In Canada, overdraft fees may apply when your account lacks funds to cover a purchase or withdrawal but your bank approves the transaction. Banks typically offer overdraft protection through either a monthly flat fee or a per-use fee, capped at $5 per transaction (plus interest). If you don’t have overdraft protection, you can end up...

Facing a $1,000 hole in your bank account? You’ll want to take steps to stop the bleeding immediately. Ditch the risky and high-interest "quick fix" loans and learn how cash advance apps can work alongside budgeting to avoid the debt snowball effect. Your wallet will thank you!

Short on funds for the footy? Keen to grab a parmy at the pub? Need a little extra to cover the price of petrol? Whether you’re in need of quick cash for something small or you’re facing more serious cash shortfalls like covering your rent, having the ability to extend your bank balance beyond zero...

Have you been wondering how Navy overdraft fees and protection work? Overdraft protection primarily allows financial transactions exceeding the balance of your checking account.

Maybe payday is approaching, but you still need to pay your electric bill. Fifth Third Bank will issue an overdraft fee when you do not have enough money in your account to cover a transaction, but the bank pays for it anyway. So, your balance will become negative, and Fifth Third will charge you a...

Overdraft fees can add up quickly. Thankfully, Capital One 360 offers free overdraft coverage. Read on to learn more about this bank’s overdraft policy.

Bank of America removed its linked account transfer fees and NSF fees in May 2022, lowered the overdraft fee from $35 to $10 and limited overdraft fees to two per day, so you may incur up to $20 in overdraft fees per day. Read on for a full breakdown of Bank of America’s overdraft fees.

We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide...