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Updated July 2026.
Most cash advance apps ask for your Social Security number before you can borrow a cent. Vansi does not, and that policy separates it from nearly every other app in this directory. The platform is also mid-rebrand from its previous name, Credit Convey, and carries a billing cycle that is easy to overlook until your second charge arrives. Here is what to know.
What is Vansi?
Vansi is the new brand name for Credit Convey, operated by Hamiltonian Inc. in Cheyenne, Wyoming. As of July 2026, both the App Store and Google Play still list the app under the “Credit Convey” name. The product is the same: a membership-based cash advance platform that stands out for not requiring a Social Security number, making it accessible to a broader range of users.
Vansi Bridge-a-Gap (BaG) Cash Advance at a glance
- Max advance: $200 (starts at $20, grows with account history)
- Membership billing: $7.99 every two weeks (~$17.31/mo effective; 26 billing periods per year)
- Transfer fee: $0 included in Premium membership
- No SSN required: Yes, a notable differentiator
- App name in stores: Still listed as “Credit Convey” (Vansi rebrand in progress)
- App Store: 4.7 stars | Google Play: 4.3 stars
Fees: what Vansi actually costs
The Vansi Premium membership is billed every two weeks at $7.99. Because there are 26 two-week periods in a year, this works out to approximately $17.31 per month on an annualized basis, which is higher than many competitors that bill monthly.
There is no separate transfer fee. The $0 transfer fee is included in the Premium membership. The membership auto-renews bi-weekly until you cancel in-app or by email.
A free tier exists but does not include advance access. Premium membership is required to use the Bridge-a-Gap advance feature.
How Vansi BaG Cash Advance works
Download the app from the App Store or Google Play (search “Credit Convey” until the rebrand is complete). Sign up for a Premium membership. Vansi does not require a Social Security number during sign-up, which is a meaningful difference compared to most cash advance apps.
Your advance starts at $20 and grows toward $200 based on your account history and approval. You request an advance through the app, and funds transfer at no additional cost. Repayment is due on your next scheduled billing cycle. You can only have one active advance at a time.
Vansi is not available in California, Connecticut, Nevada, Maryland, Utah, Kansas, Missouri, South Carolina, Wisconsin, Indiana, Massachusetts, or the District of Columbia. Confirm your state eligibility in-app before subscribing.
No SSN required. Up to $200 with $0 transfer fee included in membership.
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Browse the DirectoryWho Vansi is best for
Best for
People who do not have or prefer not to provide a Social Security number, and who can budget for a bi-weekly membership charge rather than a standard monthly fee.
Not ideal for
Anyone in one of the 12 excluded states, or users who want more than $200 or prefer a simpler monthly billing cycle. The bi-weekly fee can catch users off-guard if budgeting monthly.
Watch our Vansi (Credit Convey) review
Frequently asked questions
Is Vansi the same as Credit Convey?
Yes. Vansi is a rebrand of Credit Convey by Hamiltonian Inc. As of July 2026, the app is still listed under “Credit Convey” in both the App Store and Google Play. The product and membership terms are the same.
Do I need a Social Security number to use Vansi?
No. Vansi does not require an SSN during sign-up. This is one of its main differentiators compared to most cash advance apps.
How much does Vansi cost per month?
The membership is billed $7.99 every two weeks. Because there are 26 billing periods per year, this works out to about $17.31 per month on an annualized basis.
Is there a transfer fee on top of the membership?
No. The $0 transfer fee is included in the Premium membership. You do not pay a separate fee per advance transfer.
Which states does Vansi not serve?
Vansi is not available in CA, CT, NV, MD, UT, KS, MO, SC, WI, IN, MA, or DC. Confirm your eligibility in-app before subscribing.
