If you’re looking for a cash advance app that won’t bust your budget, Varo may be the app for you. It’s the cheapest way to borrow $100, and you can get $20 when you need it with no interest and no fees. But like most good things in life, there’s a catch before you get...

FloatMe offers “Floats” up to $50, which can help bridge the gap when you’re short on cash. Even better, switching your direct deposit to FloatMe is unnecessary, unlike many other popular cash advance apps. And with a flat fee of $1.99 per month, there’s a lot to love. But, with a limit of fifty bucks,...

Millions of Americans live paycheck to paycheck right now (you might be the same). So whether you’re a little short before payday, facing unexpected expenses, or want to splurge a little on a well-deserved purchase, here are three solutions when you need $50.

You need $100. Right now. What you don’t need is to overdraft your account, fall into the trap of high-interest debt, or go dancing on the street for money (well, you can do that last one if you like, but only because the cardio is good for you.) So we’ll show you how to borrow...

Strapped for cash and need a little extra to keep you going until your next paycheck arrives? The best apps can help provide fast funds with lower fees than payday loans - or no fees at all. Even better, with the right loan app, cash is only a few taps away on your phone.

Apps that loan you money are ideal for bridging your cash flow gaps and providing flexible funding options. So we’ve rounded up the top 7 money borrowing apps you should consider downloading.

While MoneyLion breaks down traditional barriers to financial health and provides urgent cash to hard-working Americans, it’s not the only cash advance app available. If you need cash to help you pay for food, bills, gas, or anything else, we’ve rounded up six apps similar to MoneyLion, plus pros and cons, and any costs to...

Grid Money offers up to $200 in cash advances in between paychecks, early access to your tax refund plus a suite of other features inside one app. Although Grid’s cash advances come with no interest and no fees, you will need to pay to become a Grid+ member, which costs $10 a month. Not looking...

Cleo makes budgeting, spending and saving fun (yes, it’s possible) with a sassy AI-chatbot that might make you *actually* pay attention to your money for a change. Offering up to $100 in cash advances with zero interest and no credit checks, Cleo is popular for good reason. But, with cash advance limits on the lower...

The Brigit app offers small cash advances up to $250 plus credit monitoring features to help you stay in control of your finances. But is it the right app for you? Click to discover the top Brigit alternatives that have been tried and tested by our editing team!

Life can be expensive and unplanned expenses have a way of popping up at the worst possible time. So, whether you need fast cash now, or you’d like the flexibility of overdrawing your app, you’ve probably asked yourself the question “Can I overdraw my Cash App account?”. We’ll answer that question for you right now.

We’ll show you quick, easy and proven ways to borrow $200 instantly using the best cash advance apps that we’ve downloaded and tested ourselves. Oh, and we’ll show you how to avoid overdraft fees entirely. Read on for 3 different strategies to get the two hundred dollars you need to get back to enjoying life...

When an unexpected expense has left you short at the end of the month, you end up in danger of dipping into an expensive overdraft. That's where a cash advance app can help - and we've rounded up the best cash advance apps you should consider downloading.

Earnin is hugely popular among in-demand and hourly workers by offering up to $100 of their earned wages per day and up to $500 per pay period. Even better, optional tipping on each withdrawal is an absolute steal compared to the fees and interest, you’ll be charged on a traditional payday loan. However, with low...

Albert offers up to $250 in fee-free and interest-free cash advances with no credit checks. Better still, the Albert app comes with a suite of in-app tools to help you track your spending, make budgets and stay on track for your savings goals. With highly personalized financial advice delivered through ‘Albert Geniuses’ (real people to...

Sometimes find yourself in a cash crunch? The Klover app can quickly advance you up to $200 with no credit check. And if you love collecting points, the app gives you dozens of opportunities to earn Klover points which you can use to increase your cash advance limit, reduce fees or enter a daily drawing...

Varo has made overdrafts a thing of the past, with Varo Advances up to $250 that can be used for purchases, withdrawals, transfers via Venmo or Cash App, or any way you like. With up to 30 days to pay back your Varo Advance, no interest, and a simple (low) fee structure, there is lots...

