Overdraft fees could fall from $35 to as low as $3 under a proposed rule announced by the White House. The proposed changes would potentially eliminate billions of dollars in revenue for the nation’s biggest banks. Read on to learn how this change could affect millions of Americans living paycheck to paycheck.

Have a holiday shopping list that’s a mile long, but a wallet that’s close to empty? Don’t turn to high interest credit cards or buy now pay later programs that will leave you with a costly holiday hangover you’ll be paying off well into the new year. With just a little bit of shopping around...