The main difference between Kikoff and Self is the type of credit-building product used and the amount of credit available. Kikoff uses a revolving line of credit up to $750, whereas Self offers multiple Credit Builder Plans for amounts between $600 and $3,600. Both apps may help build your credit score through on-time monthly payments.  

In today's uncertain financial landscape, many credit-building apps promise to boost your credit score. But do they really deliver results? These apps typically work by reporting your payments to credit bureaus, potentially establishing a positive credit history. However, their effectiveness can vary. Will apps like StellarFi, Kikoff, Self and Credit Strong improve your credit score?...

The main difference between Credit Strong and Self is the length of each credit builder loan, the cost of repayments, and the extra features included. Credit Strong reports a maximum $25,000 installment account compared to Self’s maximum of $3,600.

Life with low (or no) credit puts obstacles in your way. Poor credit means you probably can’t qualify for most credit cards or loans. You'll also be forced to pay painfully high rates and fees on the few products you are approved for. While there's no magic bullet for establishing or improving your credit, a...

We've scoured the market to bring you the top credit builder loans that offer money upfront. In this article, we’ll compare the best products to help you work on building your credit while still accessing the money you need to pay for life’s expenses.

If you’re one of the millions of Americans with subprime credit, you’ll find it hard to get home and car loans and credit card accounts. Even if you are approved, you might be forced to pay higher interest rates and fees. SeedFi’s Borrow & Grow plan may help boost your credit score, but you’ll need...

Chime Credit Builder Card is practically debt-proof since you can only spend money you’ve transferred from a linked Chime checking account. But with no access to cash upfront or down the line, you might want a backup option that helps boost your credit AND provide emergency funds. Many credit builder loans like Chime can provide...

Your credit score often determines whether you can buy a new car, get approved for a loan, secure a mortgage or even land a new job (yep, your credit score is THAT big of a deal). Credit builder loans like Credit Strong may help improve your credit score and sock away some savings, but Credit...

So you have a bad credit score, no big deal, right? Think again! Bad credit makes you a “risky” borrower which can lead to higher interest rates (if you’re approved for financing at all) and limited options. Moneylion’s Credit Builder Plus loans can help you boost your credit score with helpful cash available upfront. But...

Bad credit is an expensive hole that can sometimes seem impossible to climb out of.  It can seem cruel and ironic that people who most need to borrow money are the least able to do so. Plus, the sky-high interest and fees on the few credit cards or loans that you can qualify for often...

Turning 18 is one of life’s major milestones. To help kickstart adult life, improving your credit score is an important step towards financial independence and stability. But how and where should you get started? We wrote the definitive guide on it - literally!

If you’re one of the 108 million Americans struggling with a low credit score (or no credit score), you’ll end up paying more fees and higher interest rates on loans - if you’re approved at all! Grow Credit’s Mastercard provides a tiny credit line that you can use to pay for your favorite subscription services,...

It’s tough to build your credit when you can’t access credit in the first place. Any financing you get approved for with poor credit comes with sky-high interest rates and fees. Credit building apps like Kikoff help you get around this problem for just $5 a month and the freedom of a one-year commitment. However,...