bad credit


credit building apps graphic
In today's uncertain financial landscape, many credit-building apps promise to boost your credit score. But do they really deliver results? These apps typically work by reporting your payments to credit bureaus, potentially establishing a positive credit history. However, their effectiveness can vary. Will apps like StellarFi, Kikoff, Self and Credit Strong improve your credit score?...
Credit Builder
The main difference between Credit Strong and Self is the length of each credit builder loan, the cost of repayments, and the extra features included. Credit Strong reports a maximum $25,000 installment account compared to Self’s maximum of $3,600.
Female looking at her credit score test on mobile phone showing excellent score
Cash advance apps don’t care about your credit score, and there’s no hard credit inquiry to get started. This can make it easy to borrow cash in minutes. And since cash advance apps don’t report to credit bureaus, your credit score won’t take a hit if you’re late on your payments. On the flipside, since...
bank accounts with overdrafts for people with bad credit
Navigating financial waters with bad credit can often feel like being lost at sea. Traditional loans are typically out of reach, and payday loans? They come with their own set of nightmares. Enter: cash advance apps. These apps are tailored for those with not-so-great credit scores and are redefining how we borrow money. There are...