App Reviews

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Current Visa Debits Cards
Looking for up to $200 in fee-free overdrafts? Find out how Current works and how you can use the Overdrive feature to access up to $200 with in-store or online transactions on debit card purchases.
If you’re one of the millions of Americans with subprime credit, you’ll find it hard to get home and car loans and credit card accounts. Even if you are approved, you might be forced to pay higher interest rates and fees. SeedFi’s Borrow & Grow plan may help boost your credit score, but you’ll need...
Credit Strong Loans App
Your credit score often determines whether you can buy a new car, get approved for a loan, secure a mortgage or even land a new job (yep, your credit score is THAT big of a deal). Credit builder loans like Credit Strong may help improve your credit score and sock away some savings, but Credit...
While banks rack up billions of dollars a year in overdraft fees, upstart financial app Chime has soared to over 13 million accountholders thanks to checking accounts that offer fee-free overdrafts and early access to your paycheck. Here’s how Chime SpotMe works – and how you can overdraft your Chime card to instantly extra cash...
Expert network consulting is an interesting, convenient and lucrative way to earn extra income. It’s a fairly recent phenomenon – the first expert network launched in 2002 – but it has grown rapidly. Now, there are dozens of expert networks active around the world, each with hundreds or thousands of clients. What are expert networks?...
synchrony bank card
One of the benefits of the P.C. Richard & Son Credit Card is that you can get 0% financing for 6 months or more on various electronic goods, appliances, and mattresses. If you’ve arrived here after Googling “PC Richards credit card Synchrony Bank”, you’ll probably already know this and are looking for how to apply,...
details about payactiv app
Getting paid weekly or bi-weekly is customary in the U.S, and in a perfect world, payday always falls a few days before bills are due. Of course, we don’t live in a perfect world. So at times, you may have more bills than cash in your bank account. If you don’t have an emergency fund...
lendup similar apps
Have you previously used a loan from LendUp and were thinking about a get another? You may be surprised to learn that LendUp is no longer in business. Read on to find some good LendUp alternatives. What are LendUp Loans? LendUp was a one-time Silicon Valley darling, that attracted investment from PayPal, Google and top-tier...
app logo sqr
Digit helps you save money automatically by scanning your checking account and putting small amounts of money into a “Rainy Day” account.You will receive 1% annual interest (paid out every 3 months) on all the money in your new account. Digit costs $3/ month. While Digit doesn’t tackle overdraft issues directly, it helps you save...
is moneylion safe?
MoneyLion can point you in the right direction if you need to take better control of your money - and let’s be honest, we could all do with a little more control or freedom over our finances. Before you head to your favorite app store and hit ‘download’, here’s what you need to know to...
Dave cash advances
Dave pretty much invented no-interest cash advances, and the ability to get up to $250 with just a few taps on your phone remains popular with the company’s millions of users. However, Dave charges higher fees than many other apps and offers less flexibility in how you can access extra cash when you need it....
choosing an amount for a Seedfi credit builder loan on a phone screen
What is SeedFi? Financial health fintech tackles challenges faced by those with less than stellar credit. Silicon Valley-startup SeedFi offers a better alternative to costly short-term loans. Its innovative and affordable credit builder plans can also help you access the money you need now, boost your credit score, and build savings.  Read our SeedFi review...
even app logo
The Even app helps employees access up to 50% of their wages before payday. More than a simple cash advance app, Even also comes with features to help you save your cash on autopilot (and earn interest at 2x the national interest rate), budget easily, and project your future earnings so you’re not caught by...
Dave app review
Dave makes it easy and affordable to get a rapid cash advance for up to $250, and offers a number of additional features that can help you build your credit and find opportunities for extra income. Dave may be able to help you save hundreds of dollars per year, but while its fees are much...
no fee cash advances from Earnin app
t's no surprise that Earnin is one of the most popular paycheck advance apps - it can help you get up to $500 before your next paycheck with no interest and no fees. Plus, there's no credit check and you don't have change your direct deposit. These are some pretty incredible features that make Earnin...
hand holding money and smartphone
Apps that loan you money are ideal for bridging your cash flow gaps and providing flexible funding options. So we’ve rounded up the top 7 money borrowing apps you should consider downloading.
Albert App Review
Albert offers up to $250 in fee-free and interest-free cash advances with no credit checks. Better still, the Albert app comes with a suite of in-app tools to help you track your spending, make budgets and stay on track for your savings goals. With highly personalized financial advice delivered through ‘Albert Geniuses’ (real people to...
Borrow 200 from cash app
We’ll show you quick, easy and proven ways to borrow $200 instantly using the best cash advance apps that we’ve downloaded and tested ourselves. Oh, and we’ll show you how to avoid overdraft fees entirely. Read on for 3 different strategies to get the two hundred dollars you need to get back to enjoying life...
woman holding cash app
Life can be expensive and unplanned expenses have a way of popping up at the worst possible time. So, whether you need fast cash now, or you’d like the flexibility of overdrawing your app, you’ve probably asked yourself the question “Can I overdraw my Cash App account?”. We’ll answer that question for you right now.
