Editor’s Note: Overdraft Apps provides detailed product reviews and recommendations based upon extensive research and our own hands-on testing. We may earn a referral fee when you sign up for or purchase products mentioned in this article.
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Updated August 2026.
Credit Genie alternatives worth switching for
Need apps like Credit Genie? Credit Genie Cash Boost markets up to $150, with first-time averages near $68. Basic Cash Boost has a $0 required membership fee and free standard ACH. Instant delivery needs the $9.99/month paid membership path (not the old $4.99 figure). Here are higher-limit and tip-free alternatives.
Verdict: Keep Credit Genie if $150 and the free standard path are enough. For higher limits or tip-free plans, start with MoneyLion, Brigit, Albert, or Tilt. Super.com is an affiliate peer if you will use Super+ anyway. EarnIn is the usual $0 membership earned-wage option.
Key takeaways
- Basic Cash Boost: $0 membership + free standard ACH; Instant needs $9.99/month.
- First-time avg ~$68; repeat avg ~$94; marketed max $150.
- Higher-limit peers: MoneyLion, Brigit, Tilt, EarnIn. Super.com if Super+ is already worth it.
What $50 and $100 cost with Credit Genie
Basic Cash Boost has a $0 required membership fee with free standard ACH (about 1-3 business days). Instant delivery (about 30 minutes) needs the $9.99/month paid membership path; any Instant fee is shown at checkout. A $50 or $100 Instant draw still sits under that same month of membership.
Apps like Credit Genie at a glance
| App | Typical amount | Main fees | Overdraft Apps score | Best for | Next step |
|---|---|---|---|---|---|
| Credit Genie |
First-time avg ~$68; repeats ~$94 | $0-$9.99 + optional instant fee | 7.9 | Cash Boost; Instant needs $9.99/mo path | Get Credit Genie |
 MoneyLion |
Often starts ~$10-$50 | $0 membership + Turbo fee ~$2-$15 | 9.1 | $0 membership + banking/credit tools | Get MoneyLion |
 Super.com |
Confirm live offer (max $250) | $15/mo Super+; ACH free / expedited fee extra | 8.2 | Super+ Cash Advance up to $250 | Get Super.com |
 Brigit |
About $72 average; new users often ~$50-$150 | ~$8.99-$15.99/mo membership fee + optional express fee | 9.1 | Tip-free advance + low-balance alerts | Get Brigit |
 Albert |
Eligibility-based; few see $1,000 | $0 Instant; transfer fees vary | 8.6 | Savings and coaching around Instant | Get Albert |
 Tilt |
About $102 first-time; ~$171 returning | $8/mo membership fee + ~$1-$8 express fee | 9.5 | Tip-free subscription with clear express fees | Get Tilt |
 FloatMe |
First-time often ~$10-$50 | $4.99/mo membership fee + ~$1-$5 instant fee | 8.5 | Small, simple floats | Get FloatMe |
 EarnIn |
New users often ~$85/day | $0 membership; Lightning Speed fee ~$3.99-$5.99 (+ optional tips) | 8.9 | Earned wages when you can verify hours | – |
Fee and rating data use the page update date shown above. The Overdraft Apps score is our comparison of cost, speed, access, app-store feedback, and public trust signals. On phones, this table stacks into cards and does not scroll sideways. Get buttons appear for partner apps only.
How to choose in 60 seconds
- Stay $0 membership: Credit Genie basic, MoneyLion basic, or EarnIn.
- Need Instant often: price Credit Genie’s $9.99 Instant path against Brigit/Tilt Plus stacks.
- Need more than $150: MoneyLion, Brigit, Tilt, or EarnIn.
- Already paying Super+: compare Super.com Cash Advance before adding another app.
Best apps like Credit Genie (detailed)
Partner apps are listed first. Each section ends with a Get button when we have an affiliate relationship, or a link to our full review when we do not.
MoneyLion: $0 membership + banking/credit tools
Best for: People who want $0 membership and may use banking or credit tools too.
MoneyLion Instacash has a $0 required membership fee for basic advances, so you can keep the app available without paying each month. New offers often start around $10-$50 and can grow with deposit history. External-bank limits can reach $500; a higher path can reach $1,000 with RoarMoney and qualifying deposits. Same-day delivery uses a Turbo fee.
