Credit Builder Loans

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If you’re one of the millions of Americans with subprime credit, you’ll find it hard to get home and car loans and credit card accounts. Even if you are approved, you might be forced to pay higher interest rates and fees. SeedFi’s Borrow & Grow plan may help boost your credit score, but you’ll need...
Credit Strong Loans App
Your credit score often determines whether you can buy a new car, get approved for a loan, secure a mortgage or even land a new job (yep, your credit score is THAT big of a deal). Credit builder loans like Credit Strong may help improve your credit score and sock away some savings, but Credit...
hand holding phone with Chime app open showing no fees
With over 14 million customers, Chime is the largest digital banking platform in America and continuing to grow rapidly thanks to innovative, low cost financial products. The Chime Credit Builder Card is its latest winner – a credit card that can boost your credit score, with no credit check, no interest, and no annual fee....
credit score chart with arrow pointing to poor band
Life with low (or no) credit puts obstacles in your way. Poor credit means you probably can’t qualify for most credit cards or loans. You'll also be forced to pay painfully high rates and fees on the few products you are approved for. While there's no magic bullet for establishing or improving your credit, a...
Credit builder loans have exploded in popularity as an effective tool that can help boost your credit score by 40 – 50 points or more. With most loans, you make monthly payments for a year or more before you receive any cash, which can put a strain on your budget. Grow Credit has an innovative...
MoneyLion app on phone screen held by woman in backyard
Credit builder loans can be an effective tool to help boost your credit. However, with a traditional credit builder loan, you won’t receive any funds until you’ve paid off your loan. MoneyLion Credit Builder Plus is a great alternative, that gives you some money upfront plus access to 0% APR cash advances when you need...
Credit builder loans are a proven tool to help establish or boost your credit score that have exploded in popularity. They require regular, on-time monthly payments to impact your credit score, and late or missed payments can drag your score down even further. If you’re looking for help boosting your credit without busting your budget,...
Credit Strong website on computer screen
A poor credit score can keep you from buying a car, renting an apartment, and get in the way of quite a few life and financial goals. It makes many things much more stressful and expensive. While there is no magic bullet to improve or establish your credit history, a credit builder loan from Credit...
choosing an amount for a Seedfi credit builder loan on a phone screen
What is SeedFi? Financial health fintech tackles challenges faced by those with less than stellar credit. Silicon Valley-startup SeedFi offers a better alternative to costly short-term loans. Its innovative and affordable credit builder plans can also help you access the money you need now, boost your credit score, and build savings.  Read our SeedFi review...
Self lender credit score graph on phone screen
Recovering from poor credit – or establishing credit if you are a young adult or a recent immigrant – can be a long, slow and costly process.   Your credit history reflects your ability to borrow and repay money responsibly over time, and if you have a low credit score, you don’t get many opportunities to...
self app on phone screen held by a hand
Bad credit is an expensive hole that can sometimes seem impossible to climb out of.  It can seem cruel and ironic that people who most need to borrow money are the least able to do so. Plus, the sky-high interest and fees on the few credit cards or loans that you can qualify for often...