Three Venmo Debit Cards
In this guide, we’ll spill all the details on the Venmo Debit Card, show you how to overdraw your own Venmo Card, and help you with fee-free ways to get the money you need when your Venmo balance is maxed out.
MoneyLion app in hand
While MoneyLion breaks down traditional barriers to financial health and provides urgent cash to hard-working Americans, it’s not the only cash advance app available. If you need cash to help you pay for food, bills, gas, or anything else, we’ve rounded up six apps similar to MoneyLion, plus pros and cons, and any costs to...
similar apps like ingo
for your bank to post a check deposit to your account. However, Ingo Money comes with fees attached, so are there any alternatives worth considering? Find out more about apps like Ingo in this article.
cashing application
Paperless banking is nearly here, but many of us still receive printed checks that need processing. If you’re using electronic banking every day a physical check can at first glance appear inconvenient. But cashing a check really needn’t be a hassle. In fact, you can cash a check using your phone alone. In this article...
Apps like Cleo
Cleo makes budgeting, spending and saving fun (yes, it’s possible) with a sassy AI-chatbot that might make you *actually* pay attention to your money for a change. Offering up to $100 in cash advances with zero interest and no credit checks, Cleo is popular for good reason. But, with cash advance limits on the lower...
girl holding go2bank debit card
Go2Bank gives you the convenience of a full-featured bank right from your phone. You can spend, save, move money, and even cash a check directly through the app and connected Go2Bank Visa debit card. There are great additional features, including overdrafts for up to $200 and some pretty incredible instant cash back offers for up...
Go2Bank paycheck advance with direct deposit
Go2Bank is a mobile bank account with an impressive set of features, including up to $200 in overdraft protection and access to your paycheck two days early. Meet a few simple requirements and its easy to get these benefits and more with no fees. Plus, you can get a whopping 7% cash back instantly at...
go bank app
Update: GoBank Closed All Accounts GoBank, which is operated by GreenDot, ceased operations on October 31, 2021. GreenDot simultaneously announced the launch of a new, similar banking product named Go2Bank. (Here’s our Go2Bank review.) However, accounts were not automatically migrated from GoBank to Go2Bank, resulting in many GoBank customers to complain that they were frozen...
$40 cash
Forget thousands and thousands of dollars. When you’ve got a date on the horizon, or need a little extra cash to get you through until payday, or just want the comfort of having a few extra bucks in your pocket, it helps to know which apps can hook you up. 6 in 1 Americans wouldn’t...
details about opploans app
OppLoans specializes in helping borrowers with credit history problems and has higher approval rates than many other lenders. However, looser credit criteria come at a high price - OppLoans charges many customers rates above 100% APR! Is this a price worth paying? We compare the top loans like OppLoans here.
When an unexpected expense has left you short at the end of the month, you end up in danger of dipping into an expensive overdraft. That's where a cash advance app can help - and we've rounded up the best cash advance apps you should consider downloading.
similar apps like gochange
Looking to avoid overdraft fees? We don't blame you. Unfortunately, GoChange is no longer available to individual consumers, so you'll need an alternative. Fortunately, we have 4 apps like GoChange right here.
OppLoans Logo
OppLoans provides quick personal loans as an alternative to payday loans. With loan amounts ranging from $500 to $4,000, OppLoans offers longer terms and lower APRs than many payday lenders to meet your individual financial needs - but this doesn’t make them affordable. A decent lender if you’re struggling with a low credit score, the...
$100 loan instant app
You need $100. Right now. What you don’t need is to overdraft your account, fall into the trap of high-interest debt, or go dancing on the street for money (well, you can do that last one if you like, but only because the cardio is good for you.) So we’ll show you how to borrow...
Albert $150 new account bonus
The Albert app makes it easy to access some extra cash when you need it, with no interest, no fee cash advances for up to $250. There is no credit check and you don’t (necessarily) need to move your direct deposit. Albert also offers a great set of tools to help you track your spending,...
excited couple using app (1)
"What's the BEST money lending app available right now?". It's tough to find a straight answer to that question since every money lending app will put its hand up and claim to be the best. So we'll help you cut through the white noise. To get you the money you need (without the fees, charges...