MoneyLion rates about 4.8 on the App Store and 4.6 on Google Play. Its Overdraft Apps score is 9.1. Ratings use the page update date shown above.
Better than Credit Genie when: Choose MoneyLion when its fees, typical amount, or account setup beat Credit Genie for the cash you actually need. Price $50 and $100 same-day totals before you switch.
- $0 required membership fee, so keeping the app ready costs nothing between advances
- Higher-limit path with RoarMoney and qualifying deposits
- Turbo fees vary by amount and tip prompts can add cost
- New limits can start small; highest limits need more setup
Super.com: Super+ Cash Advance up to $250
Best for: People who will use Super+ benefits and accept a $15/month membership for Cash Advance.
Super.com Cash Advance markets up to $250 and requires Super+ at about $15/month for access. Standard ACH is free (about 2-3 business days). Expedited delivery adds a fee shown in-app. Super+ also bundles other travel and money perks beyond the advance, so price the whole membership, not only one cash draw.
Super.com rates about 4.7 on the App Store and 4.6 on Google Play. Its Overdraft Apps score is 8.2. Ratings use the page update date shown above.
Better than Credit Genie when: Choose Super.com when its fees, typical amount, or account setup beat Credit Genie for the cash you actually need. Price $50 and $100 same-day totals before you switch.
- Affiliate Cash Advance path with Super+ perks beyond cash
- Standard ACH delivery is free
- $15/month Super+ is steep if you only need cash occasionally
- Expedited fee dollars are not fully public; confirm in-app
Brigit: Tip-free advance + low-balance alerts
Best for: People who want tip-free Instant Cash and low-balance alerts every month.
Brigit’s public average advance is about $72, and new users often fall around $50-$150 even though it markets up to $500. Meaningful advance access usually uses the Plus membership fee (about $8.99/month), plus an optional express fee of roughly $0.99-$3.99. Brigit does not ask for tips.
Brigit rates about 4.8 on the App Store and 4.8 on Google Play. Its Overdraft Apps score is 9.1. Ratings use the page update date shown above.
Better than Credit Genie when: Choose Brigit when its fees, typical amount, or account setup beat Credit Genie for the cash you actually need. Price $50 and $100 same-day totals before you switch.
- Tip-free Instant Cash with proactive balance alerts
- Free repayment extensions and no work-hour tracking
- Plus membership fee can be expensive for occasional advances
- Express fee adds cost; past FTC marketing settlement is a trust flag
Albert: Savings and coaching around Instant
Best for: People who want savings automation and coaching, not only a cash button.
Albert Instant sits inside a broader savings and coaching app. Instant does not require an Albert subscription in current disclosures, so you can keep Instant available without a monthly membership fee (Genius and other paid tools are separate). Albert markets advances from $25 to $1,000, but few customers qualify for the top. The important number is the transfer fee on your quote.
Albert rates about 4.6 on the App Store and 4.5 on Google Play. Its Overdraft Apps score is 8.6. Ratings use the page update date shown above.
Better than Credit Genie when: Choose Albert when its fees, typical amount, or account setup beat Credit Genie for the cash you actually need. Price $50 and $100 same-day totals before you switch.
- No required Instant membership fee in current disclosures
- Broader money tools around the advance
- Transfer fees do not have a simple public schedule
- The $1,000 maximum is not a typical offer
Tilt: Tip-free subscription with clear express fees
Best for: People who want a tip-free subscription and clearer express-fee ranges.
Tilt, formerly Empower, markets up to $400. Publicly disclosed typical amounts are about $102 for first-time users and $171 for returning users. After a 14-day trial, the membership fee is about $8/month, and the express fee generally runs about $1-$8 by amount. Not available in CT, ME, or D.C.
Tilt rates about 4.8 on the App Store and 4.7 on Google Play. Its Overdraft Apps score is 9.5. Ratings use the page update date shown above.
Better than Credit Genie when: Choose Tilt when its fees, typical amount, or account setup beat Credit Genie for the cash you actually need. Price $50 and $100 same-day totals before you switch.
