Best Cash Advance Apps to Avoid Overdraft Fees

We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide looks at how overdrafts work, how to stop going over your limit, and tools to help you get the cash you need without paying sky-high overdraft feesRead More

Notice a strange pending transaction on your debit card statement and wondering if you’re the victim of fraud? Your account has probably been subject to a debit card hold by a gas station, hotel or rental car company. It’s a legitimate transaction that’s only temporary – but it could still cost you significant overdraft fees. What is a debit card hold? When you use your debit card to pay for things like gasoline, a hotel stay, a restaurant meal, or a rental car, the merchant doesn’t know how much it will need to charge your card. Will you put $10 of gas into your car or $100? Will you rack up additional charges by raiding the minibar at the hotel? To make sure there is enough money in your bank account to cover the final amount, some merchants place a debit card hold on your debit card to temporarily freeze...Read More

We all know the frustration of needing a little more cash to pay a bill or make a small purchase before payday arrives. When you need a few extra bucks to see you through to your next paycheck, an overdraft can help - but there can be significant fees to be aware of. This guide looks at how overdrafts work, how to stop going over your limit, and tools to help you get the cash you need without paying sky-high overdraft feesRead More

Before looking at the overdraft fees and limit of your bank, check out these apps PockBox Get it now PockBox is the perfect app to top up your checking account (with up to $2,500) and use the money to buy stuff online. The process is sleek and straightforward. You will just have to give some information about yourself.The PockBox app should then connect you to the best lender possible and approve you in a matter of minutes. LoanSolo Get it now LoanSolo lets you borrow small amounts of money – between $100 and $1,000 – and will be great if you need to buy something (small) online using your checking account but you don’t have enough money right now.The process is quick, online and if approved, you will get your money by tomorrow. It is very straightforward and doesn’t require much for you to do, except providing regular personal information....Read More

We have all (ok, most of us) been there! You miscalculated your expenses? Your paycheck is a bit lower this time around than usual? In this article, you will find concrete tips to prevent having an overdrawn bank account, and learn what to do when you bank account has a negative balance. Overdrafting is very convenient (you just swipe your card and use money that is not yours), but extremely expensive. An average overdraft fee costs $35 per transaction, and it can add up very quickly! We are not even talking about the extra fees that your bank might charge you if you’re staying too much time in negative. Some banks might even close your bank account and report you to ChexSystems (a consumer reporting agency), preventing you from opening a new bank account. What does overdrawn mean The definition of overdrawn is quite straightforward: it means that your checking...Read More

Sometimes, there just isn’t enough money to go around. And if you don’t keep a close eye on your checking account, you may accidentally — or intentionally — overdraft and spend more money than you have available. For this reason, it’s important that you understand how to pay an overdraft. If you sign up for a service called Overdraft Protection, you can possibly avoid overdrawing your account and paying overdraft fees. With this service, you can link a savings account or credit card to your checking account. In the event that you don’t have sufficient funds in your account to cover a transaction, the bank will transfer money from your savings or use your available credit to cover the purchase. On the other hand, if you overdraft your account and you’re not signed up for Overdraft Protection, the bank may advance the cash to make a purchase happen (and charge...Read More