Cleo app review
Budgeting, spending tracking, savings goals… have you already dozed off? If you’re looking to get a better grip on your finances but can’t find a way to stick it with it, Cleo may be the app for you. Cleo organizes your money habits in a way that makes it easy to see how just a...
apps like earnin
Earnin is hugely popular among in-demand and hourly workers by offering up to $100 of their earned wages per day and up to $500 per pay period. Even better, optional tipping on each withdrawal is an absolute steal compared to the fees and interest, you’ll be charged on a traditional payday loan. However, with low...
similar apps like stash
Are you using Stash to help you invest? Don't miss out on these apps like Stash to help you build wealth and master your finances. Personal investing doesn't need to be confusing or expensive - so get started on your journey here!
using stash app
Wondering whether to dip your toes into the world of investing? 58% of American adults (that's more than 150 million) report stock ownership. If you're looking to join the ranks of amateur investors, the Stash app may be a great way to take the plunge. Stash aims to make investing accessible to everyone, even those...
review of ally auto finance
f you’re looking for vehicle financing, you might be interested in an auto loan from Ally Bank. They’re one of the biggest auto lenders in the U.S., but are they any good? This article includes some must-know facts about their auto loans as well as Ally auto finance reviews from customers.
MoneyLion app and debit card
MoneyLion is a popular app, but what do users think about it? And what do we think about it?! We’ve done the research for you and spent a little time (OK, a lot of time) testing out MoneyLion, so read on for a full breakdown of pros, cons, features and prices. We'll tell you what...
Brigit App
The Brigit app offers small cash advances up to $250 plus credit monitoring features to help you stay in control of your finances. But is it the right app for you? Click to discover the top Brigit alternatives that have been tried and tested by our editing team!
is dave safe?
Dave is the original cash advance app, giving millions of users access to cash advances for up to $250 with no interest. If you open Dave Spending Account, you can also use popular banking features like check cashing, ATM withdrawals and debit card purchases, plus exciting extras like early access to your paycheck. It sure...
$50 bill
Millions of Americans live paycheck to paycheck right now (you might be the same). So whether you’re a little short before payday, facing unexpected expenses, or want to splurge a little on a well-deserved purchase, here are three solutions when you need $50.
wally app review
Do you find money management a bit of a minefield? You’re not alone. Juggling income, expenses, debt, and savings can be a tedious and somewhat bewildering task. Luckily, there are plenty of apps around that can help you simplify your finances. Wally is one of them – check out our Wally app review below to...
is earnin safe?
Sometimes, your rent, utilities and car payment are due before you’re scheduled to get paid. If you run out of money and don’t have an emergency fund, a payday loan might seem like the next best thing. But these loans can be costly with their fees and high interest rates. If you’re looking for a...
wisebanyan vs betterment
If you want to start investing or would prefer a hands-off approach to investment management, using a robo-advisor could be a good option for you. There are more than 200 robo-advisors in the U.S. so the question is, which one should you use? To help you narrow the list down, check out this article which...
get a personal loan
If you find yourself in a situation where you would like to pay down your credit card debt, finance a move or take that trip you always wanted, taking out a personal loan is a good way to do that and not leave yourself overwhelmed with debt as a result. Are you asking yourself “Where...
get a loan with no credit
If you’re asking yourself, “Where can I get a loan with no credit?”, perhaps you’ve already applied for a loan and have faced rejection because of non-existent credit history. Fear not; there are some lenders that you can safely approach, who will be happy to do business with you. However, when it comes to not...
wally app
Budgeting is the cornerstone of your personal finances. Everyone knows the basic principle: spend less than you earn, save the rest. Getting budgeting right means a bit of planning every month and tracking your spending. Apps are excellent tools. You can pick from the fully-featured and clever, like Mint and YNAB, to the straightforward, like...
vanguard automatic rebalancing
Signed up to an investment service and got the ideal asset allocation? Think you can simply remain invested and forget about it? Think twice: every investment portfolio should regularly be reviewed and rebalanced. But don’t stress: robo-advisors can automatically rebalance your portfolio for you. One of the top robo-advisors is offered by Vanguard, let’s take...
trading apps
The stock market moves quickly, you need constant access to your trading tools wherever you are. Trading apps make it easy to trade stocks on your phone or tablet, but trading apps are not equally capable. Besides, some traders need a bit more guidance from their stockbroker whereas other traders simply want in on the...
pc richards synchrony bank
The Synchrony Bank PC Richards Credit Card can be used to receive 0% APR financing for 6 months or more on many of the electronic goods, appliances and mattresses that P.C. Richard & Son has to offer. It’s a store credit card that can only be used at this retailer, so if you shop there...
schwab intelligent portfolio vs vanguard
Charles Schwab and Vanguard are up there with the biggest and best asset management companies in the U.S. Both offer quality robo-advisor services that make investing low-cost and hassle-free for their customers. But how do these services compare side by side? This article covers the key differences between the Schwab Intelligent Portfolio vs Vanguard Personal...
robinhood desktop app
The Robinhood desktop app, called Robinhood for Web, was rolled out to all users back in spring 2018, as an alternative to this brokerage firm’s mobile app. In this article, find out how the two apps differ and whether the desktop version offers you any advantages compared to the mobile app. Robinhood for Web You...