MoneyLion can point you in the right direction if you need to take better control of your money - and let’s be honest, we could all do with a little more control or freedom over our finances. Before you head to your favorite app store and hit ‘download’, here’s what you need to know to...

MoneyLion is a popular app, but what do users think about it? And what do we think about it?! We’ve done the research for you and spent a little time (OK, a lot of time) testing out MoneyLion, so read on for a full breakdown of pros, cons, features and prices. We'll tell you what...

Looking for an app that can help you access a little extra cash before your next payday? Grid Money offers cash advances with low fees and no credit check, but it lacks many of the bells and whistles of other cash advance apps. Does this no frills app get the job done? We dive into...

When your bank balance is low and it’s still a couple days until payday, an extra $50 can certainly come in handy. There are dozens of apps that provide you with a quick cash advance, but many of them make you wade through a supermarket of financial services that you don’t want or need. FloatMe...

Empower is one of the most popular cash advance apps, offering quick access to up to $250 with no credit check. The Top 50 finance app also offers full service banking, including no overdraft fees and the ability to access your paycheck two days early. Empower gives you a great set of tools to conveniently...

It's no surprise that Earnin is one of the most popular paycheck advance apps - it can help you get up to $500 before your next paycheck with no interest and no fees. Plus, there's no credit check and you don't have change your direct deposit. These are some pretty incredible features that make Earnin...

Dave is the original cash advance app, giving millions of users access to cash advances for up to $250 with no interest. If you open Dave Spending Account, you can also use popular banking features like check cashing, ATM withdrawals and debit card purchases, plus exciting extras like early access to your paycheck. It sure...

Dave makes it easy and affordable to get a rapid cash advance for up to $250, and offers a number of additional features that can help you build your credit and find opportunities for extra income. Dave may be able to help you save hundreds of dollars per year, but while its fees are much...

If you’re looking for some quick cash to carry you over to the next payday, the Brigit app makes it easy to instantly top up your bank account with just a few taps. Brigit doesn’t charge interest or late fees, and it doesn’t ask for tips. But despite boasting “no hidden fees”, it can be...

Making your money stretch until payday can often mean turning to costly overdraft fees or even costlier payday loans. While a new breed of cash advance apps offers fast access to extra cash at a more reasonable cost, they often have low limits and a long list of fees that can quickly add up. B9...

Budgeting, spending tracking, savings goals... have you already dozed off? If you're looking to get a better grip on your finances but can't find a way to stick it with it, Cleo may be the app for you. Cleo organizes your money habits in a way that makes it easy to see how just a...

The Albert app makes it easy to access some extra cash when you need it, with no interest, and no fee cash advances for up to $250. There is no credit check and you don't (necessarily) need to move your direct deposit. Albert also offers a great set of tools to help you track your...

You can’t prepare for an emergency - yet as a gig worker, emergencies often seem to strike at the worst times. Throw in irregular income, delayed client payments, and unforeseen expenses, and it’s no surprise that 1 in 3 Americans use cash advance apps. Whether you’re on the roads as an Uber or Lyft driver,...

In this guide, we’ll spill all the details on the Venmo Debit Card, show you how to overdraw your own Venmo Card, and help you with fee-free ways to get the money you need when your Venmo balance is maxed out.

"What's the BEST money lending app available right now?". It's tough to find a straight answer to that question since every money lending app will put its hand up and claim to be the best. So we'll help you cut through the white noise. To get you the money you need (without the fees, charges...

How much easier would your life be with an extra $500? We’re guessing the answer is “a lot”. That’s because 63% of Americans don’t have enough savings to cover a $500 emergency. To help you get the cash you need, here are our recommended instant loan apps to help you borrow $500.

OppLoans provides quick personal loans as an alternative to payday loans. With loan amounts ranging from $500 to $4,000, OppLoans offers longer terms and lower APRs than many payday lenders to meet your individual financial needs - but this doesn’t make them affordable. A decent lender if you’re struggling with a low credit score, the...

Chime offers a variety of financial services, including a checking account, savings account, debit card, and the ability to send and receive money. More popular than any of these features is SpotMe - an optional overdraft protection feature. With SpotMe, you can overdraft your account by up to $200 with no overdraft fees. But are...