- Published express-fee range, tip-free flow, and 14-day trial
- Typical first-time amount is publicly disclosed
- $8 membership fee after trial plus an express fee for speed
- Not available in CT, ME, or D.C.; $400 max trails some competitors
FloatMe: Small, simple floats
Best for: People who need a small bridge and prefer a simple float app.
FloatMe is built for smaller shortfalls. First-time floats often land around $10-$50 before higher amounts unlock (up to about $100 for existing members). After a short trial, the membership fee is about $4.99/month, plus an instant fee by size when you need speed.
FloatMe rates about 4.8 on the App Store and 4.5 on Google Play. Its Overdraft Apps score is 8.5. Ratings use the page update date shown above.
Better than Credit Genie when: Choose FloatMe when its fees, typical amount, or account setup beat Credit Genie for the cash you actually need. Price $50 and $100 same-day totals before you switch.
- Simple UX for small floats
- Lower monthly membership fee than many Plus plans
- Low early caps; not ideal for $200+ bills
- You pay the membership fee whether you float or not after trial
EarnIn: Earned wages when you can verify hours
Best for: People who can prove earned wages and hours and want $0 membership.
EarnIn Cash Out is an earned-wage product with a $0 membership fee, so keeping it installed costs nothing. Most same-day users pay a Lightning Speed fee ($3.99 at or under $75, or $5.99 above). New users often start near $85/day. Tips are optional. Not available in Connecticut.
EarnIn rates about 4.7 on the App Store and 4.7 on Google Play. Its Overdraft Apps score is 8.9. Ratings use the page update date shown above.
Better than Credit Genie when: Choose EarnIn when its fees, typical amount, or account setup beat Credit Genie for the cash you actually need. Price $50 and $100 same-day totals before you switch.
- $0 membership fee; keep the app ready at no monthly cost
- Flat Lightning Speed fee that often undercuts percentage stacks
- Needs work/hour verification; daily caps apply
- Not in CT; tip prompts remain
How EarnIn eligibility works
EarnIn is not a normal bank-history cash advance. It is built around wages you already earned but have not been paid yet. Your available Cash Out is tied to that earned pay, not only to what sits in your checking account.
To qualify, you usually need a linked bank account with pay deposits, plus a way for EarnIn to confirm your work. That can mean connecting a work email, using timesheets, or turning on location / hour-tracking tools so EarnIn can see hours you worked. If you cannot track or submit hours in a way EarnIn accepts, the product often will not work for you at all.
Works well for: people with steady payroll or gig work who can prove hours and are fine checking in with EarnIn’s work tools. Poor fit: anyone who cannot verify hours, Connecticut residents (not available in CT), and people who only want a simple bank-link advance with no work tracking.
Bottom line
Credit Genie wins when a free standard Cash Boost path and a $150 cap are enough. MoneyLion and EarnIn usually win for higher limits with $0 membership. Brigit and Tilt fit tip-free subscriptions. Super.com only wins if you already want Super+.
Still unsure which app fits?
Filter the cash advance directory by fees, limits, speed, and account requirements.
FAQ: apps like Credit Genie
Does Credit Genie still cost $4.99/month?
No. Current disclosures: basic Cash Boost has $0 required membership with free standard ACH. Instant delivery uses a $9.99/month paid membership path. Confirm the live quote in-app.
What is the best app like Credit Genie for higher limits?
MoneyLion, Brigit, Tilt, or EarnIn usually market higher caps than Credit Genie’s $150 Cash Boost max. Confirm the live offer.
Is Credit Genie free?
Basic Cash Boost can be $0 membership with free standard delivery. Instant usually needs the $9.99/month path, and Instant fees are shown at checkout.
How much does a $50 or $100 advance cost with Credit Genie?
Basic Cash Boost has a $0 required membership fee with free standard ACH (about 1-3 business days). Instant delivery (about 30 minutes) needs the $9.99/month paid membership path; any Instant fee is shown at checkout. A $50 or $100 Instant draw still sits under that same month of membership.
Related comparisons
- Borrow $200 From Cash App: How to Get Two Hundred Bucks With No Credit Check - July 21, 2026
- How to Borrow $50 Instantly (2026): Best Cash Advance Apps - March 31, 2026
- Borrow $50 Instantly in Canada (2026): Best Cash Advance Apps - August 5, 2025
