A low-income loan is a personal loan offered to people whose annual income falls at or below a specific amount. In 2024, a low-income earner was anyone who’s previous year gross income did not exceed 150% of the national poverty level – $21,870/year for a single person or $45,000 for a family of four. Read...

The ability to access extra cash is crucial when you have a low income and little or no savings. It can be tough to qualify for a loan or cash advance when you have a low income, but we’ve found some lenders that are fast, easy to work with and offer the cash you need....