Need to borrow money? You could ask your friends to lend you cash, check in with the Bank of Mom and Dad, or apply for a loan at your local brick-and-mortar bank. Or, try these 9 best money lending apps for up to $2,500 in a few taps.

The stock market moves quickly, you need constant access to your trading tools wherever you are. Trading apps make it easy to trade stocks on your phone or tablet, but trading apps are not equally capable. Besides, some traders need a bit more guidance from their stockbroker whereas other traders simply want in on the...

Are you struggling to make ends meet as a Lyft driver? Cash advance apps tailored to ride-hail drivers can help. Like a financial seatbelt while you focus on your job, read on for hassle-free ways to borrow money until you can access your Lyft earnings.

Several dozen cash advance apps can give you nearly instant access to a loan for up to $500 with no interest and no late fees, and you can qualify with no credit check. But, if you need a quick $100 for even just a few days you could still be stuck paying $20 or more...

Giggle Finance offers up to $5,000 for small business owners and gig workers who earn a 1099 income. An extra $5k sounds great. But if you're considering a Giggle Finance cash advance, it helps to know of any hidden fees or features to watch out for. Get the FACTS (plus top cash advance alternatives) here.

We've scoured the market to bring you the top credit builder loans that offer money upfront. In this article, we’ll compare the best products to help you work on building your credit while still accessing the money you need to pay for life’s expenses.

As an Uber driver, it’s not always easy to make ends meet. If you’re looking to get paid without having to jump through Uber’s hoops, we don’t blame you. That’s where cash advance apps can be a lifesaver.  In this article, we'll review some of the best cash advance apps for Uber drivers, so you can...

If you’re one of the millions of Americans with subprime credit, you’ll find it hard to get home and car loans and credit card accounts. Even if you are approved, you might be forced to pay higher interest rates and fees. SeedFi’s Borrow & Grow plan may help boost your credit score, but you’ll need...

Your credit score often determines whether you can buy a new car, get approved for a loan, secure a mortgage or even land a new job (yep, your credit score is THAT big of a deal). Credit builder loans like Credit Strong may help improve your credit score and sock away some savings, but Credit...

Update: GoBank Closed All Accounts GoBank, which is operated by GreenDot, ceased operations on October 31, 2021 and GoBank close all accounts. GreenDot simultaneously announced the launch of a new, similar banking product named Go2Bank. (Here’s our Go2Bank review.) However, accounts were not automatically migrated from GoBank to Go2Bank, resulting in many GoBank customers to...

Do you have a spare $5,000 to pay off major purchases, clear credit card debt, or cover a big unexpected expense? For 58% of Americans, the answer is no. So, how can you get your hands on $5k??? The right personal loan can help you borrow $5,000 with bad credit while offering competitive rates and...

As a door-to-door delivery driver, you face enough challenges on the road without having to worry about whether you’ll have enough cash to pay your bills. Read on to compare our list of 2023’s best money borrowing apps, including their pros and cons, any hidden costs, and why they’re perfect for the modern gig worker.

So you have a bad credit score, no big deal, right? Think again! Bad credit makes you a “risky” borrower which can lead to higher interest rates (if you’re approved for financing at all) and limited options. Moneylion’s Credit Builder Plus loans can help you boost your credit score with helpful cash available upfront. But...

for your bank to post a check deposit to your account. However, Ingo Money comes with fees attached, so are there any alternatives worth considering? Find out more about apps like Ingo in this article.

How many times have you been short a few dollars with no easy way to access the cash you need? With many instant loan apps offering low or no fees, as well as flexible payment options, 0% APR, the potential for higher borrowing limits, and the ability to get your money in just a few...

If you’re one of the 108 million Americans struggling with a low credit score (or no credit score), you’ll end up paying more fees and higher interest rates on loans - if you’re approved at all! Grow Credit’s Mastercard provides a tiny credit line that you can use to pay for your favorite subscription services,...

If you’re looking for a couple of grand, most of the popular instant loan apps (think Albert, Cleo and MoneyLion) won’t work for you. So, what is the best way to borrow $2,500? To help make your job easier and less stressful, we’ve rounded up the top loan options and apps to borrow $2,500 even if...

