Free and low-cost tools to get the cash you need

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Free and low-cost tools to get the cash you need

We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide looks at how overdrafts work, how to stop going over your limit, and tools to help you get the cash you need without paying sky-high overdraft fees
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11PNC Bank Logo
Everyone runs into cash flow shortages from time to time. That’s where an overdraft can help. A valuable safety net for emergencies or necessities, overdrafts provide the funds you need - but there are fees to be aware of. Read on to find out about PNC overdraft fees, how much PNC will let you overdraft, and how to get the cash you need without spiraling into debt.
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If you see the following charge on your statement: “TOT ODP\SWP CR MEMO” and wandering what it is then – we’re sorry to be the ones to let you know that it is a charge related to bank overdraft fees in your Chase checking account. Chase could certainly be clearer in communicating what this charge relates to, and also has several other descriptions that may appear on your statement: tot odp swp cr memotot odp\swp cr memotot odp/swp cr memotot odp swp dr memopending tot odp\swp cr memotot odp\swp dr memotot odp/swp dr memotot odp We’ve all been there: an unexpected expense has left you short at the end of the month. You were in danger of dipping into an expensive overdraft and probably just missed it. In order to avoid such unpleasant surprises in the future – A cash advance app can be the perfect solution for you! You...
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Why do we need your overdraft fees? According to the CNN (so you know, it’s very accurate information), if Biden gets elected, he might appoint regulators that could crack down on overdraft fees.A Bloomberg analyst (so again, very accurate) even says that “Overdraft fees are one of the biggest risks to the banking industry under a Biden presidency”.I feel like they might have said that about every politician/ potential president- so nothing to write home about.A daylight robbery – 9% of accounts pay 79% of overdraft feesThe CNN article does mention that overdraft fees are a BIG business for banks with JPMorgan Chase taking home more than $2.1 billion of overdraft income last year.Think about it this way. With $2.1 billion, JPMorgan Chase can keep more than 20,000 workers on their payroll (assuming $100,000 per year including benefits). That’s about 10% of their workforce. That’s a lot.We created our blog because of overdraft fees...
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I am an optimistic person, even though most people think I’m not for some reasons (maybe because I’m not smiling that much? Things are happening inside, leave me alone).Anyway, I wanted to start this week with a few GOOD things that happened these past few days:- Your pensions are good. The stock market had its best week in 3 months, according to the WSJ.- According to Bloomberg, The French government wants its citizens to stop spending money on new smartphones. It’s not every day that French people have good ideas, so I wanted to mention it.- I started to watch HBO’s Succession. It’s so good.How many online banks do we need?More and more online banks proposing “free” cash advances are popping up (Empower or Varo are new in the game). Is it really necessary?I really don’t know, I’m asking.
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We’ve all been there: an unexpected expense has left you short at the end of the month. You are in danger of dipping into an expensive overdraft and just need some cash to help you out until you get paid. A cash advance app can be the perfect solution. You can even find apps to loan you some cash free of charge. Let’s dive into your cash advance options. Top Cash Advance App PockBox.com Get it now PockBox is the perfect app to get cash advances of up to $2,500 in minutes. The process is sleek and straightforward. You will just have to give some information about yourself.The PockBox app should then connect you to the best lender possible and approve you in a matter of minutes. Go to Website Get paid early Yes, you can get an advance on your pay – but why is this a good idea?...
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