It's no surprise that Earnin is one of the most popular paycheck advance apps - it can help you get up to $500 before your next paycheck with no interest and no fees. Plus, there's no credit check and you don't have change your direct deposit. These are some pretty incredible features that make Earnin...

Usually, a prepaid card means high fees and few benefits. KOHO aims to shake up that model with a full-featured plan you can qualify for with no monthly fees, and generous cash-back offers that can actually put money back in your pocket. Plus, with KOHO Cover, you can get a cash advance for up to...

A tax refund advance is a loan that you'll repay from your actual tax refund. The amount you can borrow is limited (often around $3,500) and there may be eligibility requirements. If you’re in need of urgent cash, consider a tax refund advance as a way to bridge a short-term gap, but be aware of...

Empower is one of the most popular cash advance apps, offering quick access to up to $300 with no credit check. The app also offers full service banking, automatic savings and the ability to access your paycheck two days early. Empower gives you a great set of tools to conveniently manage and access your money,...

Are you a business owner frustrated with waiting for payments? We explore the most useful cash advance apps designed for self-employed business owners like you. Get a quick boost (up to $500 in minutes!) to cover bills until your next invoice or sale clears.

In Canada, a “good credit” score is one that falls around the 660 and 724 range. This indicates you're a reliable borrower and qualifies you for desirable loan terms. In this article, we explore what impacts your credit with tips for boosting your credit score to unlock better financial opportunities.

Looking for quick cash to carry you over to the next payday? Brigit makes it easy to (instantly) top up your bank account with just a few taps. With zero interest or late fees (and no cheeky request for tips) you can enjoy cash advances up to $250 fast cash.Sounds good? Read on for our...

Credit card cash advances might look tempting in an emergency, but they come with high interest rates and fees that can leave you in a worse financial spot. We break down how credit card cash advances work with handy alternatives to help you get the cash you need without unwanted costs.

Cash advances help bridge the gap until payday. But what happens if you can't pay your advance back? You might be worried about damaging your credit score, getting a knock on the door from debt collectors, or even getting sued! We unpack your rights and responsibilities in this guide (plus strategies to stay out of...

Getting declined by your favorite cash advance app? It might be due to a low credit score, unstable or irregular income, or high debt. To help you get the cash you need, we’ll show you how to focus on improving your financial situation. Check out our tips and top alternatives when cash advance apps say...

Many cash advance apps use Plaid to connect the app to your bank account - which involves providing Plaid with the username and password to your bank account! If you’re nervous about sharing your bank account login information, or use a bank that isn’t compatible with Plaid, it helps to know your options. Check out...

A low-income loan is a personal loan offered to people whose annual income falls at or below a specific amount. In 2024, a low-income earner was anyone who’s previous year gross income did not exceed 150% of the national poverty level – $21,870/year for a single person or $45,000 for a family of four. Read...

Making your money stretch until payday can often mean turning to costly overdraft fees or even costlier payday loans. B9 offers a new way to get early access to your wages. It can advance you up to $500 with no credit check and just one simple fee. We analyzed the cost of borrowing from the...

You need $100. Right now. What you don’t need is to overdraft your account, fall into the trap of high-interest debt, or go dancing on the street for money (well, you can do that last one if you like, but only because the cardio is good for you.) So we’ll show you how to borrow...

How many times have you been short a few dollars with no easy way to access the cash you need? With many instant loan apps offering low or no fees, as well as flexible payment options, 0% APR, the potential for higher borrowing limits, and the ability to get your money in just a few...

The ability to access extra cash is crucial when you have a low income and little or no savings. It can be tough to qualify for a loan or cash advance when you have a low income, but we’ve found some lenders that are fast, easy to work with and offer the cash you need....

The Super app and its Super Plus program are soaring in popularity, thanks to attractive offers like a $20 rebate just for signing up for a regular subscription, 30 cents a gallon cash back on your next fill-up, and access to fast cash advances for up to $200. If you become a heavy user, the...

We’ll show you quick, easy and proven ways to borrow $200 instantly using the best cash advance apps that we’ve downloaded and tested ourselves. Oh, and we’ll show you how to avoid overdraft fees entirely. Read on for 3 different strategies to get the two hundred dollars you need to get back to enjoying life...

A personal loan is a flexible financial tool that can help you pay off high interest credit cards, finance home improvements or pay for a major purchase. You can get a personal loan in just a few days with easy paperwork and no collateral, like your house or car. But, if your credit score is...

Strapped for cash and need a little extra to keep you going until your next paycheck arrives? The best apps can help provide fast funds with lower fees than payday loans - or no fees at all. Even better, with the right loan app, cash is only a few taps away on your phone.

Several dozen cash advance apps can give you nearly instant access to a loan for up to $500 with no interest and no late fees, and you can qualify with no credit check. But, if you need a quick $100 for even just a few days you could still be stuck paying $20 or more...

Cash advance apps are now used by tens of millions of Americans for everything from filling up the gas tank to grabbing a pair of concert tickets. But these are not only growing more popular, they’re getting significantly more expensive too. As some of these apps start facing a government crackdown on hidden fees, new...