qualifying for a home loan
Most Americans strive to own their own home, escaping the rental trap. Qualifying for a home loan means greater stability in life and is often a fantastic investment. Homeownership frees you from difficult landlords and helps to build a savings pot for retirement. Getting a loan is not easy but you can boost your chances...
need cash
You just lost your job? Your kid has an unexpected medical emergency? You’re here because you need cash now! It’s ok, it happens to everyone. We can help. Let’s dive into it! We reviewed some of your options (including payday lenders which we don’t like) if you need quick cash. Recommendation: it’s always good to...
monthly dividend calculator
Dividend payments play different roles in the mind of an investor. For some it is simply a useful return on their investment, adding to the total investment value at the end of the year. For other investors dividends are effectively income and these investors need a monthly dividend calculator to understand what their monthly income...
money making apps
Do you need money fast? Looking for an additional income to top up your wages? You’re in the right place. Read on to discover the best money making apps for getting cash quickly. We also cover apps that are great for extra income and a couple of apps that are good for borrowing in an...
mint logo
The Mint app is probably the most popular personal-finance app on the market. We decided to include it in our overdraft apps ranking because good financial behavior can help you avoid bank fees. Mint has been on the market for quite some time, it was launched in 2006. Since their founding Mint has changed a...
how to qualify for a house loan
Getting on to the housing ladder can be difficult, but it is also a challenge upgrading to a larger house when you have outgrown your current house. The sums of money involved in home loans are large and qualifying for a loan is not always easy. How to qualify for a house loan is a...
how to check balance online
Wondering “How to check my 401k balance online?” This article explains the steps you need to take to find out the details of your 401K, plus how to track down an old 401K that you lost or forgot about when you switched jobs. It’s a good idea to check your 401K balance at least once...
how to apply for a FHA home loan
Even though a conventional home loan is a popular mortgage product, you may not meet the down payment and credit score requirements for this loan. If so, an FHA home loan might be a better fit for you. This is a government loan insured by the Federal Housing Administration. FHA loans only require 3.5% down...
how many personal loans can you have at once
How many personal loans can you have at once? If you’re strapped for cash, this question might be at the forefront of your mind. This article explores various options that may be of interest to you, as well as some points to consider to avoid getting into trouble with your finances. Can I take two...
how does acorns app work
You may have already heard of Acorns as a way to put your spare change to good use by automatically depositing it into an investment account. The concept of Acorns is simple – to make investing accessible to anyone. So, how does Acorn app work exactly? Moreover, is it really possible to make money using...
gochange app
In June 2018, GoChange announced that they are now only working with large corporations and not directly with customers. The GoChange app was an Artificial Financial Assistant, a personal CFO, created to optimize the $200B Personal Banking Market. If you were looking for a cash advance, you should now check out apps like GoChange. Although...
free online checking account with no deposit
Most brick and mortar banks today charge hefty fees and require a minimum deposit in order to qualify for a checking account. The great thing about online banks though, is that they are much easier to manage and as a result, many of them are completely fee-free. Free online checking account with no deposit is...
doordash daily pay
Are you a Dasher? Typically, you’ll be paid weekly if you’re a driver for DoorDash, but if you sign up for DoorDash Daily Pay, you can have access to your earnings as soon as you earn them. The partnership between DoorDash and DailyPay is intended to reduce financial stress and help you budget, by sending...
charles schwab vs ameritrade
Financial planning can be intimidating. Fortunately, you don’t have to be an expert to take your money to the next level, especially when the firms Charles Schwab and TD Ameritrade can provide the guidance and resources you need. Both companies have their own set of strengths and weaknesses, so it might be difficult to decide...
capital one savings bonus
From the providers of the free Square card reader and payment system comes Cash, an easy way to send money between friends. What is the Square Cash app about and what can you do with Square Cash? What is the most you can receive, send and spend using a Square Cash account? Keep reading to...
avant logo
If your credit score is not in great shape you should consider applying for a personal loan from Avant. You can borrow as much as $35,000 and at a relatively low starting APR of 9.95%. You can get your cash as soon as the next day and the income requirements are reasonable too. Read on...
retirement plan
To live comfortably in their later years, many people don’t count on Social Security to provide the income they need in retirement. This is why many contribute to an employer-sponsored 401(k) plan or a self-funded individual retirement account (IRA). But while these are two widely popular options, there’s another way to receive income in retirement....
Knowing exactly how much to contribute to an employer-sponsored 401(k) plan can be tricky. Some people fear saving too little. And even when others feel that they’ve saved enough, the future can prove otherwise. It’s estimated that you will need about 85% of your pre-retirement income in retirement. To help estimate whether you’re on the...