Go2Bank is a mobile bank account with an impressive set of features, including up to $200 in overdraft protection and access to your paycheck two days early. Meet a few simple requirements and its easy to get these benefits and more with no fees. Plus, you can get a whopping 7% cash back instantly at...

Plenty of instant loan apps can put small amounts in your pocket, but that’s cold comfort when there’s a significant bill or cost to cover. 56% of Americans couldn’t cover a $1,000 emergency expense with savings, so if you’ve struggled to build savings, you’re not alone. Check out our recommended instant loan apps to borrow...

Looking for up to $200 in fee-free overdrafts? Find out how Current works and how you can use the Overdrive feature to access up to $200 with in-store or online transactions on debit card purchases.

Have you previously used a loan from LendUp and were thinking about a get another? You may be surprised to learn that LendUp is no longer in business. Read on to find some good alternative loans like LendUp.

Dave pretty much invented no-interest cash advances, and the ability to get up to $250 with just a few taps on your phone remains popular with the company’s millions of users. However, Dave charges higher fees than many other apps and offers less flexibility in how you can access extra cash when you need it....

Paperless banking is nearly here, but many of us still receive printed checks that need processing. If you’re using electronic banking every day a physical check can at first glance appear inconvenient. But cashing a check really needn’t be a hassle. In fact, you can cash a check using your phone alone. In this article...

While banks rack up billions of dollars a year in overdraft fees, upstart financial app Chime has soared to over 13 million accountholders thanks to checking accounts that offer fee-free overdrafts and early access to your paycheck. Here’s how Chime SpotMe works – and how you can overdraft your Chime card to instantly extra cash...

Forget thousands and thousands of dollars. When you’ve got a date on the horizon, or need a little extra cash to get you through until payday, or just want the comfort of having a few extra bucks in your pocket, it helps to know which apps can hook you up. 6 in 1 Americans wouldn’t...

The holidays are here! While it’s a great time of year to indulge, celebrate and be generous, you don’t want to dig a financial hole that could take until July 4th to dig out of. Nobody wants to spoil the fun, and the good news is that you can use the Cleo app to shop...

Wondering whether to dip your toes into the world of investing? 58% of American adults (that's more than 150 million) report stock ownership. If you're looking to join the ranks of amateur investors, the Stash app may be a great way to take the plunge. Stash aims to make investing accessible to everyone, even those...

Signed up to a trading app, Robinhood or a traditional brokerage account and want to maintain an ideal asset allocation? Think you can simply remain invested and forget about it? Think twice: every investment portfolio should regularly be reviewed and rebalanced. But don’t stress: robo-advisors can automatically rebalance your portfolio for you. One of the...

The Mint app is probably the most popular personal-finance app on the market. We decided to include it in our overdraft apps ranking because good financial behavior can help you avoid bank fees. Mint has been on the market for quite some time, it was launched in 2006 and is now owned by Intuit, the...

From the providers of the free Square card reader and payment system comes Cash, an easy way to send money between friends. What is the Square Cash app about and what can you do with Square Cash? What is the most you can receive, send and spend using a Square Cash account? Keep reading to...

Are you using Stash to help you invest? Don't miss out on these apps like Stash to help you build wealth and master your finances. Personal investing doesn't need to be confusing or expensive - so get started on your journey here!

Are you a Dasher? Typically, you’ll be paid weekly if you’re a driver for DoorDash - but it's possible to get your money early. Read on to find out how.

To live comfortably in their later years, many people don’t count on Social Security to provide the income they need in retirement. This is why many contribute to an employer-sponsored 401(k) plan or a self-funded individual retirement account (IRA). But while these are two widely popular options, there’s another way to receive income in retirement....

If you’re looking for vehicle financing, you might be interested in an auto loan from Ally Bank. They’re one of the biggest auto lenders in the U.S., but are they any good? This article includes some must-know facts about their auto loans as well as Ally auto finance reviews from customers.