The record-breaking inflation surge over the last few years has significantly reduced the average American’s purchasing power. In 2022, roughly one in five consumers couldn’t afford a $100 emergency! If you’re one of the many people feeling the pinch, Credit Genie says it has your back. It’s a cash advance app that can offer just...

SeedFi, an online platform dedicated to aiding users in credit-building, has ceased accepting new applications for its distinctive “Borrow & Grow” personal loans. This unique offering allowed borrowers to utilize a portion of their loan immediately while reserving the rest in a savings account, accessible upon full loan repayment—targeting mainly those with fair or poor...

Plenty of instant loan apps can put small amounts in your pocket, but that’s cold comfort when there’s a significant bill or cost to cover. 56% of Americans couldn’t cover a $1,000 emergency expense with savings, so if you’ve struggled to build savings, you’re not alone. Check out our recommended instant loan apps to borrow...

If you’re looking for a couple of grand, most of the popular instant loan apps (think Albert, Cleo and MoneyLion) won’t work for you. So, what is the best way to borrow $2,500? To help make your job easier and less stressful, we’ve rounded up the top loan options and apps to borrow $2,500 even if...

Do you have a spare $5,000 to pay off major purchases, clear credit card debt, or cover a big unexpected expense? For 58% of Americans, the answer is no. So, how can you get your hands on $5k??? The right personal loan can help you borrow $5,000 with bad credit while offering competitive rates and...

The Beem app (formerly known as Line) has big ambitions to be your go-to financial super app. It offers a wide range of features to help you move money, monitor your credit, score cash back offers, file your taxes, and more. Its headline offering are cash advances from $20 – $1,000 with no income restrictions,...

Credit card debt is one of the most significant financial burdens for American consumers in 2023. Balances have reached an all-time high, recently crossing the $1 trillion threshold and bearing an average interest rate of more than 20%. If you’re one of the many struggling to pay off your credit cards, Bright Money claims to...

Cash advance apps don’t care about your credit score, and there’s no hard credit inquiry to get started. This can make it easy to borrow cash in minutes. And since cash advance apps don’t report to credit bureaus, your credit score won’t take a hit if you’re late on your payments. On the flipside, since...

In recent years, inflation has made it increasingly difficult for consumers to keep up with their expenses. Sadly, 74% of Americans report being stressed about their finances, while 61% consider themselves to be living paycheck to paycheck. If you’re among the many feeling the squeeze, cash advance apps like Possible Finance are a great way...

Navigating financial waters with bad credit can often feel like being lost at sea. Traditional loans are typically out of reach, and payday loans? They come with their own set of nightmares. Enter: cash advance apps. These apps are tailored for those with not-so-great credit scores and are redefining how we borrow money. There are...

Whether or not you can pay for a $400 emergency is a popular gauge of financial stability. Unfortunately, only 37% of American consumers can afford to do so without going into debt. If you’re among the many who need to borrow money for surprise expenses, cash advance apps like Solo Funds can be a good...

Financial emergencies often seem to strike when you’re least prepared for them. If you ever find yourself caught off guard, cash advance apps like Gerald can be a good solution. They’re one of the best ways to get some quick cash for cheap. However, these apps are popping up so rapidly that it’s often tough...

Looking for an app that can help you access a little extra cash before your next payday? Grid Money offers cash advances with low fees and no credit check, but it lacks many of the bells and whistles of other cash advance apps. Does this no frills app get the job done? We dive into...

Forget thousands and thousands of dollars. When you’ve got a date on the horizon, or need a little extra cash to get you through until payday, or just want the comfort of having a few extra bucks in your pocket, it helps to know which apps can hook you up. 6 in 1 Americans wouldn’t...

Under California law, the maximum you can borrow from a payday lender is $300. Add in a maximum fee of 15% (which works out to be $45), and the most you can borrow actually drops to $255. You can get around these borrowing limits with cash advance apps that offer longer loan terms and/or rates...

If you’re looking for a cash advance app that won’t bust your budget, Varo may be the app for you. It’s the cheapest way to borrow $100, and you can get $20 when you need it with no interest and no fees. But like most good things in life, there’s a catch before you get...

Millions of Americans live paycheck to paycheck right now (you might be the same). So whether you’re a little short before payday, facing unexpected expenses, or want to splurge a little on a well-deserved purchase, here are three solutions when you need $50.

OppLoans provides quick personal loans as an alternative to payday loans. With loan amounts ranging from $500 to $4,000, OppLoans offers longer terms and lower APRs than many payday lenders to meet your individual financial needs - but this doesn’t make them affordable. A decent lender if you’re struggling with a low credit score, the...

Need to borrow money? You could ask your friends to lend you cash, check in with the Bank of Mom and Dad, or apply for a loan at your local brick-and-mortar bank. Or, try these 9 best money lending apps for up to $2,500 in a few taps.

If you’re looking for vehicle financing, you might be interested in an auto loan from Ally Bank. They’re one of the biggest auto lenders in the U.S., but are they any good? This article includes some must-know facts about their auto loans as well as Ally auto finance reviews from customers.