can help provide fast funds with lower fees than payday loans - or no fees at all. Even better, with the right loan app, cash is only a few taps away on your phone.
man holding $500 cash
Several dozen cash advance apps can give you nearly instant access to a loan for up to $500 with no interest and no late fees, and you can qualify with no credit check. But, if you need a quick $100 for even just a few days you could still be stuck paying $20 or more...
no fee cash advances from Earnin app
It's no surprise that Earnin is one of the most popular paycheck advance apps - it can help you get up to $500 before your next paycheck with no interest and no fees. Plus, there's no credit check and you don't have change your direct deposit. These are some pretty incredible features that make Earnin...
girl by the pool holding a phone that displays the credit genie app
The record-breaking inflation surge over the last few years has significantly reduced the average American’s purchasing power. In 2022, roughly one in five consumers couldn’t afford a $100 emergency! If you’re one of the many people feeling the pinch, Credit Genie says it has your back. It’s a cash advance app that can offer just...
Man and woman holding $1,000 cash
Plenty of instant loan apps can put small amounts in your pocket, but that’s cold comfort when there’s a significant bill or cost to cover. 56% of Americans couldn’t cover a $1,000 emergency expense with savings, so if you’ve struggled to build savings, you’re not alone. Check out our recommended instant loan apps to borrow...
woman holding $2,500 cash
If you’re looking for a couple of grand, most of the popular instant loan apps (think Albert, Cleo and MoneyLion) won’t work for you. So, what is the best way to borrow $2,500? To help make your job easier and less stressful, we’ve rounded up the top loan options and apps to borrow $2,500 even if...
happy couple using laptop (1)
Do you have a spare $5,000 to pay off major purchases, clear credit card debt, or cover a big unexpected expense? For 58% of Americans, the answer is no. So, how can you get your hands on $5k??? The right personal loan can help you borrow $5,000 with bad credit while offering competitive rates and...
Phone showing the Beem app, which was previously Line Financial
The Beem app (formerly known as Line) has big ambitions to be your go-to financial super app. It offers a wide range of features to help you move money, monitor your credit, score cash back offers, file your taxes, and more. Its headline offering are cash advances from $20 – $1,000 with no income restrictions,...
Female looking at her credit score test on mobile phone showing excellent score
Cash advance apps don’t care about your credit score, and there’s no hard credit inquiry to get started. This can make it easy to borrow cash in minutes. And since cash advance apps don’t report to credit bureaus, your credit score won’t take a hit if you’re late on your payments. On the flipside, since...
Hand holding phone that displays Possible Finance's loan advertisement
In recent years, inflation has made it increasingly difficult for consumers to keep up with their expenses. Sadly, 74% of Americans report being stressed about their finances, while 61% consider themselves to be living paycheck to paycheck. If you’re among the many feeling the squeeze, cash advance apps like Possible Finance are a great way...
bank accounts with overdrafts for people with bad credit
Navigating financial waters with bad credit can often feel like being lost at sea. Traditional loans are typically out of reach, and payday loans? They come with their own set of nightmares. Enter: cash advance apps. These apps are tailored for those with not-so-great credit scores and are redefining how we borrow money. There are...
Hand holding phone that displays the Solo Funds loan application
Whether or not you can pay for a $400 emergency is a popular gauge of financial stability. Unfortunately, only 37% of American consumers can afford to do so without going into debt. If you’re among the many who need to borrow money for surprise expenses, cash advance apps like Solo Funds can be a good...
Girl in a yellow top by the pool, showing a phone with the Gerald Wallet App displayed
Financial emergencies often seem to strike when you’re least prepared for them. If you ever find yourself caught off guard, cash advance apps like Gerald can be a good solution. They’re one of the best ways to get some quick cash for cheap. However, these apps are popping up so rapidly that it’s often tough...
Hand holding phone displaying Empower cash advances
Empower is one of the most popular cash advance apps, offering quick access to up to $250 with no credit check. The Top 50 finance app also offers full service banking, including no overdraft fees and the ability to access your paycheck two days early. Empower gives you a great set of tools to conveniently...
Grid Money cash advances displayed on a phone
Looking for an app that can help you access a little extra cash before your next payday? Grid Money offers cash advances with low fees and no credit check, but it lacks many of the bells and whistles of other cash advance apps. Does this no frills app get the job done? We dive into...
$40 cash
Forget thousands and thousands of dollars. When you’ve got a date on the horizon, or need a little extra cash to get you through until payday, or just want the comfort of having a few extra bucks in your pocket, it helps to know which apps can hook you up. 6 in 1 Americans wouldn’t...
California Flag
Under California law, the maximum you can borrow from a payday lender is $300. Add in a maximum fee of 15% (which works out to be $45), and the most you can borrow actually drops to $255. You can get around these borrowing limits with cash advance apps that offer longer loan terms and/or rates...
Varo Bank cash advances on phone screen
If you’re looking for a cash advance app that won’t bust your budget, Varo may be the app for you. It’s the cheapest way to borrow $100, and you can get $20 when you need it with no interest and no fees. But like most good things in life, there’s a catch before you get...
$50 bill
Millions of Americans live paycheck to paycheck right now (you might be the same). So whether you’re a little short before payday, facing unexpected expenses, or want to splurge a little on a well-deserved purchase, here are three solutions when you need $50.
people using their smartphones to use money lending apps
Need to borrow money? You could ask your friends to lend you cash, check in with the Bank of Mom and Dad, or apply for a loan at your local brick-and-mortar bank. Or, try these 9 best money lending apps for up to $2,500 in a few taps.