One of the benefits of the P.C. Richard & Son Credit Card is that you can get 0% financing for six months or more on various electronic goods, appliances, and mattresses. If you’ve arrived here after Googling “PC Richards credit card Synchrony Bank”, you’ll probably already know this and are looking for how to apply,...

The PayActiv app is a free financial wellness platform that can help you manage your money. Its most notable feature is the ability to see your earned but unpaid income in real-time, and then access your earnings ahead of your paycheck. Transfer funds to your bank, or have funds loaded onto a prepaid debit card....

Chime Credit Builder Card is practically debt-proof since you can only spend money you’ve transferred from a linked Chime checking account. But with no access to cash upfront or down the line, you might want a backup option that helps boost your credit AND provide emergency funds. Many credit builder loans like Chime can provide...

Do you find money management a bit of a minefield? You’re not alone. Juggling income, expenses, debt, and savings can be a tedious and somewhat bewildering task. Luckily, there are plenty of apps around that can help you simplify your finances. Wally is one of them – check out our Wally app review below to...

It’s tough to build your credit when you can’t access credit in the first place. Any financing you get approved for with poor credit comes with sky-high interest rates and fees. Credit building apps like Kikoff help you get around this problem for just $5 a month and the freedom of a one-year commitment. However,...

Expert network consulting is an interesting, convenient and lucrative way to earn extra income. It’s a fairly recent phenomenon – the first expert network launched in 2002 – but it has grown rapidly. Now, there are dozens of expert networks active around the world, each with hundreds or thousands of clients. What are expert networks?...

Digit helps you save money automatically by scanning your checking account and putting small amounts of money into a “Rainy Day” account. You will receive 1% annual interest (paid out every 3 months) on all the money in your new account. Digit costs $5/ month, with the first six months free. While Digit doesn’t tackle...

What is SeedFi? Financial health fintech tackles challenges faced by those with less than stellar credit. Silicon Valley-startup SeedFi offers a better alternative to costly short-term loans. Its innovative and affordable credit builder plans can also help you access the money you need now, boost your credit score, and build savings.  Read our SeedFi review...

The Even app helps employees access up to 50% of their wages before payday. More than a simple cash advance app, Even also comes with features to help you save your cash on autopilot (and earn interest at 2x the national interest rate), budget easily, and project your future earnings so you’re not caught by...

Go2Bank gives you the convenience of a full-featured bank right from your phone. You can spend, save, move money, and even cash a check directly through the app and connected Go2Bank Visa debit card. There are great additional features, including overdrafts for up to $200 and some pretty incredible instant cash back offers for up...

OppLoans specializes in helping borrowers with credit history problems and has higher approval rates than many other lenders. However, looser credit criteria come at a high price - OppLoans charges many customers rates above 100% APR! Is this a price worth paying? We compare the top loans like OppLoans here.

Looking to avoid overdraft fees? We don't blame you. Unfortunately, GoChange is no longer available to individual consumers, so you'll need an alternative. Fortunately, we have 4 apps like GoChange right here.

The Synchrony Bank PC Richards Credit Card can be used to receive 0% APR financing for 6 months or more on many of the electronic goods, appliances and mattresses that P.C. Richard & Son has to offer. It’s a store credit card that can only be used at this retailer, so if you shop there...

The Robinhood desktop app, called Robinhood for Web, was rolled out to all users in the spring of 2018 as an alternative to the brokerage firm’s mobile app. In this guide, discover how the two apps differ and whether the desktop version offers you advantages compared to the mobile app.

You just lost your job? Your kid has an unexpected medical emergency? You’re here because you need cash now! It’s ok, it happens to everyone. We can help. Let’s dive into it! We reviewed some of your options (including payday lenders which we don’t like) if you need quick cash. Recommendation: it’s always good to...

Wondering “How to check my 401k balance online?” This article explains the steps you need to take to find out the details of your 401K, plus how to track down an old 401K that you lost or forgot about when you switched jobs. It’s a good idea to check your 401K balance at least once...

In June 2018, GoChange announced that they are now only working with large corporations and not directly with customers. The GoChange app was an Artificial Financial Assistant, a personal CFO, created to optimize the $200B Personal Banking Market. If you were looking for a cash advance, you should now check out apps like GoChange. Although...