Holiday Smart Shopping with this Financial App

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Mitchel Harad

The holidays are here! While it’s a great time of year to indulge, celebrate and be generous, you don’t want to dig a financial hole that could take until July 4th to dig out of.

Nobody wants to spoil the fun, and the good news is that you can use the Cleo app to shop smartly and keep your finances from feeling like they had too much egg nog. Cleo is nothing like those stodgy financial apps that you quickly stop using. She’s a wise-cracking (ok, seriously wise ass) AI-powered money assistant that will keep you seriously entertained while also helping you spend smartly, capture some extra savings and even lend you a few bucks when you need it.

Or to put it in her own words:

Cleo app on a phone

Slyly layered into Cleo’s crackups is a great set of tools to help you get a better hold on your finances through the holiday season (and all year long too).

A budget you can actually stick to

Budgeting doesn’t have to be a dirty word. You may have quickly quit some of those other budgeting apps that give you rigid spending limits that quickly make it seem like you’ll need to live like a pauper.

You’ll get a different experience with Cleo. The app will automatically categorize your spending as you go, so you can always check your progress in super-easy to understand charts. Your spending plan is flexible, so the app will make changes as life comes at you. And Cleo makes sure that working towards a budget is never that other b-word (Boring!) by hilariously toasting you or roasting you as you hit or miss your goals.

Best of all, Cleo’s budgeting features are totally free. Not free-trial-but-pay-us-soon-free but really free.

>>> Give Cleo a go here.

cleo budget

Cash-back rewards from your favorite stores

Upgrade to a Cleo Plus subscription for $5.99 per month and you’ll unlock a couple features that can put money in your pocket.

Daily Cash gives you instant cash-back on your spending at some of your favorite stores and merchants. There’s a wide range of big-name brands participating, such as Expedia, Overstock and Etsy, with some offers paying a whopping 7% cash-bank!

You can also get small Money Maker rewards for completing Cleo’s regular challenges, such as using Cleo everyday for a week.

Get a little extra cash without getting into debt

Sometimes we all need just a few extra bucks, and Cleo doesn’t want you to pay costly overdraft fees or take out a high interest loan to bridge a small gap. So your Cleo Plus subscription also gives you access to no interest cash advances for up to $100 with just a few taps in the app. There’s no credit check and no proof of employment required (though other eligibility requirements do apply.)

Plan ahead, and you can have your cash advance sent directly to your bank account within a few days for no fee. If you need to access some extra cash right away, a $4 express does apply.

Holiday Hack: No Cost Cash Advances

how much can you borrow from Cleo

Overdraft Apps was compensated for this post. This post also contains affiliate links and Overdraft Apps will be compensated if you take action after clicking on links.

WAIT! Why borrow quick cash when you can earn it?!

Cash advance apps can be a great tool for getting a little extra cash when you need it, but you’ll need to repay it – plus fees – wihtin a week or two. Did you know there’s an easy way to earn extra cash that’s yours to keep?

KashKick is a wildly popular service that lets you earn money for playing games, completing surveys, signing up for trial offers and more. (You’ll even earn cash for just completing your profile!) You can earn cash today and withdraw your earnings through PayPal once you’ve reached $10. You can earn over $100/month with KashKick – and you don’t need to spend a dime or take out your credit card to do it.

There are dozens of high-paying offers available on KashKick, and if you’re into playing new games on your phone, you can earn some serious cash for doing what you love. Though offers change regularly, there are currently1 more than three dozen offers available where you can earn cash – sometimes over $100 – just by downloading and playing popular games like Coin Master, Monoply Go, Bingo Blitz, and more. These games are all free to download, and no in-app purchases are required to earn with KashKick.

Get paid to play on your phone >>> Check out KashKick

Mitchel Harad
  1. As of February 13, 2024. Offers may change and may not be available to all users. Eligibity requirements apply. See KashKick's Terms of Service for full details.

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