You just lost your job? Your kid has an unexpected medical emergency? You’re here because you need cash now! It’s ok, it happens to everyone. We can help. Let’s dive into it! We reviewed some of your options (including payday lenders which we don’t like) if you need quick cash.

Recommendation: it’s always good to make regular account balance check or save some money aside, for rain days, but we all know it’s not always easy. And we all know that banks charge super high fees when you overdraft. In many cases, using alternative solutions and overdraft apps protection will be much cheaper.

Need Cash Now reviews:

Lender: PockBox.com

Loan amount: $100-$2,500

Cost: Depends on the state

Availability: Next or same day

Convenience: 4.5 / 5


Lender: LoanSolo

Loan amount: $100-$1,000

Cost: Depends on the state

Availability: Same day

Convenience: 4 / 5


Lender: Avant

Loan amount: Up to $35,000

Cost: 9.95-35.99% APR

Availability: Next or same day

Convenience: 3.8 / 5


Lender: Cash Now app

Loan amount: $100-$1,000+

Cost: Up to 2,340% APR

Availability: Next or same day

Convenience: 2 / 5


Lender: Dave

Loan amount: Up to $75

Cost: $1/ month + $5 transaction fee

Availability: Next or same day

Convenience: 3 / 5


Lender: LendUp

Loan amount: $100-$1,000

Cost: Up to 1,000% APR

Availability: Next day usually

Convenience: 2.8 / 5


Lender: CashNetUsa

Loan amount: $100+

Cost: Depends on the state, but from 200% APR

Availability: Next day usually

Convenience: 1.5 / 5


Get a loan today with bad credit

Definitely possible! Many solutions are now available and can provide you cash even if you don’t have a credit score (or if you have a poor one). You will of course need to show other proof of stability, since the lender will want to make sure you are good to pay back. The lenders reviewed here provide cash to people with all types of credit scores.

Get cash now with no bank account

If you need cash but you don’t have a bank account, it will be impossible to get cash through online platforms, at least with the companies we reviewed here.

You might need to go to offline sites (pawnshops) – we don’t recommended.

If you are out of the financial systems because you were hit by too many bank fees, you should know that there are solutions for you. Living with cash only can make your life quite difficult. More and more people are using prepaid card (you can have direct deposits on many of them) or alternatively change banks to online banks or banks with no fees.

In any case, we encourage you to have a bank account as we think it will contribute to your and your family financial wellness in the long-run.

Get cash now with no job

Can you get cash even if you don’t have a job? Yes! It is possible with Dave as long as you can show a direct deposit of at least $1,000 per month over the past few months. The good news is that because Dave connects directly to your bank account, it can pull and analyze your transactions history automatically. No need to do anything here.

For CashNetUsa, you will need to show employment for at least 1 month prior to the date you apply for a loan.

LendUp requires proof of employment depending on the states you live in. You will need to check on their website directly.

CashNow mentions that you don’t have to hold a job per say but you do have to show a regular source of income if you are not employed.

Free cash now

Dave is the closest thing to free cash. It cost $1 per month and in some cases a $5 transaction fee. Dave asks for tips but it’s 100% voluntary.

The other lenders reviewed here are not even close to provide free cash. You should know that nothing is really free!